Loans By Olivia B - NMLS #1246097

Loans By Olivia B - NMLS #1246097 As a lending professional at Empire Home Loans, Inc. I am dedicated to helping you with all of your home mortgage needs. This is not a commitment to make a loan.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing. You are invited to apply on-line at www.oliviaborges.com, or contact me at 626-506-7484 to set up an appoin

tment. Either way you will get my immediate and personal attention. Loans are subject to borrower and property qualifications. Contact a loan officer listed for an accurate, personalized quote. Interest rates and program guidelines are subject to change without notice. Empire Home Loans, Inc. NMLS # 1832942. Olivia Borges NMLS # 1246097

🏡💰 **WHY I LOVE BEING A MORTGAGE BROKER** 💰🏡Ever wonder what it's *really* like behind the scenes of getting you into yo...
08/09/2026

🏡💰 **WHY I LOVE BEING A MORTGAGE BROKER** 💰🏡

Ever wonder what it's *really* like behind the scenes of getting you into your dream home? Let's play a little game! 👇

**🎯 TRUE OR FALSE:**
A mortgage broker can shop MULTIPLE lenders to find YOU the best rate — instead of being stuck with just one bank's options.

✅ **TRUE!** And that's exactly why I do what I do. 🙌

Here's what makes this job (and being MY client) so rewarding:

🔑 **MORE OPTIONS** — I'm not tied to one bank, so I shop around and find the loan that actually fits YOUR life.

⚡ **PERSONALIZED STRATEGY** — Doctor loan? First-time buyer program? Investment property financing? I tailor it to you, not a one-size-fits-all box.

🤝 **YOUR ADVOCATE** — I work FOR you, not for the bank. Your win is my win.

📈 **CREATIVE PROBLEM SOLVING** — Tricky credit situation? Self-employed income? I love finding the path that gets you to "yes."

💬 **REAL RELATIONSHIPS** — This isn't just a transaction — I'm here before, during, and long after closing day.

**👀 DROP A 🏠 IN THE COMMENTS** if you're thinking about buying, refinancing, or just want to know your options — let's chat!

📲 **Olivia Borges**
Mortgage Broker | NMLS #1246097
(626) 506-7484 | [email protected]
Empire Home Loans, Inc.

🎉 What a turnout at today’s First Responder Homebuying Event! 🎉Huge thank you to all the incredible first responders who...
08/08/2026

🎉 What a turnout at today’s First Responder Homebuying Event! 🎉

Huge thank you to all the incredible first responders who came out to learn about their path to homeownership! From navigating the loan process to busting common mortgage myths (yes, you really CAN buy with less than 20% down 👀), today was all about empowering our everyday heroes with real answers.

🏆 Shoutout to everyone who competed in our Mortgage Myth Busters trivia — the knowledge in that room was next level!

A special thank you to the industry leaders who made this event possible:
🙌 Sara Griffin — your R/E expertise
🙌 Dan Tran with Fidelity National Title — thank you for breaking down the title process
🙌 Vanessa with The Escrow House — your insight into escrow was invaluable.

This community only works because of partners like you. 💛

📲 Reach out anytime — let’s get you home.

Olivia Borges | Mortgage Broker | Empire Home Loans, Inc. | NMLS #1246097
Direct: 626-506-7484

Want lower monthly payments on your home loan? Focus on your credit score!A score of 700+ can unlock lower interest rate...
07/22/2026

Want lower monthly payments on your home loan? Focus on your credit score!

A score of 700+ can unlock lower interest rates and save you thousands over the life of your mortgage.

Quick daily habits to build your score:
1️⃣ Pay bills on time
2️⃣ Pay down existing debt balances
3️⃣ Monitor your credit score regularly

👉 Call 626-506-7484 or send a DM to review your buying power and get mortgage-ready today!

👤 Olivia Borges, Mortgage Broker | NMLS # 1246097
🏢 Empire Home Loans





Is your mortgage a piggy bank... or a financial weapon?Traditional advice says pay off your loan as fast as possible. Bu...
07/16/2026

Is your mortgage a piggy bank... or a financial weapon?

Traditional advice says pay off your loan as fast as possible. But prepaying aggressively in today's market traps your most valuable resource: liquidity.

With mortgage rates hovering around 6.5%, burying cash in your drywall to save 6% guaranteed return completely freezes your buying power. Instead, savvy investors use leverage to:

* 💸 Maintain Liquidity: Keep cash accessible in high-yield vehicles for the next market opportunity.
* 📈 Outpace the Rate: Reinvest capital into 8%+ wealth-building assets (like index funds or rentals).
* 🚀 Build Real Wealth: Treat your mortgage as a strategic investment tool, not just a liability.

Stop fearing your home loan—start using it as a launchpad.

Let's chat today to build your perfect mortgage strategy!
👤 Olivia Borges, Mortgage Broker | NMLS # 1246097
📞 626-506-7484

First-Time Home Buyers: Don't make these 3 mistakes!Your dream home is too important to risk on easily avoidable pitfall...
07/15/2026

First-Time Home Buyers: Don't make these 3 mistakes!

Your dream home is too important to risk on easily avoidable pitfalls. Swipe through the carousel to see exactly how to keep your mortgage process smooth, stress-free, and on budget.

👉 What to do next: Get pre-approved first, calculate the full cost of ownership, and keep your credit frozen.

