Joy Schardt-Smith Independent Health Agent - FL

11/30/2022

Have you compared your Advantage plan with others available in your area? You can directly browse other plans on my website. You can self enroll on the site as well if you know what you want, or reach out to me if you need help. Some people don't want to enter information into places due to potentially unwanted calls and accidently getting on a lead list. You can take your time and browse on my website you will only be contacted if you request it!

Medicare insurance can seem complex on your own. We’re here to help! Medicareful is an easy-to-use Medicare plan finder that compares some of the available plans in your area and connects you with a licensed sales agent who will guide you through enrollment. Whether it’s a Medicare Supplement, M...

11/30/2022

The Christmas tree is one of the most iconic symbols associated with Christmas, but getting a fresh tree each year can be stressful. Luckily, you can make your hunt for a tree more enjoyable this season!

11/06/2022

Florida residents, I can help you check out your options for health insurance.
You can also view plans yourself buy following the video link to the website.
No obligation.

If you make a phone call with an insurance agent about Medicare, you will likely be met with a notice that the call is being recorded. Why has this changed?

11/03/2022

Medicare covers many of your inpatient costs, but what happens if you have an extra-long hospital stay? This is where you may encounter lifetime reserve days. What are they, and how can they affect your coverage?

11/02/2022

11/02/2022

Many people have cooking foils or papers at home but don't really know how or why to use them. Let's fix that!

10/27/2022

Enjoy a good puzzle! I like the ones with more unique pieces.

There are a number of a health benefits to puzzles, making them one of the better hobbies to take on. From bettering your mental health to cognitive ability, there aren’t many ways puzzles don't help your brain.

10/27/2022

Volunteering is a great way to serve your community, but did you know that you can also get something out of it? Here's how volunteering can be great for your health!

10/26/2022

This is a tricky one.

It's not uncommon for a friend or family member to do something that annoys or frustrates you, but what if it goes beyond that? How can you confront a loved one about bad behavior without ruining the relationship?

10/26/2022

If you're struggling to fall asleep at night, you may be experiencing insomnia. Treatment for this sleep condition can vary, but does Medicare help cover the costs?

10/19/2022

The 2023 Social Security Cost-of-Living Adjustment (COLA) has been announced, and it's historically large. What does this mean for you and your Social Security benefit?