Ralph D. Hardebeck, Insurance Services

Ralph D. Hardebeck, Insurance Services Insurance services for Medicare, Life, Dental and Annuities.

06/24/2026

Indiana's birthday rule is helping people save hundreds of dollars on their Medicare Supplement policies. Call me today to learn more.

06/18/2026

I have a dental plan for my clients that is the best plan I've seen in 13 years of helping people with Medicare. Please call 812-202-8602 so I can give you all the details.

05/17/2026

Are you aware of the "Birthday Rule" for Medicare Supplement recipients in Indiana??? It very important and could save you hundreds, if not thousands!!
Give me a call! 812-202-8602 for a free quote to compare.

03/04/2026

For those of you on Medicare Supplement: Is your birthday coming soon? Have you taken advantage of the new "Birthday Rule" in Indiana? Call me at 812-202-8602 to discuss how we might lower your costs.

12/12/2025

This is funny.

12/12/2025

Do you have a Medicare Supplement? Is it too expensive? Starting on January 1st, Indiana will have a law that any applicant can be approved WITHOUT UNDERWRITING; on or up to 60 days after their birthday. This means that if you have a condition that keeps you from getting a less expensive premium and you DON'T want to go on a Medicare Advantage plan. This is your opportunity!! If you have a November or December birthday, you DON'T HAVE TO WAIT UNTIL NEXT FALL!!!! Please give me a call at 812-202-8602 to talk about your situation and we'll see how much money we can save you.

12/11/2025

Do you have a Medicare Supplement? Is it too expensive? Starting on January 1st, Indiana has a new birthday rule. This means that any applicant can be approved WITHOUT UNDERWRITING; on or up to 60 days after their birthday. This means that if you have a condition that keeps you from getting a less expensive premium and you DON'T want to go on a Medicare Advantage plan. This is your opportunity!! If you have a November or December birthday, you DON'T HAVE TO WAIT UNTIL NEXT FALL!!!! Please give me a call at 812-202-8602 to talk about your situation and we'll see how much money we can save you.

For my friends with Medicare and those who might have parents on Medicare. Do yourselves and your family a favor. Do b...
10/27/2025

For my friends with Medicare and those who might have parents on Medicare. Do yourselves and your family a favor. Do business ONLY with those people you trust! There are plenty of great agents at reputable companies who will be glad to sit down with you or facetime on the computer to explain what you have, what you need and the steps to make sure you have the best coverage for yourself. The 800 numbers with celebrities who were famous in the 60s or 70s are trying to steer you to agents in a cubicle far away from you. Further, those people might be next to impossible to reach, if you need assistance a few months from now.
15 minutes might be ok for car insurance because if it you don't like it, you can change back the next month in most cases. Medicare is different. I'm imploring every senior to get with a trusted advisor to help with their Medicare. In my opinion it's too important to be trusted to a stranger at some 800 #. Stay safe everyone.

10/18/2025

I just googled to see if the government shutdown is having an effect on new Medicare cards being mailed out. It is!
So, if you're anticipating getting a new Medicare card, Parts A &/or B it is likely going to take longer than anticipated.

The Annual Enrollment Period is in 2 weeks. Which plan is best for you? Call me and we'll find out. 812-202-8602.
10/01/2025

The Annual Enrollment Period is in 2 weeks. Which plan is best for you? Call me and we'll find out. 812-202-8602.

Address

Evansville, IN
47725

Telephone

+18122028602

Website

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