Coleman Bales at Atlantic Coast Mortgage

Coleman Bales at Atlantic Coast Mortgage Coleman Bales, Loan Officer - NMLS ID 1993122

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS ID 643114 (nmlsconsumeraccess.org)

Coleman Bales | Loan Officer - NMLS 1993122

Whether you’re looking to save money on your monthly payment or buy your dream home, my goal as a licensed mortgage professional is to help turn your dreams into reality. While this process may seem overwhelming, Atlantic Coast Mortgage utilizes state-of-the-art technology that takes all the stress out of getting a mortgage. Holding customer service as

paramount, I’ll help select the best program for you, layout a roadmap for success, and walk you through the process from start to finish. To provide a bit of background, I was born and raised in Wi******er Virginia and now live in Reston Virginia. In my free time, I enjoy playing the guitar, working on racecars, and playing the occasional round of golf with friends. I graduated from James Madison University with a degree in Finance and decided early on that I wanted to get into mortgages. Upon graduation, I jumped right into the industry and never looked back. Since then I’ve helped countless families finance their dream homes, saved others hundreds on their monthly payment, helped others consolidate debt and tap into equity with cash-out refinances, and provided expert guidance to a wide variety of clients seeking direction. Here is an overview of some of the main products I have available:

-Conforming Loan Products (Conventional Loans)

-Veterans Housing Administration (VA) Loans

-Federal Housing Administration (FHA) Loans

-Jumbo/Non-Conforming Loans

Additionally, I am able to utilize products through the Virginia Housing Development Authority that assist first-time homebuyers. Some of these products include:

-Down payment grants

-30 year fixed rate loans

-Zero down payment programs

-Programs allowing for federal tax credits

Call me today to discuss which program is best for you! Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to the California Financing Law.

We were this close to announcing 0% interest rates today... 😅 April Fools! But real mortgage guidance, honest advice, an...
04/01/2026

We were this close to announcing 0% interest rates today... 😅

April Fools! But real mortgage guidance, honest advice, and a team you can count on? That part is no joke.

If homeownership is on your mind, we’re here to help every step of the way.

We are incredibly proud to announce that Atlantic Coast Mortgage has been ranked as a Top 10 Mortgage Company in Virgini...
03/30/2026

We are incredibly proud to announce that Atlantic Coast Mortgage has been ranked as a Top 10 Mortgage Company in Virginia by Modex for 2026!

This achievement is a huge honor and a direct reflection of our team's hard work, dedication, and the trust our clients place in us.🏆

To be listed alongside such respected industry leaders is a motivation to continue delivering the very best service to Virginia homebuyers. Thank you to our incredible community and team for making this possible!

At Atlantic Coast Mortgage, we’re more than just home loans. We’re your partner through every step of the homebuying jou...
03/30/2026

At Atlantic Coast Mortgage, we’re more than just home loans. We’re your partner through every step of the homebuying journey. 🏡

Whether you’re buying your first home, your next home, or refinancing, we’re here to help you move forward with confidence.

Getting a home loan doesn’t have to feel overwhelming.It really just comes down to a few simple steps, getting organized...
03/27/2026

Getting a home loan doesn’t have to feel overwhelming.

It really just comes down to a few simple steps, getting organized, exploring your options, and finding the right fit for you.

If you’re not sure where to start, I’ve got you.

Every seller wants the same three things:✔️ Serious buyers✔️ Strong offers✔️ A quick, smooth timelineAnd the truth is, t...
03/25/2026

Every seller wants the same three things:
✔️ Serious buyers
✔️ Strong offers
✔️ A quick, smooth timeline

And the truth is, timing plays a big role in making that happen.

Talk to your lender about the kind of mortgage you want.

A lot of homeowners try to sell on their own, but pricing can be tricky.That’s why so many end up making at least one pr...
03/23/2026

A lot of homeowners try to sell on their own, but pricing can be tricky.

That’s why so many end up making at least one price drop along the way. Having the right strategy from the start can make all the difference.

Thinking about selling? Let’s talk through your options. 🏡

The right home can show up when you least expect it. The question is, would you be ready to act? Getting pre-approved no...
03/20/2026

The right home can show up when you least expect it. The question is, would you be ready to act? Getting pre-approved now can make all the difference when it’s time to submit an offer.

Buying a home starts with the right questions. Do you have a stable job, a clear budget, and a plan for the future? If y...
03/18/2026

Buying a home starts with the right questions. Do you have a stable job, a clear budget, and a plan for the future? If you are thinking about buying, let’s walk through the checklist together so you feel confident every step of the way.

☘️Today everyone’s a little Irish… and maybe a little lucky.So, if you find a pot of gold today, we’re pretty sure the r...
03/17/2026

☘️Today everyone’s a little Irish… and maybe a little lucky.

So, if you find a pot of gold today, we’re pretty sure the responsible thing to do is buy your dream home!

To that end... May your day be lucky, your celebrations lively, and your neighbors forgiving.

Happy St. Patty's Day.

Did you know that 2 out of 3 homeowners have paid off their mortgage or have at least 50% equity in their home? Equity c...
03/16/2026

Did you know that 2 out of 3 homeowners have paid off their mortgage or have at least 50% equity in their home? Equity can be a powerful tool when it comes to buying your next home, refinancing, or planning your financial future.

Is your home working for you this tax season?From mortgage interest to energy-efficient upgrades, here are a few ways yo...
03/13/2026

Is your home working for you this tax season?

From mortgage interest to energy-efficient upgrades, here are a few ways you could save. Check out the list before you file.

Address

4097 Monument Corner Drive, 6th Floor
Fairfax, VA
22030

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6am

Telephone

+15405504201

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