08/14/2026
Market ups and downs can make investing feel intimidating. That's where a strategy called dollar-cost averaging comes in.
Dollar-cost averaging means investing a fixed amount of money on a regular schedule, regardless of whether the market is up or down. Instead of trying to guess the "perfect" time to invest, you consistently put money to work over time.
When prices are higher, your money buys fewer shares. When prices are lower, it buys more. Over time, this can help smooth out the impact of market fluctuations and remove some of the emotion from investing.
Have questions about how dollar-cost averaging fits into a long-term investment strategy? We're happy to help.
Disclosure: Investing regular amounts steadily over time (dollar-cost averaging) may lower your average per-share cost. Periodic investment programs cannot guarantee profit or protect against loss in a declining market. Dollar-cost averaging is a long-term strategy involving continuous investing, regardless of fluctuating price levels, and, as a result, you should consider your financial ability to continue to invest during periods of fluctuating price levels.