Michelle Pezzulo, CFP, Financial Advisor at Bentley Financial Group, Inc.

Michelle Pezzulo, CFP, Financial Advisor at Bentley Financial Group, Inc. Passionate about helping individuals and families pursue their financial goals. Securities offered through LPL Financial a registered investment advisor.

Member FINRA/SIPC, www.finra.org, www.sipc.org. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered.

07/31/2026

Teaching kids about money doesn't have to be complicated. Some of the best financial lessons happen during everyday moments.

💵 Let them help create a grocery budget.
🏦 Encourage them to save for something they really want.
💳 Talk about the difference between needs and wants.
📈 Introduce the basics of how investing helps money grow over time.
❤️ Show them the value of generosity and giving.

Financial literacy starts at home, and the earlier these conversations begin, the more confident they'll become making smart financial decisions in the future.

07/10/2026

One of the biggest compliments I can receive is a referral. Thank you to everyone who has trusted me with your financial planning needs and recommended me to your family, friends, and colleagues!

If you know someone who is looking for guidance with retirement planning, investing, budgeting, estate planning, or simply wants a second opinion on their financial situation, I'd be happy to help.

My goal is to make financial planning approachable, personalized, and focused on what matters most to each individual and family.

I always appreciate the opportunity to help someone gain confidence in their financial future.

06/25/2026

Summer is in full swing, and our office has had the opportunity to help several clients transition into retirement just in time to enjoy the season. ☀️

Whether you've recently retired, changed careers, or are planning your next chapter, now is a great time to review your financial picture.

Questions like:
• What should I do with my old employer retirement plan?
• Should I leave it where it is, roll it over, or move it into my new employer's plan?
• How will this transition impact my monthly cash flow and spending plan?

These decisions can have long-term implications, and having a strategy in place can help provide clarity and confidence.

06/08/2026

Estate planning is often an overlooked part of a financial plan, especially for young families.

No matter your income or net worth, having the proper documents in place can help protect your loved ones and ensure your wishes are carried out.

For parents of young children, it can be even more important. Documents such as a will, powers of attorney, and healthcare directives can provide clarity during difficult times and help avoid unnecessary stress for your family.

05/26/2026

Getting that first job out of college or landing a promotion can feel like a huge financial “upgrade” overnight 💰

When you’ve been used to living on a smaller income, the jump in pay can feel overwhelming, and lifestyle creep can quietly take over.

One of the best habits you can build early? Make saving a priority in your budget, not just what’s left over at the end of the month.

Increase retirement contributions with every raise, automate savings transfers, and keep monthly expenses reasonable before upgrading everything at once.

A few smart habits early on can create more flexibility later.

05/07/2026

When you’re just getting started investing, it can be hard to know where to put your next dollar. Here’s a general order I often suggest for young investors 👇

1️⃣ Get the full 401(k) match
Especially if your employer offers a Roth 401(k) option for your contributions. Don’t leave free money on the table.

2️⃣ Fund an HSA (if eligible)
This can be a powerful long-term tool, though it depends on your expected healthcare costs each year.

3️⃣ Contribute to a Roth IRA
More flexibility and investment choices than most employer plans.

4️⃣ Then circle back to your 401(k) or a brokerage account
This depends on your near-term goals and when you may need access to the money.

The “best” strategy depends on your situation, but having a plan and investing consistently matters more than finding the perfect account. 📈

04/27/2026

One of the most common questions I get: “How much should I be saving for retirement?”

A good general target is 10–15% of your income, which can include any employer mathcing.

If 10–15% feels out of reach right now, start where you can. Even small increases over time can have an impact.

The key is consistency, not perfection.

04/17/2026

April is Financial Literacy Month 💡

I love helping people talk through their questions and truly understand their money, not just handing it off and calling it a day.

Because when it clicks, everything changes ✨

04/09/2026

Financial planning isn’t about picking the “perfect” investments.

Most people do just fine with a simple, well-diversified portfolio.

Where real value comes in is the planning.

🔹Should you be contributing to a Roth or Traditional retirement account?
🔹Does it make more sense to rent or buy right now?
🔹If college savings should be prioritized over retirement?

Those decisions often have a bigger impact than the investments themselves.

03/25/2026

Even small changes in our habits can have a big impact on how we spend both our time and money.

We used to have live TV plus multiple streaming services, and it just became… background noise. Expensive background noise.

Last year, I decided to try something different and picked up a Kindle. There’s still a monthly subscription, but it’s less than what we were spending before, and it’s been a much more relaxing way to end the day.

The only downside? Staying up way too late because “just one more chapter” turns into five. 😆

Address

Downers Grove, IL
60515

Telephone

+16305416363

Website

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