Michele Albohn- Retirement Mortgage Broker

06/09/2026

Exciting news–I'm now a Knock Certified Partner Plus!

As an experienced Knock partner I can help you leverage the Knock Bridge Loan™–a powerful way to buy before you sell, make non-contingent offers, and move on your terms with less stress.

Interested in learning more? Let's talk!

06/08/2026

After spending more than 25 years helping seniors through Medicaid planning, eldercare, estate planning matters, long-term care concerns, and retirement challenges, I’ve come to a surprising realization.

One of the most misunderstood financial tools available to retirees today may also be one of the most beneficial.

For some reason, many people are willing to explore almost every retirement strategy imaginable—except a Reverse Mortgage.

Unfortunately, many opinions are based on outdated information, old stories, or misconceptions rather than how these programs actually work today.

What I’ve learned is that this isn’t simply a “last resort” product.

For the right person, it can help create cash flow, eliminate a required monthly mortgage payment, fund home modifications, pay for in-home care, preserve retirement assets, provide a line of equity for future needs, purchase a retirement home, and create greater financial flexibility and peace of mind.

I’ve seen firsthand how financial stress impacts seniors and their families. I’ve also seen how having more options can completely change someone’s retirement experience.

My mission has always been helping older adults live with greater dignity, independence, and security. That’s exactly why I’m so passionate about educating people on this often-overlooked strategy.

You don’t have to choose it.

But I believe you owe it to yourself to understand it.

Because if people never learn the truth, they may never discover a tool that could make a meaningful difference in their retirement years.

06/05/2026

I donut know what I’d do without your referrals! 🍩❤️

A heartfelt thank you to everyone who has trusted me, recommended me, and supported my business along the way. Referrals are one of the greatest compliments I can receive, and I’m grateful for every single one.

Hope your day is filled with a little sweetness and a lot of smiles!

05/29/2026

Unlock the Power of Your Home Equity — Even In Retirement

Meet Robert. At 74, with a home valued at $950,000 and a mortgage balance of $250,000, a traditional HELOC only qualified him for $33,000.

With EquitySelect HELOC, he qualified for $200,000 — at the same capped monthly payment of just $260.

💡 If you're a homeowner sitting on significant equity, you may have more financial flexibility than you think.

✅ Plans start at just 1% of the annual balance per month
✅ Choose a first- or second-position HELOC based on your needs
✅ Same manageable monthly payment — dramatically more access to your equity

Ready to see what you qualify for?
📞 865-424-6350
📧 [email protected]

05/29/2026

This week we explore a common scenario for retirees. Thoughts?

How your home equity can create tax-smart income — and protect what you’ve already saved. When Jim and Carol retired, they had done everything right.

05/15/2026

Home equity is more often a part of the retirement planning process.

This one's for the Financial Advisors

05/15/2026

As your local trusted Senior Mortgage Advisor & Retirement Mortgage Specialist, I often ask people this simple question…

What if you no longer had a required monthly mortgage payment?
How would that change your life, your retirement, or your peace of mind?

For many homeowners 62+, there may be options available that can help improve monthly cash flow, create more financial flexibility, or simply make retirement feel less stressful.

Reverse mortgages and retirement mortgage solutions have changed a lot over the years and are often misunderstood. That’s why I believe education and honest conversations matter most.

If you’re curious whether this could benefit you or someone you care about, I’d be happy to explore the possibilities with you in a relaxed, no-pressure, no-cost consultation.
865-424-6350

05/07/2026

Amazing time at the Reverse Mortgage Summit in Knoxville! Learned a lot, very motivated and looking forward to the rest of this year helping seniors!

So many great speakers, there was so much knowledge shared with great people.

05/06/2026

Last week reminded me why I love what I do.

4 closings in one week—some first-time homebuyers, and one family purchasing a second home.

Behind each closing was a different journey… questions, hurdles, decisions, and a lot of moving pieces. But every one of them made it to the closing table.

That’s what matters.

Helping people move forward—whether it’s their very first home or the next chapter.

If you’ve been thinking about buying but aren’t sure where to start, I’m happy to walk you through it.

📩 Reach out anytime

05/04/2026

Closed on a reverse mortgage today for a couple in their early 60s.

The goal?
Give them flexibility while delaying Social Security.

The husband recently stopped working and wants to wait to draw his benefit. The wife has a smaller income, but it wasn’t enough on its own—and they’re not yet taking distributions from retirement accounts.

So we created a plan:
• Lump sum to help cover monthly expenses now
• Line of credit available for future needs

This allows them to bridge the gap without locking themselves into early Social Security or pulling from investments too soon.

Reverse mortgages aren’t just for “last resort” scenarios—they can be a powerful planning tool when used the right way.

If you're thinking about retirement and want to explore your options, I’m here to help.

📩 Reach out anytime