09/13/2026
🏡 Let’s take a look at the steps to get ready to buy a home because it’s a process:
As a lender I review the following:
✅ Income & steady employment history of at least 2 years
✅ Monthly debts to income ratio
✅ Your credit score
✅ Recent late payments
✅ Bank statements & large deposits that needs to be verified & sourced
✅ Money available for closing costs, inspections & reserves
Basically, we love at the overall profile to qualify you to make sure you’re not house poor
There’s many programs to help you with your overall needs
FHA 3.5% down & also being eligible for downpayment assistance with qualifying scores
VA 0% down
USDA 0% down
Conventional 3-5% down
🚨 But don’t wait until your lease is almost up to get ready.
If homeownership is your goal, NOW is the time to find out where you stand at least 3-6 months prior
📲 Call or text 334.354.0446 if you want to know where you stand to get ready
I got some heat (properties) 🔥 coming 👀😮💨
