Fernando Espina - Banner Bank Home Loans

Fernando Espina - Banner Bank Home Loans Fernando Espina | NMLS # 846379

A recent survey found many buyers believe outdated mortgage myths that can stop them from exploring a home purchase. Cre...
07/15/2026

A recent survey found many buyers believe outdated mortgage myths that can stop them from exploring a home purchase. Credit, down payment and rate requirements are often more flexible than would-be buyers assume. Options exist for credit scores near 620, low down payments and varying lender rates. Reach out if you want to find out if you’re more mortgage-ready than you think.

A recent survey found that many prospective buyers are in possession of incorrect or outdated information. It’s up to agents to set the record straight.

I can help set you up for homebuying success. Start with getting pre-qualified to understand your budget and never hesit...
07/13/2026

I can help set you up for homebuying success. Start with getting pre-qualified to understand your budget and never hesitate to ask questions along the way.

Ready to start your journey? Let's talk!

The sale price is just the start. Your monthly payment depends on several key factors. Let’s break it down together and ...
07/12/2026

The sale price is just the start. Your monthly payment depends on several key factors. Let’s break it down together and make sure your budget is on track.

07/10/2026

Buying a home in 2026? These 3 steps will set the foundation — and I’ll help guide you through each one.

Message me to start building your plan together.

Your down payment and closing costs aren't the only expenses to plan for. From moving day to that first trip to the hard...
07/10/2026

Your down payment and closing costs aren't the only expenses to plan for. From moving day to that first trip to the hardware store, a little extra budgeting goes a long way. I'll help you plan ahead so there are no surprises.

Your bathroom shower can boost your home’s resale value. In particular, designers say curbless walk-in showers are the l...
06/04/2026

Your bathroom shower can boost your home’s resale value. In particular, designers say curbless walk-in showers are the leading bathroom trend in 2026. They create a clean, continuous visual space and improve accessibility for aging buyers and wheelchair users. Installing one correctly is important—walk-in showers require precise drain placement, waterproofing and a recessed niche. Read on for dos and don’ts when installing this popular feature.

A curbless walk-in shower is expected to be the major bathroom design trend in 2026 according to our expert in an exclusive interview.

Creating a stunning kitchen in a historic property doesn't have to mean following the same predictable design trends. Th...
05/12/2026

Creating a stunning kitchen in a historic property doesn't have to mean following the same predictable design trends. The recent remodel by Ashley Montgomery Design features a thoughtful blend of old-world charm and modern elements, showcasing how unique materials and textures can foster a timeless look. Curious about how to achieve this balance in your own kitchen projects? Read more to explore innovative design ideas that inspire.

Slatted cabinetry, blue stone, and a custom island combine to create the most beautiful kitchen – take the tour

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7009 212th Street SW
Edmonds, WA
98026

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