Florence Federal Credit Union

Florence Federal Credit Union Caring, Committed, Connected... to you! In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership.

The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work , worship, or attend school in, and businesses and other legal entities located in Colbert and Lauderdale Counties are eligible for membership. Membership has its benefits. We offer:
*ATM
*Bill Pay Services
*Share Account

s
*Share Draft Accounts (Checking)
*Share Certificates
*Christmas Club
*Vacation Club
*I.R.A.s (Individual Retirement Accounts)
*Credit Cards - Visa
*Debit Cards
*Money Orders
*Visa Gift Cards
*U Choose Rewards Program (Debit Card Rewards)
*Cashier Checks
*Low Interest Loans (auto, personal, etc.)
*1st and 2nd Mortgages
*Home Equity Loan
*Payroll Deduction
*Direct Deposit - Payroll Checks
*Direct Deposit of Government Checks
*Free Notary Service (North Florence office only)
*Safe Deposit Boxes
*Drive-up Window Service
*Fax Service (256)-766-7414
*Night Depository
*Quarterly Newsletter
*Retired On Wheels Club (R.O.W.-Members 60+)
*Pot of Gold Savings Club (Children under 12)
*P.A.L. - Personal Account Line (256) 718-7251
*Western Union Wires
*Federal Reserve Wires (to other Financial Institutions)
*Funds Insured by NCUA - Up to $250,000
*Additional share insurance up to $250,000.00 by ESI
*Identity Theft Coverage (checking account holders only)


Immediate family members are eligible for membership also. The Credit Union is a democratic organization allowing members to have a vote in electing directors to represent them. A membership fee of $1.00 is required. Also one $25.00 share must be deposited and remain on deposit to continue membership and allow members to use all of the services.

✳️ Fun Fact Friday ✳️ We occasionally host local Food Trucks at our branches. Which Food Truck do you want us to bring o...
05/29/2026

✳️ Fun Fact Friday ✳️ We occasionally host local Food Trucks at our branches. Which Food Truck do you want us to bring out next? 👀

Tag them in the comments below 💬

Debit card limits are common at most financial institutions and are designed to help protect both you and the credit uni...
05/28/2026

Debit card limits are common at most financial institutions and are designed to help protect both you and the credit union from fraud if your card is ever lost or stolen.

Have questions about your daily limit? Give us a call! 📲

Today we celebrate 5 years of Cindy! 🤩🥳 If you've ever had an ACH question, you know Cindy is the woman for the job! She...
05/26/2026

Today we celebrate 5 years of Cindy! 🤩🥳 If you've ever had an ACH question, you know Cindy is the woman for the job! She truly cares about helping YOU and getting the job done right. 👩‍💼✨

Help us wish Cindy a happy FFCU workiversary! 🎉

Before you head to the dealership this Memorial Day weekend, make sure you’re prepared! 🚗💰 Learn about 0% APR* offers, m...
05/22/2026

Before you head to the dealership this Memorial Day weekend, make sure you’re prepared! 🚗💰 Learn about 0% APR* offers, monthly payments, refinancing options, and more in our latest blog post.

Article below 👇

Memorial Day car sales are here! Before you buy, learn tips to save money and avoid potentially costly mistakes.

High School Reunion in the hallway! 🏐🎓🍎 Today, our Pine Street Teller Kimberly McDaniel Davis bumped into her former Cof...
05/21/2026

High School Reunion in the hallway! 🏐🎓🍎 Today, our Pine Street Teller Kimberly McDaniel Davis bumped into her former Coffee High School volleyball coach, Randy Pettus — now serving as our Board President!

From serving the ball to serving members, these two are meant to be on the same team. 💙

All FFCU locations will be closed Monday, 5/25 for Memorial Day.In the meantime, reach us at any of our 24/7 available o...
05/20/2026

All FFCU locations will be closed Monday, 5/25 for Memorial Day.

In the meantime, reach us at any of our 24/7 available options:
🌐 FFCU Online Banking
📲 FFCU Mobile App
🏧 FFCU ATMs
☎️ P.A.L. Line

05/20/2026

Today is "Be A Millionaire" Day! Fun fact - $1 Million will last 18.5 years in retirement in Alabama, making Alabama the #3 state to retire in! This makes Alabama a very attractive state for retirees, but it unfortunately makes the state a high target for scammers. Visit asc.alabama.gov and view our educational resources so you can learn to invest wisely and protect your investments during retirement.

🌟 Testimonial Tuesday 🌟
05/19/2026

🌟 Testimonial Tuesday 🌟

Yesterday we headed to Hatton Elementary School to teach budgeting with games!We can't tell who had a better time - us, ...
05/14/2026

Yesterday we headed to Hatton Elementary School to teach budgeting with games!

We can't tell who had a better time - us, or the kids! 😄

Know a teacher who would love a FREE Financial Literacy workshop? Tag them in the comments below! 👩‍🏫🍎

Congratulations to Bank Independent, on the grand opening of their new campus! 🎉With a shared commitment to serving the ...
05/11/2026

Congratulations to Bank Independent, on the grand opening of their new campus! 🎉

With a shared commitment to serving the Shoals, we’re proud to celebrate this exciting milestone for our fellow financial institution.

Address

1505 North Pine Street
Florence, AL
35630

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