06/17/2026
One of the challenges many doctors, dentists, veterinarians, pharmacists, and medical residents face is that they often have significant student loan debt despite having strong earning potential.
I'm excited to announce that we now have a Doctor Loan Program designed specifically for medical professionals.
Some highlights include:
• Up to 100% financing available
• No PMI
• Loan amounts up to $2 million
• Purchase or refinance options
• Fixed and ARM products available
• Medical residents and fellows may qualify for special student loan treatment
Eligible professions include:
• Medical Doctors (MD)
• Doctors of Osteopathy (DO)
• Dentists (DDS/DMD)
• Pharmacists (PharmD)
• Veterinarians (DVM)
• Podiatrists (DPM)
• CRNAs with qualifying doctoral degrees
• Medical residents, fellows, and interns
One feature I find particularly interesting is that qualified residents and fellows may be able to exclude student loan payments from debt-to-income calculations, which can make a significant difference when qualifying.
As always, every situation is different, but it's nice to have another option available for healthcare professionals who may not fit traditional lending guidelines.
If you're in the medical field and wondering what you might qualify for, feel free to reach out. I'm happy to review your situation and discuss your options.
Paula Bonnafant
Mortgage Adviser NMLS #858645
Edge Home Finance NMLS #891464
