Saving Grace Insurance Group, LLC

05/18/2026

Looks like the weather may get dicey some this week....
Even though summer brings sunshine, a severe storm may pop up at anytime. It is important for those who own a home or business to follow the tips below:
-Monitor the weather consistently and set up emergency alerts on your phone.
-Before a storm, review your insurance coverage and update policies if necessary.
-Look for potential hazards, like tree branches that could fall on your roof during a storm. Clear your gutters.
-Have both an emergency kit and an emergency plan prepared.
-How that you know how to prepare before the storm, let us talk about what to do after a severe storm occurs:
-Look at how severe the damage is. Do you see minor damage or major damage like a punctured roof? It is important to contact a professional to assist with repairs.
-If the power was knocked out, you might have water backup losses. Do you have water sewer backup coverage on your policy? Contact a restoration company for clean up assistance.
-If a tree fell in your yard, there is no coverage under your homeowners policy unless the tree hit an insured structure like a shed or fence.

Give us a call if you have any questions at all about your policies to get ahead of possible future storm damage.

05/03/2026

04/28/2026

Just a reminder again since we are facing stormy weather!!! ⛈️ 🌪️
Pictures and videos of every cabinet, closet and drawer, garages, etc. Store in Google Drive or a private Facebook album!!!! Be prepared!!!!

03/13/2026

🌺Spring is here🌺
But unfortunately with the warm temps also comes the spring storms! Do you know your coverages on your home and vehicles? Have you checked your policies lately? Give us a call and allow us to help you, we would love to give you a quote from one of our many companies, covering a multitude of items, auto, home, boat, motorcycle, manufactured homes, commercial and much more.
Valerie Allen 270-670-7680
Marsha Phillips-Wilson 270-404-1332

01/21/2026

BE PREPARED!!!!! Be ready
Pay close attention to #50…

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BEFORE THE STORM (24–48 HOURS AHEAD)
❄️1. Charge all phones, power banks, tablets, and rechargeable lanterns.
❄️2. Fill vehicle gas tanks in case stations lose power.
❄️3. Get cash in small bills in case card systems go down.
❄️4. Pick up prescriptions and essential medications early.
❄️5. Download movies, books, and maps for offline use.
❄️6. Identify one warm room in the house to “camp out” if power fails.
❄️7. Locate water shut-off valve and breaker box now, not later.
❄️8. Set fridge and freezer to colder settings to hold temperature longer.

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WATER AND PIPE PROTECTION
❄️9. Drip faucets on exterior walls when temps drop below freezing.
❄️10. Open cabinet doors under sinks to allow warm air circulation.
❄️11. Disconnect garden hoses from outdoor spigots.
❄️12. Cover outdoor faucets with insulated caps or towels.
❄️13. Know how to shut off water quickly if a pipe bursts.
❄️14. Fill jugs, buckets, or bathtub with water for flushing and washing.

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FOOD AND KITCHEN PREP
❄️15. Keep 3–5 days of no-cook food: peanut butter, tuna, bread, crackers, canned meat, fruit cups.
❄️16. Have manual can opener available.
❄️17. Buy shelf-stable milk or powdered milk if needed.
❄️18. Freeze a few water bottles to act as freezer “ice packs.”
❄️19. Keep a cooler ready to move fridge food outside if power is out and temps are below freezing.
❄️20. Avoid stocking large amounts of perishables right before the storm.

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HEAT AND HOME SAFETY
❄️21. Gather extra blankets, sleeping bags, and warm layers.
❄️22. If using a fireplace, confirm chimney is clear and have dry wood.
❄️23. Never run generators or grills inside garages or homes.
❄️24. Test smoke and carbon-monoxide detectors.
❄️25. Have at least one flashlight per person plus spare batteries.
❄️26. Use battery lanterns instead of candles when possible.

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VEHICLE AND TRAVEL
❄️27. Plan to avoid driving once freezing rain begins.
❄️28. Bridges, overpasses, and shaded roads freeze first.
❄️29. Keep in the car: blanket, water, snacks, phone charger, gloves.
❄️30. Replace old wiper blades and top off washer fluid.
❄️31. Park away from large tree limbs when possible.
❄️32. Assume flights and I-20 travel may be disrupted for days.

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POWER OUTAGE PLAN
❄️33. Unplug sensitive electronics to avoid surge damage.
❄️34. Keep one battery radio or weather app for updates.
❄️35. Use surge protectors for TVs and computers.
❄️36. Know where warming centers may be in your parish.
❄️37. Have extension cords ready if using a generator outside.
❄️38. Keep refrigerator closed to preserve cold air.

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PETS AND LIVESTOCK
❄️39. Bring pets indoors with extra food and water.
❄️40. Provide outdoor animals with unfrozen water sources.
❄️41. Add straw or blankets to outdoor shelters.
❄️42. Keep leashes and carriers accessible in case of evacuation.

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MEDICAL AND SPECIAL NEEDS
❄️43. Keep a written list of medications and dosages.
❄️44. Store a small first-aid kit with thermometer and basic meds.
❄️45. Have backup batteries for medical devices.
❄️46. Identify a place with power you could relocate to if needed.

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PROPERTY PROTECTION
❄️47. Move vehicles away from trees or power lines.
❄️48. Secure outdoor furniture and lightweight items.
❄️49. Avoid trimming trees during the storm—do it beforehand.
❄️50. Photograph property for insurance before conditions worsen.

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DURING THE STORM
❄️51. Do not drive unless absolutely necessary.
❄️52. Assume downed lines are live and dangerous.
❄️53. Use only safe indoor heating methods.
❄️54. Check on neighbors, especially elderly, by phone if possible.
❄️55. Report outages to utility companies rather than 911 unless it’s an emergency.

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AFTER THE STORM
❄️56. Walk carefully—ice may refreeze overnight.
❄️57. Check pipes for leaks as temperatures rise.
❄️58. Throw out refrigerated food if above 40°F for more than 4 hours.
❄️59. Avoid DIY electrical repairs around downed lines.
❄️60. Be patient—restoring power after ice can take several days.

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KEY REALITY FOR SOUTHERN ICE EVENTS
❄️A quarter inch of ice can bring scattered outages.
❄️Half an inch can cripple travel and power for days.
❄️Ice is more dangerous than snow for the Deep South.

11/20/2025

We will be closed on Thursday Nov 27th and Friday November 28th for the Thanksgiving holiday. We will reopen on Monday, December 1st at 8am. Have a safe & blessed Holiday with your family.

09/03/2025

We’ve hit the ground running for the month of September. Been able to save a few some serious money. Give us a call today, a text or send us a message!!! We would love to quote your insurance & save you some $$

08/27/2025

We will be closed Friday, August 29th thru Monday, September 1st, to celebrate Labor Day weekend with our families. We will be available on Tuesday, Sept 2nd at 8am. Have a great Labor Day weekend.