Reymond Cerda, Registered Representative with New York Life

09/03/2026

A financial professional looks beyond a single product. Your goals, income, debt, savings, family responsibilities and future plans all help shape the right protection strategy. Life insurance works best when it is considered as part of the whole financial picture.

Schedule time to review how protection fits into your broader plan.

09/01/2026

September is Life Insurance Awareness Month. Life insurance is not just about a policy—it is about protecting the real life you are building and the people who depend on you. This month, we will share practical reasons to review your coverage and start the conversation.

Start with a simple coverage conversation.

09/01/2026

Your income may fund everything. The home, the plan, the future you're building. And it's often the last thing people think to protect.
Many people with a solid financial plan may have covered almost everything—except the asset that may be behind all of it.
It's worth knowing whether the thing powering your plan is as protected as everything it pays for.
Schedule a quick income protection review to see where your plan stands.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

09/01/2026

Your biggest financial asset might not be what you own today—it might be your ability to earn an income.
The raises, promotions, and career growth ahead of you may be worth far more than your current savings. Yet many people don't think about protecting that income until a sickness or injury causes a covered disability that keeps them from working.
Protect what powers your financial future.
Let’s connect and talk about protecting what matters most.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

09/01/2026

Your equipment, your inventory, your property are all reflected on your balance sheet.
But one thing might not be: you.
Yet the revenue you help generate, your client relationships, your business decisions—they all require you to run.
Most business owners have insured almost everything their business owns. Few have protected the asset they depend on.
I help business owners protect what matters most with the right disability coverage. Let's connect.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

08/17/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

08/13/2026

There's more financial advice out there for young people than ever—and somehow, that's making things harder, not easier. Trends like ""girl math"" and ""no-spend"" months turn budgeting into a game or a punishment, when what most young people actually need is a plan.
I'm sharing an article that gets into why all this noise is landing the way it is—and what actually helps cut through it.
https://bit.ly/3TLSOwb
Whether you’re thinking about how to build a stronger financial foundation for you or someone you care about, reach out. I’m always here to talk.