Ryan Stephens, Watermark Home Loans

Ryan Stephens, Watermark Home Loans Ryan Stephens is a Residential Mortgage Loan Originator for Watermark Capital, Inc | NMLS 1477727 |

Enthusiastic, resourceful, and dedicated, Ryan Stephens explores every available opportunity to turn homeownership dreams into reality. He takes the time to get to know his clients to better serve their mortgage goals, and enjoys building lasting friendships with customers, partners, and peers. Born and raised near Longview, Texas, Ryan graduated from John Brown University in Arkansas. He led fund

raising efforts for the Boy Scouts and the Boys & Girls Clubs in Fort Worth, then joined the corporate world as a marketing specialist for a financial planning firm. He transitioned to mortgage planning at the encouragement of a friend and long time lender in 2016. Honesty is the foundation of Ryan’s role as a mortgage professional. He offers truthful, clear guidance to help his clients choose the option that’s right for them. He values direct, open communication and proactively updates customers so they know exactly what to expect at each step. Ryan will also be there for his clients with mortgage insight and support long after their loan has closed. When he’s not helping people become homeowners, Ryan enjoys cycling and portrait photography.

12/25/2025

Merry Christmas, and thanks for another amazing year!

Does a conventional loan require 20% down? The answer might surprise you! If you're not sure, check out our handy guide ...
07/14/2025

Does a conventional loan require 20% down? The answer might surprise you! If you're not sure, check out our handy guide to learn more!

Does a conventional loan require 20% down? The answer might surprise you! Our guide will give you all the info you need to know.

The words Conventional Mortgage Loan get tossed around a lot, but what do they really mean? Our team's latest in-depth g...
07/11/2025

The words Conventional Mortgage Loan get tossed around a lot, but what do they really mean? Our team's latest in-depth guide will help you learn everything you need to know!

The words Conventional Mortgage Loan get tossed around, but what does it mean? Our guide teaches you everything you need to know!

09/13/2024

No bad luck this Friday the 13th! It's been a great summer for rate improvement. 😎
30 year fixed rate -
June 7th: 7.15%
Sept 13th: 6.14%

09/09/2024

Today's market close gave us a new low-rate milestone! We haven't had rates this low since APRIL 2023 🔥

08/23/2024

Average 30 year fixed rate:
Last Friday: 6.56%
This Friday: 6.44%
BIGGER NEWS: The Fed chair confirmed they will cut the rate in September. 💪🔥

08/16/2024

Average 30 year fixed rate:

Last Friday: 6.54%
This Friday: 6.56%

🤷‍♂️

08/09/2024

Let’s just… well.. let’s forget this and enjoy the weekend 😂

30 yr fixed average rate:
Last Friday: 6.40%
This Friday: 6.54%

08/02/2024

Let’s start the weekend with good news! Average 30 year fixed rate…
Last Friday: 6.86%
This Friday: 6.40% 💪🔥

Address

Fort Worth, TX

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

http://www.ryanfw.com/

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