Valerie Carlo with Change Home Mortgage

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El Paso, TX
Valerie Carlo with Change Home Mortgage

Change Home Mortgage, NMLS 1839, Equal Housing Lender
Valerie Carlo NMLS 1700415 Licensed in TX & NM

01/20/2025

Today we celebrate the life and legacy of Dr. Martin Luther King Jr. May we always honor his work and inspirational words.

01/06/2025

If you’re thinking about buying a home this year, especially if it’s your first home, one major thing that you need to know is to get your home journey started by working with a trusted loan officer, like me! Working with me, I will not only help you get pre-approved to buy a home, I’ll also give you insightful details on your credit, financial portfolio, and help you get to where you want to be.

If you’re ready to make a move, contact me anytime.

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in NM and TX
📲 915-539-3122

01/02/2025

In home design, luxury isn’t a price point. It’s where comfort, technology, and personalized expression meet to create a space where you feel most at ease.

Here are the latest trends shaping luxury home design in 2025:

1. Holistic wellness
Mindful design: Homeowners are embracing natural light and bringing plants inside to promote peace and well-being.
Smart technology: From personalized lighting and temperature control to voice-activated assistants, homes are becoming intelligent havens for the ultimate comfort and convenience.

2. Multi-functionality redefined
Flexible spaces: Rooms are being designed to seamlessly transform to accommodate diverse needs.
Hidden storage solutions: Sleek, innovative storage solutions are keeping living spaces clutter-free and organized.

3. Earthy tones rule
Burnt orange & moss green: You can add warmth and vibrancy to living spaces with these hues, reminiscent of the 70s revival trend.
Natural neutrals: Beige, taupe, and greige create a calming backdrop for bolder elements, so your home can exude a timeless elegance.

4. Color confidence
Two-tone delights: Opposing color schemes add drama and visual interest, as well as showcase your personal style choices.
Soft black accents: A touch of black can add sophistication and depth to furniture, fixtures, and architectural details.

5. Bold & beautiful
Saturated colors: Jewel tones add vibrancy and personality.
Tonal color palettes: Gradient shades within the same color family can create a cohesive and sophisticated look.

6. Metallic mixology
Mixed metals: Combining different metal finishes, like brushed brass with chrome or gold with nickel, adds a touch of eclecticism and modern flair.

If you embrace these trends you’ll be able to elevate your everyday experience - no matter your budget!

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in NM and TX
📲 915-539-3122

12/28/2024

Hear me out on this one:

Local lender = Lower interest rate = Increase in buying power = Larger selection of properties

In summary: Working with a local lender can increase your pool of available homes to purchase.

Plus, you’ll enjoy:

1) Personalized service
2) Local market knowledge
3) Faster response time and processing
4) Satisfaction knowing you’re supporting a local business

If you have plans to buy, don’t limit your search to the big box name lenders and banks - Consider a local professional.
Like me! Give me a call today and lets get you ready to buy a home!

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in NM and TX
📲 915-539-3122

12/25/2024

Wishing all a joyous and Merry Christmas 🎁🎄

11/28/2024

Give thanks today and everyday. Happy Thanksgiving!

11/27/2024

We’re here all weekend to help answer your home financing questions! Happy house hunting! 🤩🏡 .

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in NM and TX
📲 915-539-3122

11/18/2024

It’s the season of gratitude. In the spirit of gratitude here are some things I am grateful for:
1. Client Success Stories
2.Market Resilience
3. Client Relationships
4.Continuous Learning

What are some things you are grateful for? Let me know in the comments!

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in TX and NM
915.539.3122

11/15/2024

Change Home Mortgage provides financing solutions to all of America’s diverse homeowners and communities. Homeownership is the symbol of the American Dream, the cornerstone of wealth creation, a solution to the cycle of poverty, and a stabilizing force for working families. Our role as trusted advisors and passionate advocates is to help all American families and communities achieve homeownership, fairly and responsibly.

Happen to have questions about specific financing you will qualify for? Give me a call! I’m here to help.

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in TX and NM
915.539.3122

11/12/2024

For borrowers who are self-employed, has you covered. Change Home Mortgage offers non-traditional loans to fit your unique circumstances. Intrigued to learn more? Give me a call today to get started!

Valerie Carlo | NMLS 1700415
Licensed Mortgage Advisor
Licensed in NM and TX
📲 915-539-3122

10/31/2024

Boo! Happy Halloween! 🎃

Address

11331 James Watt Drive F100
El Paso, TX
79936

Telephone

+19155393122

Website

https://www.changemtg.com/advisors/vcarlo

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