Trusted Healthcare Solutions

03/23/2026

Missed Open Enrollment? Don’t assume you missed your chance.

There’s a good chance you may still qualify for a Special Enrollment Period (SEP):
https://khbe.ky.gov/About/Pages/Special-Enrollment.aspx

Most people aren’t sure if they qualify, and I'm happy to check for you.

And if you don’t qualify, you’re not stuck. There are still a variety options to keep you covered, whether that’s for now or longer-term.

📲 Call or text: 502-233-7560
📧 Email: [email protected]

KHBE provides support and resources for Kentuckians to enroll in health coverage. KHBE also helps residents learn more about health coverage options and other kynect programs.

12/17/2025

If this is a topic you’ve ever had questions about, this might be helpful...

Let’s Make Health Insurance Feel Less Overwhelming I talk with people every day who feel anxious about health insurance, because they don...

10/20/2025

It’s that time again — renewal season — and unfortunately, rate increases are already rolling in. (Not cool!)

With everything happening in D.C., the government shutdown, the expiration of enhanced subsidies, and carriers raising premiums, some plans are climbing by hundreds of dollars a month, even for people with employer coverage.

But don’t stress, there are still options out there.
I work with major nationwide carriers that offer private plans to lock in your rate and coverage for up to three years, keeping things steady no matter what’s happening in Washington.

Now’s the perfect time to take a look. More than ever, I can help you find a plan that fits your needs, works with your budget, and actually gives you a little peace of mind for a change.

As always, however you prefer to reach me — call, text, email, or even a smoke signal — I’ll get back to you.
Still waiting on my first carrier pigeon! 🕊️

📞 502-233-7560
📧 [email protected]

10/16/2025

🚨 Heads-Up Time 😬

If your plan is through USHEALTH Advisors, whether through work, an agency, or another source, stop what you’re doing and check your policy. Right now.

A lot of their plans are indemnity, not true major medical—but they’re often sold like they are. If you think you have major medical, you may not...

I just talked to someone yesterday who learned this the hard way when massive medical bills started rolling in. They’re stuck, and I see this far too often. It absolutely crushes me!

I can’t reverse things once that happens. Please don’t wait to find out what you actually have.

If you’re unsure, I’ll look at your policy for free, no pressure, just genuine help because I really care and it’s my job. ❤️

10/13/2025

It's nearly upon us!

Marketplace Open Enrollment runs Nov 1 – Jan 15, and this year brings major shifts:
-Enhanced subsidies are set to end for many households,
-Many carriers are proposing premium increases of 20% or more for 2026.

The landscape is changing fast — and the impact on what you actually pay could be significant. Please don’t try to navigate it alone. My help is 100% free, and I can guide you through both Marketplace and off-Marketplace options to make sure you’re protected with coverage that works for you, and you're not overpaying.

📅 Enroll by Dec 15 for January 1 coverage.
⏰ Don’t wait until the last minute, make an appointment now.

As an independent broker, I am here to serve you and only you. Call/text 502-233-7560 or email [email protected]

10/07/2025

🚨 Open Enrollment is Almost Here — Big Changes Ahead! READ THIS 🚨

This year, Marketplace enrollees will see increased carrier prices and the enhanced subsidies are ending....

What does that mean for you? Your Marketplace premiums are going up — significantly.

The good news is, there are options outside of Marketplace, and I can also help you navigate ACA plans to make sure you’re getting the best fit for your situation.

Open Enrollment season is short, so waiting to reach out is unwise. Let's avoid last minute surprises and make sure you’re in the best spot for 2026.

502-233-7560 (call/text)
[email protected]

10/02/2025

Health insurance today is a moving target—premiums rising, benefits shrinking, and laws constantly shifting.

Do you have a trusted resource to help you navigate all this? I can break it down, show you what really matters, and make sure you’re ready before changes take you by surprise.

Call or text 502-233-7560
Email [email protected]

08/20/2025

Big changes are coming to the ACA (Obamacare / Marketplace) in 2026 — premiums, subsidies, and enrollment rules are shifting. But don’t panic, new 3-year plans off-exchange are rolling out right now to give you more options and control.

Health insurance is personal and I am here to find the best fit for you.

📧 [email protected]
📞 502-233-7560
www.thsinsurance.com

https://thsinsurance.blogspot.com/2025/08/changes-coming-to-aca-in-2026-hi-folks.html

Health and Life Insurance

07/24/2025

Thinking about switching health plans or looking for a smarter way to save on medical costs?

An HSA-eligible health plan might be the best financial decision you make this year. Lower premiums, triple tax savings, and long-term flexibility, what’s not to love?

I broke it all down in a quick, no-fluff blog post. Take a look and see if it could be the right fit for you or your family.

As always, reach out if you want help comparing plans. That’s what I’m here for.

Read it here:

Why an HSA-Eligible Health Plan Might Be the Smartest Money Move You Make This Year By Emily Bullard Trusted Healthcare Solutions 📞 502-...

06/24/2025

Big changes are happening in the health insurance world.

Major insurers are pledging to make the prior authorization process easier—fewer delays, more transparency, and faster approvals.

This could mean less red tape and more time focusing on your health, not fighting with insurance companies.

I broke down what’s changing and what it means for you in my latest blog post. Check it out here 👉 https://thsinsurance.blogspot.com/2025/06/health-insurance-is-finally-getting.html

And as always—if you want help understanding your options or want a broker who will have your back through all of this, just reach out:
📧 [email protected]
📞 502-233-7560

Health Insurance is (Finally) Getting Easier—Here’s What You Should Know Big news in the insurance world: major health insurance companies a...

06/14/2025

Sick of massive deductibles? You should be.

You don’t have to gamble with your wallet. I can help people find smart plans with low deductibles—or even no deductible at all.

Why pay thousands out-of-pocket before your insurance kicks in? That’s old-school.

Let’s get you covered the smarter way.