Loans By Olivia B - NMLS #1246097

Loans By Olivia B - NMLS #1246097 As a lending professional at Empire Home Loans, Inc. I am dedicated to helping you with all of your home mortgage needs. This is not a commitment to make a loan.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing. You are invited to apply on-line at www.oliviaborges.com, or contact me at 626-506-7484 to set up an appoin

tment. Either way you will get my immediate and personal attention. Loans are subject to borrower and property qualifications. Contact a loan officer listed for an accurate, personalized quote. Interest rates and program guidelines are subject to change without notice. Empire Home Loans, Inc. NMLS # 1832942. Olivia Borges NMLS # 1246097

You're Invited to our nationwide MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters an...
06/01/2026

You're Invited to our nationwide MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters and Empire Home Loans, Inc.

LIVE Online Event – Saturday, June 6th, 2026
12pm HT | 3pm PT | 4pm MT | 5pm CT | 6pm ET

This is a real nationwide "Master Class". For all military, Veterans, their Families, and Realtors! Register at https://www.eventbrite.com/e/1990713171685.

This 1 hour meet-up is the FIRST STEP to unlock complete access to our VA Loan Academy's open-source content and to our access-controlled VA Loan Academy Courses! We start with the BASICS. Then, our VA Loan Academy Schoolhouse will send you down a path towards EXPERTISE and transform you from Renter to Homeowner, Homeowner to Investor, and Investor to Seasoned Investor. For as long as you remain connected to us, we will help you get there!

We know there is nothing else like it that exists. That is why we created it.

What You’ll Learn:

• Real-world VA Loan solutions in LIVE scenario discussions.
• Why Home Loan Headquarters, the VA Loan Academy, and our Armed Forces Program are unlike anything else.
• How to navigate your homeownership journey with confidence.
• Exclusive access to all content within the VA Loan Academy.

BONUS: Find out if you qualify for up to 0.4% in LENDER CREDITS up to a max of $2,000 for all U.S. Servicemembers & U.S Veterans for their VA Purchase, Refinance, or IRRRL! This is how we say, “Thank You For Your Service”.

Now Serving: • Arizona • California • Florida • Hawaii • Nevada • Ohio • South Carolina • Texas • Washington… and expanding soon!

Questions? Visit us at https://HomeLoanHQ.org or https://VALoanAcademy.org!

Why attend? Because knowledge is power—and the right strategy can turn your dream of homeownership or investing into reality. Whether you’re buying your first home, refinancing, or planning to invest, this event will give you the tools and confidence to take your next step.

Hope to see you there..

Olivia Borges
Mortgage Loan Officer
Empire Home Loans, Inc
NMLS ID 1246097

You're Invited to our nationwide -MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters ...
06/01/2026

You're Invited to our nationwide -

MISSION: HOMEOWNERSHIP - VA Home Loan Master Class. Hosted by Home Loan Headquarters and Empire Home Loans, Inc.

LIVE Online Event – Saturday, June 6th, 2026
12pm HT | 3pm PT | 4pm MT | 5pm CT | 6pm ET

This is a real nationwide "Master Class". For all military, Veterans, their Families, and Realtors! Register at https://www.eventbrite.com/e/1990713171685.

This 1 hour meet-up is the FIRST STEP to unlock complete access to our VA Loan Academy's open-source content and to our access-controlled VA Loan Academy Courses! We start with the BASICS. Then, our VA Loan Academy Schoolhouse will send you down a path towards EXPERTISE and transform you from Renter to Homeowner, Homeowner to Investor, and Investor to Seasoned Investor. For as long as you remain connected to us, we will help you get there!

We know there is nothing else like it that exists. That is why we created it.

What You’ll Learn:

• Real-world VA Loan solutions in LIVE scenario discussions.
• Why Home Loan Headquarters, the VA Loan Academy, and our Armed Forces Program are unlike anything else.
• How to navigate your homeownership journey with confidence.
• Exclusive access to all content within the VA Loan Academy.

BONUS: Find out if you qualify for up to 0.4% in LENDER CREDITS up to a max of $2,000 for all U.S. Servicemembers & U.S Veterans for their VA Purchase, Refinance, or IRRRL! This is how we say, “Thank You For Your Service”.

Now Serving: • Arizona • California • Florida • Hawaii • Nevada • Ohio • South Carolina • Texas • Washington… and expanding soon!

Questions? Visit us at https://HomeLoanHQ.org or https://VALoanAcademy.org!

Why attend? Because knowledge is power—and the right strategy can turn your dream of homeownership or investing into reality. Whether you’re buying your first home, refinancing, or planning to invest, this event will give you the tools and confidence to take your next step.

