AG FinTax

06/17/2026

💡 When Self-Created Intangibles Are Taxed as Ordinary Income

Planning to sell a patent, copyright, or other self-created asset?

📊 Many self-created intangible assets are taxed as ordinary income rather than the lower long-term capital gains rate, which can significantly increase your tax bill.

Proper planning and ownership structure can help you achieve a more tax-efficient outcome.

📖 For more information, read our latest blog:
🔗 https://www.agfintax.com/self-created-intangibles-tax/

If you plan to sell a business or an intangible asset, you need to understand a critical tax rule that can significantly increase your tax bill.

06/14/2026

🚨 RBI Just Made FCNR Better Than NRE

Many NRIs choose NRE FDs because of the attractive 6–7% interest rates. But here's what often gets missed: those returns are in Indian Rupees.

If the rupee weakens against the U.S. dollar, your actual returns in USD could be much lower.

Now, FCNR Deposits are back in the spotlight.

✅ Deposit in USD
✅ Earn interest in USD
✅ Get your money back in USD
✅ No rupee conversion risk

With recent changes, several banks are offering competitive FCNR rates in foreign currency—creating a potential opportunity for NRIs looking to preserve dollar value.

⏳ Important: This window is currently available only until September 30, 2026.

If you're a U.S. citizen, Green Card holder, or U.S. tax resident, there are also critical U.S. tax implications you should understand before investing.

💬 Comment "FCNR" below and we'll send you:

📌 The latest FCNR rates
📌 Key considerations for U.S. taxpayers
📌 What every NRI should know before opening an FCNR deposit

Comment FCNR now before this opportunity changes.

06/12/2026

🚨 NRIs, here's what many people aren't talking about.

While FCNR interest is tax-free in India, it may still be fully taxable in the U.S. for U.S. citizens, Green Card holders, and tax residents.

In addition, FBAR and FATCA reporting requirements may apply to your foreign financial accounts.

FCNR deposits can still be a valuable part of your financial strategy—but understanding the U.S. tax implications and compliance requirements is essential before you invest.

Comment "FCNR" to receive our compliance checklist and learn how to structure your investments more effectively.

The current FCNR window closes on September 30.

06/12/2026

💡 Section 179 or Bonus Depreciation: What's Best After OBBBA?

Recent tax law changes under the One Big Beautiful Bill Act (OBBBA) have expanded opportunities for businesses to accelerate deductions on qualifying assets.

📊 100% bonus depreciation offers immediate deductions, while Section 179 may provide added benefits depending on your business's future income and tax situation.

The right choice depends on your overall tax strategy.

📖 For more information, read our latest blog:
🔗 https://www.agfintax.com/section-179-vs-bonus/

Recent tax law changes under the One Big Beautiful Bill Act created powerful opportunities to write off business assets faster than ever. You now face an

06/11/2026

🚨 Breaking News for Every NRI With Dollars

RBI just made a move that hasn’t happened in 13 years — and it could significantly boost your returns on dollar deposits.

FCNR(B) rates are jumping from 3% to as high as 7.1% — in dollars. Tax-free in India.

✅ SBI — 6%
✅ HDFC — 6%
✅ Karur Vysya — 7%
✅ AU Small Finance Bank — 7.1%

But there’s a catch nobody is talking about — if you’re a US resident or green card holder, this income is fully taxable in America and must be reported to the IRS.

The window closes September 30, 2026.

I just posted a full video breaking this down — watch it before you act.

👉 Comment or reply “FCNR” in insta, and I’ll personally send you:
✅ Best rates available today
✅ How to structure this as a US taxpayer
✅ IRS reporting checklist

⏳ Don’t wait — September 30 is the deadline.

06/08/2026

⚠️ Don’t Make This Costly Portability Election Mistake

The federal estate and gift tax exemption is now $15 million per person, but married couples must make a proper portability election to preserve their combined exemption.

A recent Tax Court case resulted in the loss of a $3.7 million exemption and an additional $1.5 million in estate taxes due to an invalid portability election.

📖 Read our latest blog:
🔗 https://www.agfintax.com/portability-election-mistake/

The One Big Beautiful Bill Act (OBBBA) permanently increased the federal estate and gift tax exemption to a whopping $15 million per person for...

06/05/2026

At AG FinTax, we believe that lasting success is built on more than expertise—it is built on strong values, consistent habits, and a commitment to creating value for others.

During our Founder’s Day Town Hall, we reflected on the habits that continue to guide our journey:

✔️ Habit 1: Ownership
✔️ Habit 2: 10X Thinking
✔️ Habit 3: Client-First Service
✔️ Habit 4: Exceed Expectations
✔️ Habit 5: Integrity
✔️ Habit 6: Building Strong Teams
✔️ Habit 7: Innovation & Continuous Improvement

One of the most powerful reminders was the lesson of the Chinese Bamboo Tree—meaningful growth often happens beneath the surface long before it becomes visible. Success is built through patience, consistency, and perseverance.

As we celebrate another milestone in the AG FinTax journey, we remain committed to these habits that strengthen our culture, empower our team, and help us create a lasting impact for our clients and communities.

06/03/2026

💡 HSAs After Death: What You Need to Know

Health Savings Accounts (HSAs) offer valuable tax benefits during your lifetime. But after death, the tax treatment can be very different—especially for non-spouse beneficiaries.

Understanding how HSAs transfer to beneficiaries is an important part of effective tax and estate planning.

📖 Read our latest blog:
"HSAs After Death: What You Need to Know"

🔗 https://www.agfintax.com/hsas-after-death/

Health Savings Accounts (HSAs) are a great way to save money.

06/01/2026

🎉 Celebrating 7 Years of AG FinTax 🎉

Today, we celebrate the 7th AG FinTax Day—a milestone that reflects years of dedication, growth, and commitment to serving our clients and communities.

Over the past seven years, AG FinTax has grown into a trusted financial and tax advisory firm, helping individuals and businesses achieve their financial goals with confidence.

This special occasion also marks the birthday of our Founder & CEO, Anil Grandhi (AG), whose leadership, perseverance, and vision continue to inspire our team and drive our success.

As we celebrate this milestone, we extend our sincere gratitude to our clients, partners, and team members for being an integral part of our journey.

Here's to continued growth, greater impact, and many more milestones ahead.
🎂 Happy Birthday, Anil Grandhi!
🎉 Happy 7th AG FinTax Day!