Laura Caruthers, Mortgage Loan Officer

Laura Caruthers, Mortgage Loan Officer First Commonwealth Mortgage NMLS #1401
Laura Caruthers - Loan Officer NMLS #2569428
[email protected]
239-229-4309

03/06/2026

⏰ Spring Forward Reminder! 🌷

Don’t forget to set your clocks one hour ahead this weekend as we spring forward into longer, brighter days!

It’s also the perfect time to start thinking about fresh starts — whether that means preparing your home for the spring market or beginning the search for your dream home. 🏡

If buying or selling is on your mind this season, our team is here to help every step of the way.

📩 Reach out anytime — we’d love to help you make your next move!

— The Caruthers Team
Proudly with Treeline Realty Corp.

02/11/2026

🚨 Price Improvement in Varsity Lakes! 🚨

Now offered at $339,000, this move-in ready 3BR/2BA home in the gated community of Varsity Lakes just became one of the best values in the area.

✔ New A/C (2025)
✔ Roof replaced in 2018
✔ Stainless steel appliances
✔ Oversized screened lanai
✔ Fully fenced backyard
✔ Low HOA

Big-ticket items already done. Gated community. Priced to move.

If you’ve been watching the market in Lehigh Acres, this is the opportunity you’ve been waiting for.

Need to get Pre-Approved? Contact me today, The Caruthers Team is your One Stop Real Estate Shop
Mortgage - Real Estate - Title Insurance

📲 Message me for details or to schedule a private showing before someone else grabs it.
Kirsten Bess, Realtor
Christian Bauer, Realtor with Treeline Realty
Emily Pirraglia - Sr. Mortgage Loan Officer - Call for Today's Rates
Laura Caruthers, Mortgage Loan Officer
5 Star Title Group, Inc.

01/28/2026

📌 Good news for homebuyers: The Fed is holding interest rates steady.

That matters because when rates stabilize, buyers can plan with more confidence — and we often see more opportunities open up as the market adjusts.

If you’ve been waiting for a “better moment,” this may be your sign to start looking 👀🏡

And remember — The Caruthers Team is your One Stop Real Estate Shop:
🏡 Real Estate
💰 Mortgage
📝 Title Insurance

Want a quick payment estimate based on today’s rates? Message us — we’re happy to run the numbers!
Emily Pirraglia - Sr. Mortgage Loan Officer - Call for Today's Rates
Kirsten Bess, Realtor
5 Star Title Group, Inc.
Laura Caruthers, Mortgage Loan Officer

01/19/2026

🏡 Good news for buyers!

Mortgage rates have been dipping into the 5s again, and that’s getting a lot of people excited.

But here’s the thing — as rates drop, more buyers jump back in, and competition can heat up fast.

Right now, we’re still seeing opportunities like:
✅ price reductions
✅ motivated sellers
✅ closing cost help / rate buy-downs
✅ chances to buy under market value (depending on the home)

Let’s talk about what you need in s home and get you prequalified !

📩 Just message me “I’m Ready” and we will get you on your way to a new home!
The Caruthers Team, we are your one stop real estate shop!
Laura Caruthers, Mortgage Loan Officer
Emily Pirraglia - Sr. Mortgage Loan Officer - Call for Today's Rates
Kirsten Bess, Realtor
Valerie Pardo, Realtor
Christian Bauer, Realtor with Treeline Realty
5 Star Title Group, Inc.

01/11/2026

🔥 PRICE REDUCED – NOW IS YOUR CHANCE! 🔥

Welcome home to 4656 Varsity Cir, nestled in the gated community of Varsity Lakes in Lehigh Acres! This beautifully maintained 3-bedroom, 2-bath home with a 2-car garage checks all the boxes for comfort, style, and peace of mind.

✨ Major upgrades already done for you!
✔️ Newer roof (2018)
✔️ Brand-new A/C (2025)
✔️ Newer stainless steel kitchen appliances

Step inside to an open, thoughtfully designed floor plan, designer ceiling fans throughout, and a spacious primary suite featuring dual sinks, a relaxing soaker tub, separate shower, and a large walk-in closet. All bedrooms include walk-in closets—space for everyone!

Enjoy Florida living at its best with an extra-large screened rear patio, a fully fenced backyard, automated sprinklers, and storm shutters for added convenience. A screened front entry and stunning glass front door make a great first impression!

🏡 Low HOA – just $230 per quarter
📍 Close to shopping, dining, schools & major roadways

💥 With this new price, this home won’t last long!
📞 Schedule your private showing today!

Need Financing? We can Help with That too!
Contact Laura Caruthers, Mortgage Loan Officer and Emily Pirraglia - Sr. Mortgage Loan Officer - Call for Today's Rates to get your mortgage journey started!

Lets Get you into this home!  Call me and Emily Pirraglia - Sr. Mortgage Loan Officer - Call for Today's Rates today!
01/05/2026

Lets Get you into this home! Call me and Emily Pirraglia - Sr. Mortgage Loan Officer - Call for Today's Rates today!

Are you ready to buy or sell your home? If you are not sure, what is holding you back?
I would love to talk to you about our real estate market and how it will work for you!
Call or message me today and lets realize your dreams!

01/01/2026
12/31/2025

Welcome to my new Loan officer page - since once again the previous one disappeared. 🤦‍♀️🤷‍♀️
So if you are looking to refinance or get your new dream home, let me know...The Caruthers team is your one stop Real Estate Shop!
Happy New Year!

Address

Fort Myers, FL

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