Luis Cantu - Mortgage Loan Advisor

Luis Cantu - Mortgage Loan Advisor 🏡Mtg Loan Officer-Making complex processes simple
🤝 Friendly & Transparent
📍Texas English & Spanish
🎁 15- min consultation DM to schedule
NMLS #2393350

09/24/2026

🎓 Don’t have a full 2-year employment history? You may still qualify! 🏡

In certain loan programs, school or education can help satisfy the 2-year history requirement, especially when your education relates to your current career or line of work.

So if you recently graduated and just started working, don’t assume you have to wait two years to buy a home. 🔑

Every situation is different—let’s review your options!

📲 DM me to get started.

RGVRealEstate

09/17/2026

Self-employed and worried your tax returns don’t show your full income? 🏡

A Bank Statement Loan may let you qualify using your bank deposits instead of traditional income documentation.

If you’re a business owner or self-employed and want to see what you may qualify for, send me a message! 📲

Programs and guidelines vary. Qualification required.

09/16/2026

🚨 No credit score? That doesn’t always mean no mortgage!

You may be able to qualify using 3 alternative trade lines showing payment history, such as:
🏠 Rent
💡 Utilities
📱 Phone bill
🚗 Insurance

No traditional credit doesn’t automatically mean no options. 🏡

📲 Let’s review your situation and see what may work for you.

Cabrales Mortgage

Hi friends ❤️ I wanted to share something that’s very important to me.A friend and their family recently lost their fami...
09/13/2026

Hi friends ❤️ I wanted to share something that’s very important to me.

A friend and their family recently lost their family home in a devastating fire. Thankfully, everyone is physically okay, but they lost their home, belongings, and sadly several beloved pets. 💔

I’m sharing their fundraiser in hopes that we can come together and help them during this difficult time.

If you’re able to donate, anything helps. If you can’t, simply sharing the fundraiser can make a difference.

Thank you so much for your support. ❤️🙏 https://gofund.me/d58fab348

09/12/2026

🏡 Buying a home with $0 down? It may be possible!

A USDA loan can offer 100% financing for eligible buyers and properties. 🌾🔑

Wondering if you qualify or if the home you’re looking at is USDA eligible?

📲 Send me the address and I’ll check it for you!

TexasRealEstate MortgageTips CabralesMortgage

Buying a home doesn’t have to feel overwhelming—I’ve got your back every step of the way! 🙌 Whether you're just starting...
09/11/2026

Buying a home doesn’t have to feel overwhelming—I’ve got your back every step of the way! 🙌 Whether you're just starting to explore your options or you're ready to make a move, I’m here to answer your questions, break things down simply, and help you feel confident in your decisions. Let’s make home happen! 🏡✨

Shoot me a text or give me a call anytime
Luis Cantu | Mortgage Loan Originator
📲 (956) 683-6457
🏡

Lower, LLC. MLO NMLS ID # 2393350. nmlsconsumeraccess.org. Equal Housing Opportunity Lender

09/11/2026

🏡 Buying a house that comes with an extra lot?

You may be able to finance both together with a Fannie Mae Conventional loan! 👀

There are specific guidelines the property has to meet, but an extra lot doesn’t automatically mean a separate loan.

📲 Found a property like this? Send it my way and let’s see what options you have!

RGVRealEstate HomeBuyerTips

09/09/2026

🏡 Fannie Mae just updated its rental income guidelines!

If you own a rental property — or you’re thinking about turning your current home into a rental — these changes could impact how your rental income is used when qualifyingexplain for your next mortgage. 📈

The updated guidelines include changes and clarifications for:
🏠 Departing residences

Some of the new rental-income guidelines can be applied now and must be implemented by lenders no later than November 1, 2026. (Fannie Mae)

Thinking about buying another property and wondering how your rental income could help you qualify?

📲 DM me “RENTAL” and I’ll help you review your options.

MortgageLender HomeBuying InvestmentProperty TexasRealEstate RGVRealEstate McAllen

Behind every home, business, and growing community are hardworking people making it happen. Today, we celebrate YOU. Hap...
09/07/2026

Behind every home, business, and growing community are hardworking people making it happen. Today, we celebrate YOU. Happy Labor Day!

Shoutout to our amazing clients who take the time to share their experience—your reviews keep us smiling and striving! 🏡...
09/03/2026

Shoutout to our amazing clients who take the time to share their experience—your reviews keep us smiling and striving! 🏡✨
We appreciate your trust and support more than words can say. To read the rest of the review check out Cabrales Mortgage on google!

Call or message me today!
Luis Cantu | Mortgage Loan Originator
📲 (956) 358-4966
🏡

Lower, LLC. MLO NMLS ID # 2393350. nmlsconsumeraccess.org. Equal Housing Opportunity Lender

Address

2117 Cornerstone Boulevard
Edinburg, TX
78539

Telephone

+19563584966

Website

Alerts

Be the first to know and let us send you an email when Luis Cantu - Mortgage Loan Advisor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Luis Cantu - Mortgage Loan Advisor:

Shortcuts

Share

Category