Garrett Dobbs- The Insurance Hunter

04/16/2026

I quoted a small business owner this week who was paying $3300/month for him, his wife and a son

They’re 27 and in great health

I saved them $2500 PER MONTH

So why was their group insurance so high?

Well a couple factors. They have 4 employees. So in an insurance companies mind they are looking at the cost risk associated with the 4 employees.

They look at factors like age, health, occupational risks etc

2 of the employees had extensive medical problems resulting in very high cost of care.

Now let’s not ignore the fact that the insurance is a business out to make money. That’s what it is and I don’t have the power to change that.

But due to their age and cost risk associated with half the covered employees they increase and spread the monthly premium across the whole group.

So what I do differently is instead of assessing the group as a whole and charging everyone based off one or two people’s medical conditions. We price individually and doing this typically results in a lower aggregate cost across the company.

04/06/2026

If you’re self-employed, a business owner, or just tired of overpaying for health insurance… you’re not alone.

Most people don’t realize there are better options out there with real coverage, nationwide networks, and often lower monthly costs.
I one-on-one with families to find plans that actually fit their needs (and budget).

✔ Self-employed
✔ Business owners
✔ Anyone frustrated with traditional plans

If that sounds like you, it’s worth a quick conversation.

Message or call today for a free quote.

03/26/2026

It’s a good day to get an insurance quote! I know we’re all looking for ways to save money right now, if you feel like you’re overpaying for health insurance give me a call.

03/17/2026

Let’s breakdown the two most common health insurance plans for self-employed or small business owners.

If you’re self employed or own a small business these are a short breakdown of the 2 plan network types you could have!

01/29/2026

I’m excited to announce that I’m now licensed in North Carolina!
If you have family or friends in NC who need guidance with health insurance options, I’m happy to help.

01/08/2026

Last year marked a huge milestone for me, I reached $1 million in issued business. This didn’t happen overnight; it took two years of steady growth, learning, and trusting the process to get there.
I’m incredibly grateful to God for opening doors I couldn’t have opened on my own, and for every client, referral, and conversation that played a role along the way.
As I look toward 2026, my goal is to serve even more people and reach another $1 million in issued business in half the time, trusting Him to lead every step.

01/07/2026

Having a personal agent means you’re not left trying to navigate insurance alone.

01/05/2026

Life changes often bring insurance questions. If you know someone who could use a resource for flexible, nationwide PPO plans, I'd be happy to help.

01/01/2026

I’ll be available all day to go over coverage options!

12/16/2025

The WINNER of the $100 Amazon Gift Card is Cheyenne Bryant! 🎄🎉

Cheyenne, message us your email address to claim your prize!

12/12/2025

Open Enrollment ends December 15th! ⏳
If you’ve been putting off getting coverage or still have questions about which plan is right for you, now’s the time. Give me a call and I’ll help you get everything squared away.

12/08/2025

🎣 Reel in the savings while you still can!
Open Enrollment is coming to a close, which means now is the perfect time to make sure you’ve got the coverage your family needs. Having the right health insurance gives you peace of mind, protects your wallet from unexpected medical bills, and keeps you prepared for whatever life throws your way.
If you’re unsure about your current plan or want to compare options, I’m here to help you find affordable, customized coverage before the deadline. Don’t wait, let’s secure your savings and your health.