Mike Jones, Ameris Bank Mortgage, NMLS # 315233

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United States
Gainesville, FL
Mike Jones, Ameris Bank Mortgage, NMLS # 315233

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Working in the Mortgage Industry for many years, Mike Jones takes great pride in providing his customers with an exceptional mortgage banking experience.
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He stays informed of current industry news and trends, providing the most up-to-date information

10/30/2026

💰 Bringing cash to closing is one of the biggest hurdles for many homebuyers.

That’s why it’s worth understanding seller concessions! 🤝 In some situations, a seller may agree to cover certain closing costs, helping reduce the amount a buyer needs to bring to the closing table.

🎥 This video walks through one example of how seller concessions can impact cash to close. Every transaction is different, but it’s a strategy worth discussing when buying a home! 🏠🔑

10/27/2026

Want to maximize your homebuying power? Before applying for a mortgage, it's important to understand how your existing debt may affect your loan options. A little preparation today can help put you in a stronger position when you're ready to buy.

Let's create a plan that works for your goals.

10/27/2026

🏡✨ Self-employed, freelance, or gig worker?

Traditional pay stubs aren't your only option! 💼 We offer mortgage solutions that can use bank statements to verify income, helping more buyers achieve homeownership. 🔑🏠

📞 Let's connect and explore your options today!

🏡💙✨

10/22/2026

Loan officers generate business by building relationships, serving clients, and creating referral opportunities.

That's why support matters.

Operation support, training, technology, product expertise, and marketing resources all play a role in helping loan officers focus on growing their business and delivering exceptional customer experience.

When the right resources are in place, loan officers can focus on what they do best.

10/21/2026

Homeownership can offer benefits that extend well beyond having a place to call your own. From building equity over time to supporting family stability and long-term financial well-being, its impact can reach across generations.

Explore the long-term benefits of homeownership in this week’s Ameris Bank Mortgage Monitor. https://ow.ly/HhkM30sZZPv

10/20/2026

🎁🏡 Using gift funds for your down payment?

They can help make homeownership more affordable! 💙 Understanding who can provide the gift and what documentation is needed can help keep your purchase on track.

📞 Contact me today to learn more about using gift funds for your home purchase! 🔑✨

🏡💙🎉

10/14/2026

🏡✨ Thinking about buying a newly built home?

Builder incentives could make homeownership more affordable than you think! 💰 From lowering upfront costs to reducing your monthly payment, many builders offer valuable perks such as:

✅ Closing cost assistance
✅ Interest rate buydown opportunities 📉
✅ Builder-funded incentives and savings 🎉

Many buyers are surprised by how much these programs can improve affordability and help make their dream home a reality. 🏠💙

🔗Contact me today to explore your financing options and learn which builder incentives may be available to you!

🏡🔑✨

10/13/2026

🏡✨ Still searching for your dream home? Why not create it instead!

A renovation can turn a house you like into the home you love. 🔨💙 Whether you're updating a kitchen, adding more space, or giving your entire home a fresh new look, the right financing can help bring your vision to life.

💡 Ready to transform your ideas into reality? Contact me today to explore renovation financing options and take the first step toward your dream home! 🏠✨

🔨🏡💙✨

10/13/2026

🏡📉 Waiting for the “perfect” mortgage rate? It might seem like the smart move, but the housing market doesn't move in a straight line. Rates are only one piece of the puzzle. Home prices, inventory levels, and buyer competition all impact affordability.

✅ The best time to buy is when you are financially ready. And remember, if rates drop later and you qualify, refinancing could help you take advantage of future savings.

🔑 Focus on your goals, not just the rate.

🏠✨

10/01/2026

Investing in rental property? DSCR loans qualify you based on your property's rental income, not your personal earnings. This makes them a smart option for real estate investors looking to grow their portfolio.

Learn more: https://ow.ly/PUrM30sZsxO

Address

Gainesville, FL

Telephone

+13522150501

Website

http://amerisbank.com/mikejones

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