Let's chat today to build your perfect home-buying strategy!

👤 Olivia Borges, Mortgage Broker | NMLS # 1246097
📞 626-506-7484

07/08/2026

Stop trying to time the interest rate market!

Predicting where mortgage rates will go is a guessing game. Instead of waiting for a drop that might take months, focus on your personal financial readiness and the opportunities available right now.

If you're prepared and find the right house, it's the right time to make your move!

👉 Send a DM or call today to analyze your current buying power.

👤 Olivia Borges, Mortgage Broker | NMLS # 1246097
📞 626-506-7484

You're Invited to our nationwide MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters an...
06/01/2026

You're Invited to our nationwide MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters and Empire Home Loans, Inc.

LIVE Online Event – Saturday, June 6th, 2026
12pm HT | 3pm PT | 4pm MT | 5pm CT | 6pm ET

This is a real nationwide "Master Class". For all military, Veterans, their Families, and Realtors! Register at https://www.eventbrite.com/e/1990713171685.

This 1 hour meet-up is the FIRST STEP to unlock complete access to our VA Loan Academy's open-source content and to our access-controlled VA Loan Academy Courses! We start with the BASICS. Then, our VA Loan Academy Schoolhouse will send you down a path towards EXPERTISE and transform you from Renter to Homeowner, Homeowner to Investor, and Investor to Seasoned Investor. For as long as you remain connected to us, we will help you get there!

We know there is nothing else like it that exists. That is why we created it.

What You’ll Learn:

• Real-world VA Loan solutions in LIVE scenario discussions.
• Why Home Loan Headquarters, the VA Loan Academy, and our Armed Forces Program are unlike anything else.
• How to navigate your homeownership journey with confidence.
• Exclusive access to all content within the VA Loan Academy.

BONUS: Find out if you qualify for up to 0.4% in LENDER CREDITS up to a max of $2,000 for all U.S. Servicemembers & U.S Veterans for their VA Purchase, Refinance, or IRRRL! This is how we say, “Thank You For Your Service”.

Now Serving: • Arizona • California • Florida • Hawaii • Nevada • Ohio • South Carolina • Texas • Washington… and expanding soon!

Questions? Visit us at https://HomeLoanHQ.org or https://VALoanAcademy.org!

Why attend? Because knowledge is power—and the right strategy can turn your dream of homeownership or investing into reality. Whether you’re buying your first home, refinancing, or planning to invest, this event will give you the tools and confidence to take your next step.

Hope to see you there..

Olivia Borges
Mortgage Loan Officer
Empire Home Loans, Inc
NMLS ID 1246097

You're Invited to our nationwide -MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters ...
06/01/2026

You're Invited to our nationwide -

MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters and Empire Home Loans, Inc.

LIVE Online Event – Saturday, June 6th, 2026
12pm HT | 3pm PT | 4pm MT | 5pm CT | 6pm ET

This is a real nationwide "Master Class". For all military, Veterans, their Families, and Realtors! Register at https://www.eventbrite.com/e/1990713171685.

This 1 hour meet-up is the FIRST STEP to unlock complete access to our VA Loan Academy's open-source content and to our access-controlled VA Loan Academy Courses! We start with the BASICS. Then, our VA Loan Academy Schoolhouse will send you down a path towards EXPERTISE and transform you from Renter to Homeowner, Homeowner to Investor, and Investor to Seasoned Investor. For as long as you remain connected to us, we will help you get there!

We know there is nothing else like it that exists. That is why we created it.

What You’ll Learn:

• Real-world VA Loan solutions in LIVE scenario discussions.
• Why Home Loan Headquarters, the VA Loan Academy, and our Armed Forces Program are unlike anything else.
• How to navigate your homeownership journey with confidence.
• Exclusive access to all content within the VA Loan Academy.

BONUS: Find out if you qualify for up to 0.4% in LENDER CREDITS up to a max of $2,000 for all U.S. Servicemembers & U.S Veterans for their VA Purchase, Refinance, or IRRRL! This is how we say, “Thank You For Your Service”.

Now Serving: • Arizona • California • Florida • Hawaii • Nevada • Ohio • South Carolina • Texas • Washington… and expanding soon!

Questions? Visit us at https://HomeLoanHQ.org or https://VALoanAcademy.org!

Why attend? Because knowledge is power—and the right strategy can turn your dream of homeownership or investing into reality. Whether you’re buying your first home, refinancing, or planning to invest, this event will give you the tools and confidence to take your next step.

Hope to see you there..

Olivia Borges
Mortgage Loan Officer
Empire Home Loans, Inc
NMLS ID 1246097

Happy Mother’s Day to all my family and friends! 🌸💖Today we celebrate the incredible women who give so much love, streng...
05/10/2026

Happy Mother’s Day to all my family and friends! 🌸💖

Today we celebrate the incredible women who give so much love, strength, wisdom, and comfort to those around them every single day. A mother’s love is truly one of life’s greatest blessings, and the impact you make reaches farther than you may ever know.

May your day be filled with love, peace, laughter, and beautiful memories with the people who cherish you most. You are appreciated, valued, and deeply loved.

“Her children rise up and call her blessed.” – Proverbs 31:28

Wishing you all a beautiful and blessed Mother’s Day. 💐

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