Hope to see you there..

Olivia Borges
Mortgage Loan Officer
Empire Home Loans, Inc
NMLS ID 1246097

Happy Mother’s Day to all my family and friends! 🌸💖Today we celebrate the incredible women who give so much love, streng...
05/10/2026

Happy Mother’s Day to all my family and friends! 🌸💖

Today we celebrate the incredible women who give so much love, strength, wisdom, and comfort to those around them every single day. A mother’s love is truly one of life’s greatest blessings, and the impact you make reaches farther than you may ever know.

May your day be filled with love, peace, laughter, and beautiful memories with the people who cherish you most. You are appreciated, valued, and deeply loved.

“Her children rise up and call her blessed.” – Proverbs 31:28

Wishing you all a beautiful and blessed Mother’s Day. 💐

🌺🏡 Heading out to Broker Open Houses in Oahu!Excited to spend the day touring some beautiful homes around the island 🌴✨ ...
03/19/2026

🌺🏡 Heading out to Broker Open Houses in Oahu!

Excited to spend the day touring some beautiful homes around the island 🌴✨ There’s nothing like getting out there in person to really experience the spaces, the neighborhoods, and the lifestyle each home has to offer.

Days like this help me stay dialed in on the market so I can better guide my clients with real insight not just what’s listed online, but how each home actually feels.

Stay tuned… might just share a few favorites 👀

🌺

Empire Home Loans, Inc
NMLS ID 1246097

03/05/2026

Buying a home in California is a big move — and having the right financing strategy makes all the difference. From understanding your purchasing power to exploring down payment options and loan programs, preparation is key. The market may shift, but smart buyers focus on what they can control: budget, credit strength, and a solid pre-approval.

Whether you're a first-time buyer or planning your next move, I’ll help you navigate the numbers clearly and confidently.
If you're thinking about buying this year, let’s start with a personalized game plan.

📩 Message me to review your options.

How VA Buyers Win in Competitive Markets?Did you know VA buyers have powerful advantages when competing for a home?From ...
02/18/2026

How VA Buyers Win in Competitive Markets?

Did you know VA buyers have powerful advantages when competing for a home?

From no down payment requirements to limits on certain closing costs, VA loans are designed to give eligible veterans strong purchasing power.

In competitive markets, strategy matters — and understanding how to structure a VA offer correctly can make a real difference.

If you’re a veteran or active-duty service member thinking about buying, let’s talk about how to position your offer for success.

📩 Message me to learn more about your VA loan options.








Your First-Time Home Buyer Roadmap.Buying your first home doesn’t have to feel overwhelming — it just needs a clear plan...
02/05/2026

Your First-Time Home Buyer Roadmap.

Buying your first home doesn’t have to feel overwhelming — it just needs a clear plan.

From getting pre-approved and understanding your budget, to making an offer and closing with confidence, each step plays an important role in a smooth home buying experience.

Having the right mortgage guidance early can make the process clearer, less stressful, and more manageable.

If you’re thinking about buying your first home and want help understanding your options, I’m here to guide you every step of the way.

📩 Reach out anytime to get started.

It’s Not the Price, It’s the Payment.It’s easy to focus on the home price — but what really matters is the monthly payme...
02/03/2026

It’s Not the Price, It’s the Payment.

It’s easy to focus on the home price — but what really matters is the monthly payment.

Two homes at the same price can have very different payments depending on interest rates, seller credits, loan structure, and available assistance programs.

That’s why mortgage strategy matters. When buyers understand their true monthly numbers, they can make confident, informed decisions.

If you’re thinking about buying and want real numbers instead of online estimates, let’s talk.

📩 DM “PAYMENT” to run your numbers.








Mortgage Questions? Let’s Talk.Your mortgage questions deserve clear, honest answers.Whether you’re thinking about buyin...
02/02/2026

Mortgage Questions? Let’s Talk.

Your mortgage questions deserve clear, honest answers.

Whether you’re thinking about buying, refinancing, or just exploring your options, understanding how mortgages work can make the process feel a lot less overwhelming.

From rates and down payments to approvals and loan options, I’m here to help you make informed decisions.

💬 Drop your mortgage question in the comments or send me a message anytime.








Enjoying the Delta Sky Lounge! Not bad for being a Silver Medallion Member. Working my way up the Delta Tiers. 💕🤩 One Fl...
02/02/2026

Enjoying the Delta Sky Lounge! Not bad for being a Silver Medallion Member. Working my way up the Delta Tiers. 💕🤩 One Flight at a time. Excited to see my Empire Team. 💪

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