Scott Senner at Integrity Home Mortgage Corporation

03/11/2026

Thinking about buying your first home this year?

TONIGHT, 7pm, March 11th

We are hosting a FREE online class to help gather information you will need as you research how to buy your first home.

No matter how far along in the "thinking about it" stage you are right now, this class will help you avoid HUGE mistakes that others have made that could cost you thousands.

Buying your first home is likely the BIGGEST financial decision you will make in your life. Make sure you are fully prepared.

Discover what the mistakes are and how you can avoid them by signing up for this FREE class!

Sign up here: https://centraloklahoma.localhomeclass.com

Hope to see you tonight! Scott Senner

The step-by-step blueprint to buying your first home in Oklahoma City's competitive market - without overpaying or making costly mistakes.

02/23/2026

"How to Kill Your Home Loan Application in Three Easy Steps"

A title that is a little tongue in cheek, and a little bit of clickbait, but the information I share in todays short (5:10) video is absolutely vital to know if you are considering buying a home anytime soon.

I am hosting a FREE "First Time Homebuyer" webinar this Wednesday (Feb. 25) at 7pm and will be covering topics like the one on this video, as well many others like credit score requirements, downpayment assistance programs, job history requirements, etc.

Lots of very useful information that folks need as they are gathering information on buying their first home.

Thanks, Scott Senner

Please join me for the class, here is the sign up link: https://centraloklahoma.localhomeclass.com/register

02/06/2026

!!Attention Oklahoma City Home Buyers!!

We are hosting a FREE online class to help gather information you will need as you research how to buy your first home.

We invite you to join us on Wednesday, February 25th at 7pm

No matter how far along in the "thinking about it" stage you are right now, this class will help you avoid HUGE mistakes that others have made that could cost you thousands.

Buying your first home is likely the BIGGEST financial decision you will make in your life. Make sure you are fully prepared.

Discover what the mistakes are and how you can avoid them by signing up for this FREE class!

Sign up here: https://centraloklahoma.localhomeclass.com

04/15/2025

"I do not have a lot of money saved up for a home, but I do have good credit and a stable job. Am I going to get a hard "NO" if I apply for a home loan because of lack of funds?"

On todays short (2:44) video, I explain that lack of funds is NOT necessarily a deal killer when we look at a loan application.

Buying a home is certainly not free, but there are other sources of funds that can be used by a borrower that are allowed by a lender.

Check out todays show, lots of great information for folks that are exploring the possibility of buying a home.

As always, if you would like to privately discuss your specific situation, please call me at 405-754-5045, email to [email protected], or message through FB.

Have a fantastic day! Scott Senner, Interlinc Mortgage

04/02/2025

"What do you mean when you say 'All credit scores are not created equal'? Isn't a 720 score, for example, always going to be great, and a 640 always going to be mediocre?"

On todays short (2:44) video, I explain how, in some cases, the person with the 640 score will get a better deal and more financing options than the person with the "better" score.

As much as you might be inclined to call "BS" on this, it is absolutely true.

The reasons behind WHY someone has the score they do matter A LOT.

As always, if you have questions about your specific situation, please give me a call at 405-754-5045, email to [email protected], or message me through FB.

Have a fantastic day! Scott Senner, Interlinc Mortgage

P.S If you would like to view my entire library of informational videos, you can do so for free on my FB business page, Scott Senner Mortgage Banker

03/27/2025

"How to Kill Your Home Loan Application in Three Easy Steps"

A title that is a little tongue in cheek, and a little bit of clickbait, but the information I share in todays short (5:10) video is absolutely vital to know if you are considering buying a home anytime soon.

It is not hard to avoid unforced errors that will cause your loan application to end up in the "deny" file, but I still see buyers making some of these mistakes all the time.

If you have questions about your specific scenario, please give me a call at 405-754-5045, email to [email protected], or send a message through FB.

