11/12/2025
USDA loans offer 100% financing💸, meaning no down payment is required!
With low credit score requirements and competitive interest rates, it's a great option to make your dream home a reality. 🏡
Contact me today to learn more.
On a USDA 30-year fixed rate purchase with a loan amount of $404,040 (at 100% Loan-to-Value [LTV] with zero down payment and FICO 720), at an interest rate 6.94% with $0 discount points (Annual Percentage Rate: 7.474%), you will be required to make 360 equal monthly payments of $2,671.83 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher).
The rates are effective as of 11/06/2025 12:04 p.m. PT and may be subject to change without notice.