OptimalWealthsg-Mia

OptimalWealthsg-Mia Retirement & Wealth Strategist for high-income professionals. Debt elimination & predictable lifetime income strategies.

Retirement planning | Fixed indexed annuities | Infinite banking | Tax-advantaged cash value growth.

02/21/2026

772 Followers, 763 Following, 60 Posts

02/27/2022

After several days of gray, cold and snow days, It is nice to have sun shining. Billy will be happy we can go for a walk today.

The holiday season is approaching and what better way to focus today than on some holiday spending tips! Although it is ...
12/17/2021

The holiday season is approaching and what better way to focus today than on some holiday spending tips! Although it is the season of giving and a time for us to show our appreciation to those in our lives, it's important to take some extra steps to ensure that our personal finances are still standing strong once the new year comes along.

Instead of spending on the latest gadget, why not use your crafting/baking skills and do it yourself for a more personal gift? Or, save some money by arranging a gift exchange instead of buying gifts for each individual.



Reaching your desired amount for your financial goals can take weeks, months or even years. But we believe that as long ...
12/15/2021

Reaching your desired amount for your financial goals can take weeks, months or even years. But we believe that as long as you start, the rest will follow. If you're in the process of saving for your emergency fund, we recommend starting off small by setting aside a realistic amount every week. Once you create the habit of paying yourself with a consistent amount, the ability to save up to 3-6 months worth of monthly expenses won't seem as daunting.

With the holidays approaching and the year ending, we want to know, how much will YOU plan on saving for this year?



Repaying your debt can be a bit challenging at times. But today we wanted to highlight one of the many ways that will he...
11/17/2021

Repaying your debt can be a bit challenging at times. But today we wanted to highlight one of the many ways that will help you manage your balance and be closer to a stronger financial future!

Every month instead of paying the minimum payment, pay a little bit more! Add an extra $20, $100, or any amount that will fit within your budget. Doing so will help you develop better money habits that will soon help you become debt free! What are your debt management tips that you would like to share with the community?



Automate itFortunately for us, we live in the electronic age, which can make streamlining financial goals a lot easier t...
11/09/2021

Automate it
Fortunately for us, we live in the electronic age, which can make streamlining financial goals a lot easier than in decades past. Whether building savings, investing for the future, paying down debt, or any other goals, take advantage of the apps and information available online. Savings can be put on autopilot, taking a fixed amount from your bank account each month or each pay period. The same can be done for IRAs or other investment accounts.

Be mindful of small purchases
It can be much easier to be aware of making a large purchase (physically large, financially large, or both). Take a physically large purchase, for instance: it’s difficult to go into a store and come out with a washing machine and not have any memory of it. And for large financial purchases like a laptop or television, some thought usually goes into it – up to and including how it’s going to get paid for. But small, everyday purchases can add up, right under your nose. Ever gone into a big box store to grab a couple of items then left having spent over $100 on those items… plus some throw pillows and a couple of lamps you just had to snag? What about that pricey cup of artisan coffee? Odds are pretty good that the coffee shop has some delicious pastries, too, which may fuel that “And your total is…” fire. $100 here, $8.50 there, another $1.75 shelled out for a bottle of water – the small expenses can add up quickly and dip right into the money that could go toward your financial strategy.

Read
CNBC uncovered several habits and traits that are common among wealthy individuals. Surprisingly, it wasn’t all hard work. They found that wealthy people tend to read – a lot – and continue learning through reading. Your schedule may not allow for as much reading time as the average billionaire – maybe just 30 minutes a day is a good short-term goal – but getting more reading in can help you improve in any area of life!

*For more details check out https://financialeducationsolutionsgroup.com/blog/f/creating-healthy-financial-habits

Do you ever get that little burst of happiness when your paycheck comes around? But by the time our expenses are due, th...
11/03/2021

Do you ever get that little burst of happiness when your paycheck comes around? But by the time our expenses are due, that happiness goes away? Well, now that it's a new month, we wanted to highlight some key tips on how we can better understand and manage our money! So for today's Money Tip Tuesday, we suggest creating a monthly budget BEFORE your first paycheck.

Setting aside some time during the first week of the month will help us ensure that our day to day expenses are covered and we are still saving up for our financial goals. While you compose your monthly budget this week, make sure to include these items listed in this post. If the math doesn't add up with your budget, you may need to adjust your expenses.



Today wraps up the last segment of our financial planning month checklist. Here are some tips for you to use to monitor ...
10/30/2021

Today wraps up the last segment of our financial planning month checklist. Here are some tips for you to use to monitor and track your financial goals and use the budget that you set up at the beginning of the month. Just remember, these tips are not only to be used for the month of October, but all year round!

To gain more knowledge feel free to check out our FREE financial education workshops!



Now that we have created a plan to reach our financial goals. It's time that we put some action behind the plan. Keeping...
10/27/2021

Now that we have created a plan to reach our financial goals. It's time that we put some action behind the plan. Keeping track of how much money comes in and how much money goes out is important for us to know if we need to adjust our budget. Finding the areas where adjustments can be made, will help us reach our goals in a more fast and clear way. So take some time this weekend and really examine your monthly expenses and spending.

With the holidays coming up, make sure to budget in how much you will be setting aside for your festivities.



10/21/2021

My team and I are hosting free financial literacy workshops this weekend.

The guest speaker, who’s also a friend of mine from California, will be teaching. He’s one of the most sought out instructors and has over 8 years of experience, educating thousands of families.

I would love for you to check it out and learn. It’ll also help support our movement.

See you at the Events.

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Edmond, OK
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