09/10/2024
๐ฃ๐ฟ๐ฒ-๐ค๐๐ฎ๐น๐ถ๐ณ๐ถ๐ฒ๐ฑ ๐๐. ๐ฃ๐ฟ๐ฒ-๐๐ฝ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฑ... ๐ช๐ต๐ฎ๐'๐ ๐๐ต๐ฒ ๐ฑ๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ฐ๐ฒ? ๐ค
๐ Getting pre-qualified is the process of providing a mortgage lender with some background information like your credit, income, and expenses so the lender can help you determine how much you can afford and what you are likely to qualify for.
๐ A pre-approval, however, means you've provided the lender with proof of your income and assets and had a credit check to determine exactly how much you can be approved for.
๐ช๐ต๐ถ๐ฐ๐ต ๐ผ๐ป๐ฒ ๐ถ๐ ๐ฟ๐ถ๐ด๐ต๐ ๐ณ๐ผ๐ฟ ๐๐ผ๐?
๐๐ถ๐๐ฒ ๐บ๐ฒ ๐ฎ ๐ฐ๐ฎ๐น๐น ๐ผ๐ฟ ๐ฐ๐ผ๐ป๐๐ฎ๐ฐ๐ ๐บ๐ฒ ๐ฑ๐ถ๐ฟ๐ฒ๐ฐ๐, ๐ฎ๐ป๐ฑ ๐'๐น๐น ๐ฏ๐ฒ ๐ต๐ฎ๐ฝ๐ฝ๐ ๐๐ผ ๐ต๐ฒ๐น๐ฝ ๐๐ผ๐ ๐ฑ๐ฒ๐ฐ๐ถ๐ฑ๐ฒโผ๏ธ
I can provide either one, depending on your unique situation and where you are in the house hunting process.
The best part? The conversation is absolutely free, and there's no obligation. You are still free to work with anyone you'd like when you're ready to obtain a mortgage to purchase your home, but I doubt you will want to! .๐ก ๐
