07/23/2026
🚛 Why is your trucking insurance so expensive?
Here are a few things that can increase your premium:
✅ New authority (new venture)
✅ Accidents or claims history
✅ Speeding tickets or other violations
✅ Drivers with little experience
✅ Long-haul or high-risk operating radius
✅ Certain cargo types (hazmat, high-value freight, etc.)
✅ Poor or no prior insurance history
✅ Gaps in coverage
✅ Operating in high-cost states (like Texas, California, Florida, etc.)
✅ Expensive trucks or trailers
Every trucking company is different, which is why comparing multiple carriers can make a big difference.
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