Hector Esparza, Licensed Agent with New York Life

02/21/2023

Love is one of the main reasons why people buy life insurance. Whether you love your spouse or partner, your children or grandchildren, your parents or a favorite charity, life insurance is for anyone who loves.

02/18/2023

With inflation rising, now's a good time to make your portfolio more inflation-proof. Learn more. http://www.eaglestrategies.com/public_files/Inflation_Fact_Sheet_-_Eagle_-_final1.pdf

02/15/2023

Even the star quarterback needs a coach to help them call the right plays. No matter where you are on the field, I can help guide you to make the right financial decisions. Reach out and let's discuss your next play.

Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.

02/04/2023

I love helping my clients through every stage of life. That’s why I recently received my specialization in financial guidance. From protecting your family to saving for college (and things in between), reach out and let’s ensure you’re prepared for all of life’s big moments.

02/01/2023

I am proud to announce I have recently received my specialization in financial guidance. With “protection-first” strategies for every major step in life, I can now provide more customized solutions to better fit your needs. When you have a moment, let’s discuss how I can help.

01/31/2023

Buying gifts for the little ones is one of the perks of being a grandparent. Buying them for yourself is one of the perks of budgeting for retirement. Now that the holidays are over, learn how you can be better prepared to manage your retirement spending.

Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

01/31/2023

New Year's has come and gone, so it’s time to get to work on those goals. If money was on your list, learn how to help improve your financial literacy and increase your savings with these tips and strategies.

With these personal finance strategies from New York Life, you can easily get your financial situation in order and manage your personal financial risk.

01/30/2023

Are you eager to file your 2022 tax returns? If you made $73,000 or less last year, you could use the IRS’s Free file program to file your return as early as January 13.

If you're an early bird when it comes to filing your tax return, there's good news from the IRS.

01/13/2023

When it comes to New Year's resolutions, financial security should be on top of everyone's list. The good news is that by simply reaching out, you've taken the first step. Ready to get started? Let's chat.

01/10/2023

Here are the key differences between student loan forbearance and deferment and how to choose the best option for you.

Almost 43 million Americans carry student loan debt. Forbearance and deferment are two ways borrowers can freeze their payments. Here are some factors to consider before requesting either one.

01/07/2023

The New York Life Foundation State of Grief Report finds that 78% of adults think more can be done to increase awareness of grief support services. Read about this and other findings in the latest report here.

Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

01/04/2023

The last few years have been hard on everyone, but even more so for children dealing with loss and isolation. The latest ’s annual State of Grief Report explores how we can better help children navigate grief at home, in school and the after-school space. https://nyl.co/3vC5Son