Brines Insurance and Financial Services

03/11/2024

Our Blog will be answering your top asked questions! Today we answer: Can You Be Denied a Medicare Supplement Plan? Click to find out!

Once of the most worrisome parts about applying for a Medicare Supplement is the fear of getting denied. So let's talk.... can you be denied a Medicare Supplement/Medi-Gap plan? The simple answer is both yes and no... There are certain periods throughout the year when you are allowed into a Medicare...

03/08/2024

Current and past clients, family and friends... did you know our business does not have 1 review on Google yet, despite helping thousands save on their health insurance? PLEASE HELP future clients trust in us by leaving an honest review on Google here: https://g.page/r/CVvHVpLupDNiEB0/review
We sincerely appreciate each of you helping our business grow digitally. Thank you!

09/27/2021

Annual Open Enrollment is right around the corner, starting October 15th and ending December 7th!!!

Make sure you have those prescription lists up to date so we can find the best plan for you. We take your specific prescriptions and preferred pharmacy and put them in the government plan finder site to make sure we pair you with the best company.

After December 7th we won't be able to make any changes to your prescription plan until the following October. Don't miss out on a chance to potentially save money on your monthly premium while getting the best coverage available.

06/30/2021

Don't over pay for your Medicare Supplement. There are two companies that just released some pretty great rates starting August 1st!!!! http://brinesinsurance.com

06/25/2021

GLUTEN-FREE
COURSE:Lunch, Dinner, Appetizer
CUISINE:Mexican
COOK TIME:30 minutes
TOTAL TIME:30 minutes
SERVINGS:6 Tacos
CALORIES:128 kcal
AUTHOR:Christine McMichael

Ingredients
2 thinly sliced chicken breasts
2 Tbsp Sriracha
6 corn tortillas
1 cup chopped red cabbage
1/2 cup chopped peppers
1/4 cup feta cheese
1 lime

Instructions
Preheat oven to 375 degrees.
Place the chicken breasts on a baking sheet and top with Sriracha. Bake for 30 minutes (or until they're fully cooked).
While the chicken is baking, heat the tortillas up (optional).
Top each tortilla with chopped red cabbage and chopped peppers.
When the chicken has finished baking, shred it and place in the tortillas.
Top each taco with feta cheese and a drizzle of lime. Enjoy!
http://brinesinsurance.com

06/23/2021

When traveling outside the U.S. it's always best to be prepared. Emergencies can be scary and the last thing you want to be worried about is your insurance coverage.
If you have Medigap Plan F, G, or N:
- Covers foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn't otherwise cover care.
- Pays 80% of the billed charges for certain medically necessary emergency care outside the U.S. after you meet a $250.00 deductible for the year.
http://brinesinsurance.com

06/21/2021

Don't get overwhelmed by Medigap coverage, that's what we're here for!! www.brinesinsurance.com

06/18/2021

Stay safe and cool out there!!!!!

06/16/2021

Medicare doesn't cover everything. If you need certain services Medicare doesn't cover, you'll have to pay for them yourself unless you have a secondary insurance to pick up the remaining balance. Even if Medicare covers a service or item, you generally have to pay your deductible, coinsurance and copayments. This is where Medigap coverage comes in. Once you're Medicare deductible is met your Medigap will then begin to pay the remaining balance that Medicare did not initially pay including your copayments, depending on the plan you choose.

06/14/2021

As noted in our previous blog, Medicare's Initial Enrollment is 3 months before and 3 months after you turn 65. If you miss the 6 month deadline, and then later choose to enroll you will have to pay a penalty of 10% per year for each year you went without it.
If you choose not to enroll because you are still working or you have coverage through your spouses' insurance you can delay the enrollment and avoid the penalty.
However, retiree health coverage does not count as a credible coverage.
This rule also applies to Prescription coverage that we will discuss in length in future blogs.
We're here to answer any questions and help you avoid unnecessary costs.

06/11/2021

There's no better way to kick off summer than with some tasty treats. Try this ice-cream sandwich recipe and let us know what you think.

Ingredients: (Original recipe yields 6 servings)
* Vegetable Oil Cooking Spray
* 1-2 cup all-purpose flour
* 1 tablespoon all-purpose flour
* 1/4 teaspoon baking soda
* 1/4 teaspoon kosher salt
* 1/3 cup sifted Dutch-process cocoa powder
* 3 tablespoons unsalted butter, softened
* 1/4 cup white sugar
* 2 tablespoons light brown sugar
* 1/2 teaspoon pure vanilla extract
* 1/3 cup whole milk, at room temperature
* 6 scoops vanilla ice cream

Directions:
Step 1: preheat the oven to 350 degrees F. Line a baking sheet with a silicone liner. Spray liner with cooking spray and rub it in to be sure it's completely covered.

Step 2: Whist 1/2 cup plus 1 tablespoon flour, salt, baking soda, and cocoa together in a bowl until thoroughly combined. Sift mixture if it seems at all clumpy or chunky.

Step 3: Mix butter, both sugars, and vanilla in another bowl with a spatula until you have a smooth paste. Add flour mixture along with milk and stir until batter is smooth and stuff. Clean off the spatula with a cookie scoop and drop 12 scoops batter onto the prepared baking sheet.

Step 4: Bake in the center of the preheated oven until the tops of the cookies no longer look wet and shiny, 9 - 10 minutes. Remove from the oven and tap and shake the pan on the counter 5 times to settle and compress the cookies. Let cookies cool to room temperature on the pan, about 15 minutes.

Step 5: Transfer baking sheet into the freezer until cookies are firm, about 15 minutes.

Step 6: Remove from the freezer and remove cooks from the pan by lifting the silicone liner carefully under each one. Poke 10 or 12 holes in the surface of each cookie with the sharp edge of a chopstick. Return to the freezer until ready to assemble.

Step 7: When ready to assemble, remove from the freezer. Turn one cookie upside down, place 1 scoop ice cream on top, and sandwich with a second cookie. Serve immediately or wrap in plastic wrap and freeze for 3 hours before serving. Repeat to make remaining ice cream sandwiches.

We hope you enjoy this fun treat and have a fantastic weekend!!