Have a fantastic day! Scott Senner, Interlinc Mortgage

12/23/2024

"I have some medical collections on my credit report and am afraid that is going to stop me from being approved for a home loan. Is there anything I can do, or am I pretty much stuck in my current home?"

Well, the good news is that, no, medical collections will generally not pose a problem for you when a lender is evaluating your home loan application.


However, on todays short (2:00) video, I explain that there are instances where collections that have been escalated to judgements and liens that will definitely be an issue.

As always, if you have a question about your specific situation, please call or text me for a completely confidential discussion at 405-210-5110, email to [email protected], or message me through FB.

Have a fantastic day! Scott Senner, Interlinc Mortgage

P.S, if you would like to review my entire library of informational videos, you can do so on my FB business page, Scott Senner Mortgage Banker

12/17/2024

"I want to buy a home, but there is no way I can pay off my credit card before I apply for a home loan. Is there a "reasonable" balance I can carry on that card and still get approved?"

It is a fact of life that most people have credit cards, and the majority of them carry balances.

On todays short (2:26) video, I explain that, surprisingly, a lender does not really care how much you have as a balance on a card, but it matters a LOT how close you are to your credit limit.

Credit card balances are not going to keep you in an apartment, but they definitely need to be managed correctly.

As always, if you have a question about your specific situation, please give me a call at 405-754-5045, email to [email protected], or message me through FB.

Have a fantastic day! Scott Senner

P.S, if you would like to review my entire library of informational videos, you can do so on my FB business page, Scott Senner Mortgage Banker

12/10/2024

"I want to shop around for a lender, but I don't want my credit score to get zapped every time a lender pulls my credit. How can I avoid that happening?"

Well, there are a lot of stupid and anti-consumer things that the credit bureaus do, but, the one thing that is actually good for the consumer is that your credit score will NOT go down if multiple lenders pull your credit.

On todays short (2:27) video, I explain how this works and the time limitations you have when shopping for a lender to avoid credit score drops.

As always, if you have questions about your specific scenario, please give me a call or text at 405-210-5110, email to [email protected], or message me through FB.

Have a great day! Scott Senner, Interlinc Mortgage

P.S. If you would like to review my entire library of informational videos, you can do so on my FB business page, Scott Senner Mortgage Banker

12/04/2024

"I co-signed on a car loan for my brother, is that going to hurt me when I try and qualify for a home loan?"

Co-signing for someone seems like a nice thing to do, right? You are just trying to help someone get on their feet, or maybe helping someone establish credit. What's the harm in that?

On todays short (2:46) video, I explain that in most cases, this liability payment will absolutely count against you when qualifying for a home loan. There are some exceptions, so please check out todays video.

Pro tip: In general, co-signing is not a good idea if you plan on buying a home soon.

As always, if you have questions about your specific situation, please give me a call or text at 405-210-5110, email to [email protected], or message me through FB.

Have a great day! Scott Senner, Interlinc Mortgage

P.S, if you would like to view my entire library of informational videos, you can do so on my FB business page, Scott Senner Mortgage Banker

11/12/2024

"My best friend is a Realtor, and I want to use her to help me buy a home, but I don't want her knowing all of my financial data. Does a lender share my financial information with the agents on a transaction?

This is a very legitimate concern, and I totally understand it. I don't want my friends knowing all my financials either!

Fortunately, a lender CANNOT and WILL NOT share specific information about you to any parties to a transaction. (That is, unless they want to lose their license)

On todays short (2:46) video, I explain what a lender can, and, more importantly, cannot share with your agent, insurance agent, seller, etc.

Really important information on todays show, please check it out!

As always, if you have a question about your specific situation, please give me a call at 405-754-5045, email to [email protected], or message me through FB.

Have a great day! Scott Senner, Interlinc Mortgage

P.S, if you would like to view my entire library of informational videos, you can find them on my FB business page at Scott Senner Mortgage Banker