Christina R. Ledesma- Cornerstone Home Lending NMLS 418634

Christina R. Ledesma- Cornerstone Home Lending NMLS 418634 Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID # 2258

A BIG thank you to Delta County for voting us "Best of Delta County" mortgage company once again! As always, we truly ap...
10/28/2025

A BIG thank you to Delta County for voting us "Best of Delta County" mortgage company once again! As always, we truly appreciate your trust in us and look forward to helping you with your home loan needs in the future.
Don't forget!- we can do Conventional, FHA, VA and USDA home loans as well as new construction, reverse mortgages and closed end home equity loans. We can also refinance your existing home!
Did you know that we have down payment assistance programs for those who qualify? Please give us a call at 970-399-7024

How is your credit score actually calculated?Your FICO score is made up of 5 clear factors. If you’re working on improvi...
07/22/2025

How is your credit score actually calculated?

Your FICO score is made up of 5 clear factors. If you’re working on improving your score, focus on the top two first: pay on time and keep your balances low.

Save this post so you can come back to it later—and share it with someone else who’s building their financial foundation! For more information, check out this blog:
https://www.houseloanblog.net/how-is-your-credit-score-calculated/

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

07/17/2025

🏠 Renting vs. owning—what’s the real difference?

One gives you flexibility. The other builds your future. 🔑

Here's a side-by-side comparison showing why owning a home could be one of the smartest moves you make. 💡

When you're ready to go from paying rent to building equity, I’m here to help guide the way.

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

🚫 Don’t let mortgage myths hold you back.Whether it’s thinking you need 20% down or assuming student debt disqualifies y...
07/15/2025

🚫 Don’t let mortgage myths hold you back.

Whether it’s thinking you need 20% down or assuming student debt disqualifies you, misinformation keeps too many people from owning a home.

Let’s set the record straight so you can move forward with confidence. 💪
➡️ Swipe to see what’s myth vs. fact—and contact me anytime with questions.

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

📈 Thinking about buying a home? Start with your credit score.A stronger credit score can lead to better loan options, lo...
07/10/2025

📈 Thinking about buying a home? Start with your credit score.

A stronger credit score can lead to better loan options, lower interest rates, and smoother approvals. 🙌

Here are 3 simple ways to boost your credit before you buy—because small steps now can make a big difference later. 🏡

1️⃣Pay all your bills on time
2️⃣Avoid opening new credit accounts
3️⃣Raise your credit limits and reduce your debt balance

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

07/08/2025

It’s a hot market—but smart buyers win.

Before you jump into summer house hunting, make sure you’re ready to move with confidence, not just urgency.

Here’s a breakdown of a few key moves that can help you stand out and stay in control—even when homes are flying off the market.

✅ Get pre-approved early
✅ Know your max budget—not just what you’re approved for
✅ Find a loan partner who knows how to move fast

Your next move starts here.

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

07/04/2025

Happy Fourth of July!

Today, we celebrate the spirit of independence, the strength of our communities, and the freedom we’re grateful to share.

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

07/01/2025

🏡 Fixed vs. adjustable-rate mortgages—what’s the difference, and which one is right for you?

When it comes to choosing a mortgage, the interest rate structure can impact your payment today and years down the road. 💸

💡 Whether you're buying your first home or refinancing, understanding your options puts the power in your hands.

Feel free to reach out with any questions! I'm here to help you find the loan that supports your goals and sets you up for the future. Make your next move with confidence!

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

06/27/2025

🛡️ Tomorrow is National Insurance Awareness Day—homeowners insurance isn’t just a box to check during the mortgage process. It’s what helps safeguard your investment, your belongings, and your peace of mind long after closing day.

Here’s your reminder to:
✔️ Review your current coverage
✔️ Understand what your policy includes
✔️ Ask questions if you’re unsure what you’re protected against

Let’s make sure it’s protected.

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

🏡 Want to pay off your mortgage faster and save thousands in interest?It’s easier than you think! Try one of these 3 sim...
06/25/2025

🏡 Want to pay off your mortgage faster and save thousands in interest?

It’s easier than you think! Try one of these 3 simple strategies:
1️⃣ Add 1/12 to your monthly payment
2️⃣ Pay just $50 extra each month
3️⃣ Use bonuses or refunds as lump-sum payments

Whether you choose a steady approach or take advantage of extra cash when you can, every bit counts toward full ownership and financial freedom.

Want to learn how to pay off your mortgage sooner? Check out our helpful blog post:
https://www.houseloanblog.net/how-to-pay-off-your-mortgage-faster/

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

06/20/2025

☀️ Hello, Summer—and hello, home opportunities! 🏡

More daylight means more chances to make your move in the housing market. Whether you’re buying, refinancing, or planning ahead, I’m here to help you navigate the season with confidence.

Let’s explore your options and make this the summer you step into something new. 🔑

Christina Ledesma, NMLS 418634. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Address

102 Grand Avenue STE B
Delta, CO
81416

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19703997024

Website

http://www.nmlsconsumeraccess.org/

Alerts

Be the first to know and let us send you an email when Christina R. Ledesma- Cornerstone Home Lending NMLS 418634 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Christina R. Ledesma- Cornerstone Home Lending NMLS 418634:

Shortcuts

Share

Category