VIP Adjusting - Public Adjusters

10/18/2026

Hurricane Isaias damage in Destin?

VIP Adjusting's local public adjusters are on the ground in the Destin area, working alongside homeowners and business owners on their Isaias claims. We work for you, not the insurance company.

If your property was damaged in the storm, call us for a free claim review.

📞 850-600-4154 or toll-free 833-WITH-VIP · vipadjusting.com

10/16/2026

Tree fall damage to your property from Hurricane Isaias?

Before the tree crew shows up, it's worth knowing what your policy may and may not cover. Every policy is different, and some may not cover tree or debris removal at all. If you're not sure where you stand, we'll review your policy and claim for free.

📞 850-600-4154 or toll-free 833-WITH-VIP · vipadjusting.com

10/15/2026

🚨 LOCAL BUSINESS SHOUTOUT 🚨

At VIP Adjusting, we believe in supporting the local businesses that show up for our community, and today that's Pine Forest Automotive Center in Pensacola.

One of our new field trucks broke down late at night with a bad fuel sensor. They took it right in, tracked down a hard-to-find part and had us back on the road quickly. As public adjusters working a storm, our clients count on us to show up, and we're grateful for local shops like this one that we can count on too.

Need a good mechanic in Pensacola? Give them a call:
6809 Pine Forest Rd · (850) 944-4759 · pineforestauto.com

🏠 Storm damage to your home or business? We're here to help with your insurance claim. Call 833-WITH-VIP for a free claim review.

Wishing everyone affected by the storms a safe and smooth recovery. 💙

VIP Adjusting | Fighting for Policyholders

10/13/2026

Hurricane Isaias damage in Navarre or along the Emerald Coast?

Know what your policy covers and make sure your claim reflects the full extent of your damage. VIP Adjusting works for condo associations, HOAs, homeowners and commercial property owners, not the insurance company.

We worked Hurricane Sally and Michael claims up and down this coast, and we're here now for Isaias.

Free claim review: 850-600-4154 or toll-free 833-WITH-VIP

08/31/2026

A house fire doesn't have to completely destroy your belongings for them to become part of the insurance claim.

Smoke, soot, heat and firefighting water can affect clothing, furniture, electronics, photographs, mattresses, household goods and personal belongings throughout the home — sometimes far beyond the area where the actual fire occurred.

Then the questions begin:

What should be cleaned and what should be replaced?
Should you allow a contents company to pack everything out?
What happens if you don't have receipts?
How does the insurance company calculate depreciation?
And should you throw away badly damaged belongings?

We put together a comprehensive guide explaining the personal property side of a house fire insurance claim, including contents inventories, pack-outs, smoke damage, cleaning vs. replacement, ACV vs. RCV, and some of the mistakes to avoid after a fire.

If you or someone you know has experienced a house fire, this is worth reading before belongings start leaving the property.

👉 Read the full guide: www.vipadjusting.com/vip-blog/2026/personal-property-after-house-fire-insurance-claim

08/27/2026

⛈️ Were you in the path of the recent Treasure Coast storms?

Hail and high winds can damage roofs and exterior components without leaving obvious signs from the ground.

If you're in Port St. Lucie, Fort Pierce or the surrounding Treasure Coast, VIP Adjusting offers free property damage inspections and claim evaluations.

We represent the policyholder — not the insurance company.
We are Public Adjusters that work and live local to the treasure coast area.

📞 833-WITH-VIP
📞 772-600-4663
🌐 VIPAdjusting.com

08/14/2026

🔥 The fire may not be what caused the most damage...

When firefighters save a home, they often use hundreds or even thousands of gallons of water. That water can damage rooms the flames never touched.

The good news? In many cases, that water damage is covered as part of the same fire insurance claim.

Read our latest article to learn why documenting all the damage—not just the burned areas—is so important.
https://www.vipadjusting.com/vip-blog/2026/the-fire-didnt-destroy-my-homethe-water-did-is-it-covered

When firefighters extinguish a house fire, thousands of gallons of water may cause extensive damage. Learn why homeowners insurance generally covers both the fire and the resulting water damage.

08/14/2026

A fire can damage much more than what actually burns.

🔥 Direct flame damage
🌡️ Heat damage
💨 Smoke and soot contamination
💧 Water from firefighting efforts
🏠 Hidden damage inside walls, ceilings and other building assemblies
🛋️ Damage to furniture and personal property
🌬️ Lingering smoke odors and potential HVAC involvement

One of the biggest mistakes a property owner can make after a fire is assuming that the visibly burned area represents the entire loss.

We created a comprehensive new guide explaining what fire damage really looks like, what homeowners should be looking for, and why properly identifying and documenting each category of damage matters during an insurance claim.

We also discuss firefighting water damage, hidden damage, cleaning vs. replacement, personal property, smoke migration, documentation, and the different portions of a homeowners insurance policy that may come into play after a fire.

At VIP Adjusting, we believe education should come before representation. The more you understand about your property, your policy and the claims process, the better prepared you are to make informed decisions.

👉 Read our complete Fire Damage Guide:
https://www.vipadjusting.com/vip-blog/2026/nptqo6m0j4i58vpz1c2mrnsjnci4bf

If you or someone you know has recently experienced a property fire, VIP Adjusting offers complimentary property inspections, policy reviews, claim evaluations and consultations.

📞 833-WITH-VIP
🌐 VIPAdjusting.com

Learn what fire can really damage in your home, including structural components, smoke, soot, heat, water, HVAC systems and personal property—and what to know when filing a fire insurance claim.

08/03/2026

🔥 What Should You Do in the First 24 Hours After a House Fire?

Experiencing a house fire is one of the most overwhelming events a homeowner can face. Once everyone is safe, it's easy to wonder...

🏠 Can I go back inside?
📸 Should I start cleaning up?
🧾 What should I document?
🏨 Will my insurance pay for a hotel?
🛠️ Can I start repairs right away?

The truth is, the decisions you make during the first 24 hours can have a major impact on your insurance claim.

Our newest article walks homeowners through the critical first steps, including:
✔ Protecting your property
✔ Documenting the damage
✔ Preserving evidence
✔ Understanding your insurance benefits
✔ Avoiding costly mistakes

If you or someone you know has experienced a house fire, we hope this guide provides clarity during a difficult time.

👉 Read: House Fire Insurance Claim: What to Do in the First 24 Hours
https://www.vipadjusting.com/vip-blog/2026/house-fire-insurance-claim-what-to-do-in-the-first-24-hours

A house fire can be overwhelming. Learn exactly what to do in the first 24 hours after a fire, how to protect your insurance claim, and avoid costly mistakes.

07/16/2026

https://www.vipadjusting.com/vip-blog/2026/insurance-claim-denied-what-to-do-next-and-how-to-fight-back-against-an-unfair-denial

Receiving a denial letter from your insurance company can feel overwhelming, but a denial doesn't always mean your claim is over. Learn the most common reasons claims are denied, what your options are, and how homeowners can challenge unfair decisions through additional evidence, supplements, apprai