Sean Carter - Your Mortgage Captain

Sean Carter - Your Mortgage Captain I am VP of Mortgage Lending at Rate. Personal NMLS # 1999324. Guaranteed Rate #2611. Let me help you with your mortgage needs.

I can assist in purchasing or refinancing and can find the right residential loan that meets your needs. After spending almost 25+ years in the automotive industry helping people solve their transportation needs, I am excited to now be helping people with making their dream home a reality. My priority has always been providing everyone I work with a great client experience from application to clo

sing. Give me a call, I can't wait to start working for you! Anytime #: 574-320-4840

Licensed Mortgage Loan Originator-NMLS #1999324

07/02/2026

Cape Coral is one of the most buyer friendly markets in the country!! Hometown hero’s can make buying even easier with less out of pocket costs.

As many of you know, I made the move to a new lender just a few weeks ago.WELL... I just funded my first loan! 🎉From sub...
06/16/2026

As many of you know, I made the move to a new lender just a few weeks ago.

WELL... I just funded my first loan! 🎉

From submission to processing, underwriting, and Clear to Close, the entire loan took just **7 days**. Yes, you read that correctly... **7 DAYS!** 😲

For some perspective:

* 3 weeks from submission to CTC is considered great.
* 2 weeks is phenomenal and something many lenders—especially banks and credit unions—struggle to accomplish.

I challenged my team to get this one closed in 2 weeks to meet an aggressive closing date.

Their response?

**"Hold my beer." 🍺😂**

They got it **Clear to Close in ONE WEEK.**

Oh, and did I mention it was a **CONDO**? 😅

The only reason funding didn't happen sooner was because the borrower needed to push signing back due to work scheduling. Otherwise, we would have closed even earlier.

Bottom line: **we delivered ahead of schedule and exceeded expectations.**

To all my Realtor partners and agents out there... **LET'S GO! 🚀**

06/10/2026

While my company has changed, the service, communication, and dedication you've come to expect from me remain exactly the same. In fact, this move allows me to serve my clients at an even higher level.

I'm excited to bring you a more streamlined mortgage experience, enhanced resources, and a process designed to help you get to the closing table faster and with greater confidence.

Whether you're buying your first home, upgrading, downsizing, or refinancing, my commitment to providing expert guidance and exceptional service is stronger than ever.

Thank you for your continued trust and support. I look forward to helping even more families achieve their homeownership goals.

5.0 star review received on Experience.com for Sean Carter by Jacqueline A - Smooth  process, great  job  of  communicat...
05/22/2026

5.0 star review received on Experience.com for Sean Carter by Jacqueline A - Smooth process, great job of communicating, highly recommend

Click to see all 75 reviews of Sean Carter, Loan Officer

5.0 star review received on Experience.com for Sean Carter by Brian C - Sean is a great guy, very down to earth and avai...
05/01/2026

5.0 star review received on Experience.com for Sean Carter by Brian C - Sean is a great guy, very down to earth and available to answer all your questions (even weekends). Also makes himself available for questions after closing, he doesn't just dump his clients once the deal is done. I'm gonna recommend him to my friend when he is ready to move.

Click to see all 72 reviews of Sean Carter, Loan Officer

Address

12140 Carissa Commerce Court, Suite 200
Fort Myers, FL
33966

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