Denise Thomas -American Pacific Mortgage

Denise Thomas -American Pacific Mortgage Personal NMLS222463
Branch NMLS 2563283
Company NMLS 1850

Today, and every day, we’re proud to stand behind the heroes in our community and across the country who wear the unifor...
05/16/2026

Today, and every day, we’re proud to stand behind the heroes in our community and across the country who wear the uniform with pride.
Thank you for your service! 💙
https://myoc.io/DThomas



NMLS #222463

05/14/2026

Are you waiting…or preparing? There’s a big difference.
Waiting for the “perfect” rate or market conditions can leave you stuck on the sidelines. Preparing, on the other hand, puts you in a position to act when the opportunity is right for you.
The truth is, no one can perfectly time the market, but you can control how ready you are.
Preparing means:
• Understanding your options
• Knowing your budget
• Having a strategy in place
Whether you’re buying a home or thinking about refinancing, those who win are the ones who are ready when the moment comes.
https://myoc.io/DThomas



NMLS #222463

05/12/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/DThomas



NMLS #222463

To all the moms—by birth, by choice, or by heart—your love shapes the world. Happy Mother’s Day! 💕🌍https://myoc.io/DThom...
05/10/2026

To all the moms—by birth, by choice, or by heart—your love shapes the world. Happy Mother’s Day! 💕🌍
https://myoc.io/DThomas

NMLS #222463

Behind every brave service member is a brave spouse.Military spouses don’t wear uniforms, but their dedication and sacri...
05/08/2026

Behind every brave service member is a brave spouse.

Military spouses don’t wear uniforms, but their dedication and sacrifices are just as profound. Today, we say THANK YOU. ❤️
https://myoc.io/DThomas



NMLS #222463

Just like flowers, we all grow at our own pace. Be kind to your mind—and to others.https://myoc.io/DThomas NMLS #2224...
05/05/2026

Just like flowers, we all grow at our own pace.
Be kind to your mind—and to others.
https://myoc.io/DThomas



NMLS #222463

04/30/2026

If you plan to remodel your home or purchase an investment property that needs work, traditional financing may not always be the best fit.

We offer renovation loans that allow you to borrow based on the future appraised value of the home after improvements are made.

With a renovation loan, you can:
- Buy and renovate a fixer-upper without depleting your savings
- Make major repairs or add new features to your current home
- Finance upgrades for a property you plan to rent or flip
These loans provide a flexible solution for homeowners, investors, and landlords who want to maximize their property’s potential.
https://myoc.io/DThomas

NMLS #222463

If your equity is just sitting, it’s missing its purpose. The right strategy can turn it into an opportunity, growth, an...
04/28/2026

If your equity is just sitting, it’s missing its purpose. The right strategy can turn it into an opportunity, growth, and momentum. Don’t let it stay idle.
https://myoc.io/DThomas



NMLS #222463

04/23/2026

Want to upgrade your home but are concerned about how much it will cost and where you’ll come up with the money?
A renovation loan allows you to finance the amount you’re borrowing or owe and the cost of improvements in one loan.
Instead of paying out of pocket for home upgrades, renovation costs are rolled into your mortgage and paid over time. The loan amount is based on the home’s projected value after the improvements are completed.
Renovation loans can help fund projects like:
✔️ Kitchen or bathroom remodels
✔️ New flooring or interior updates
✔️ Exterior upgrades and curb appeal improvements
✔️ Major repairs or structural fixes
Smart upgrades can improve how you live in your home and potentially increase its value.
https://myoc.io/DThomas



NMLS #222463

Thinking about remodeling your home or buying a fixer-upper? A renovation loan can help make those upgrades possible.Her...
04/21/2026

Thinking about remodeling your home or buying a fixer-upper? A renovation loan can help make those upgrades possible.
Here’s how it typically works:
1️⃣ The loan amount is based on the home’s projected value after the renovations are completed, also known as the “after-repair value” or ARV
2️⃣ Funds for the renovation are included in the mortgage and placed in a dedicated account.
3️⃣ As the work is completed, funds are released to the contractor in stages.
4️⃣ When the project is finished, the loan functions like a traditional mortgage.
A renovation loan allows you to improve a property without paying the full cost upfront, while potentially increasing the value of the home.
https://myoc.io/DThomas



NMLS #222463

Diversity Month is a reminder that great ideas, strong teams, and thriving communities are built by people from all walk...
04/16/2026

Diversity Month is a reminder that great ideas, strong teams, and thriving communities are built by people from all walks of life. That’s not a trend—it’s just good sense.
https://myoc.io/DThomas



NMLS #222463

Address

340 Jesse Jewell Pkwy, Ste 500A
Kennesaw, GA
30501

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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