Wendell Charles Wealth Management

01/08/2026

Our team at Wendell Charles is honored to have added $41 million of NEW client assets under management in 2025! Thank you for your trust in us and we will continue to work diligently each day to ensure our clients reach the 'work optional' level and enjoy retirement knowing our eyes and minds are thinking of you every single day. Cheers to 2026 and another great year ahead!

09/16/2025

We are excited to announce that financial industry veteran Andreas Reiter has joined our Manhattan Beach, CA office as an Investment Representative!

02/06/2025

The Growing Weight of U.S. Public Debt 📊

This chart highlights the evolution of U.S. public debt and its ratio to GDP, presenting a striking narrative about the nation's fiscal health over the past six decades.

Here's what stands out:

1️⃣ Public Debt Hits Record Levels: As of Q3 2024, U.S. public debt has reached a staggering $35.46 trillion, continuing its long-term upward trajectory. This represents a significant shift from the manageable levels seen in the mid-20th century.

2️⃣ Debt-to-GDP Ratio Surpasses 120%: The debt-to-GDP ratio now stands at 120.7%. Historically, a ratio above 100% raises concerns about sustainability and the potential for debt to outpace economic growth.

The Office of Debt Management (DOGE) and Elon Musk have stated publicly they are attempting to trim spending by $4B per day until September 30th of this year. If successful, this would cut the deficit to $1T per year down rom $2T for fiscal year 2026 and economic growth should be able to sustain at high levels under that scenario. This is a good first step in reversing financially irresponsible trends and ensure our country continues to lead economically for years and decades to come.

01/23/2025

📊 Understanding Inflation, Interest Rates, and Economic Trends

This chart paints a clear picture of the evolving relationship between inflation, producer prices, and the Federal Reserve’s monetary policy over the past decade (2015-2024). Here are a few key takeaways:

1️⃣ Inflation Trends: The US Inflation Rate (2.89%) and Core Inflation Rate (3.24%) have moderated from their 2022 highs, signaling progress toward price stability. However, Producer Price Index (3.31%) highlights that upstream cost pressures remain an area to watch.

2️⃣ Interest Rates: The Federal Reserve’s aggressive rate hikes (currently 4.50%) since 2022 were instrumental in combating inflation, but they also reflect the delicate balancing act between controlling inflation and supporting economic growth.

3️⃣ The Big Picture:

Inflation spiked dramatically post-2020 due to supply chain constraints, fiscal stimulus, and pent-up demand.
The Fed’s decisive action shows how monetary policy adapts to such unprecedented economic conditions.

🔎 What It Means for Investors:

Fixed-income opportunities have improved as interest rates have risen.
Equities are facing valuation pressure but could rebound as inflation stabilizes.
Staying diversified and informed is critical in such dynamic environments.
At Wendell Charles Wealth Management, we keep a close eye on these macroeconomic factors to guide our clients toward resilient and growth-oriented strategies.

What do you see in this data? Let’s discuss how it impacts our financial future!

01/20/2025

You most often here about benchmarking returns against the S&P500. However, did you know the NASDAQ outperformed it by roughly 125% over the last decade?

01/16/2025

Over the past decade, returns from growth and value investments have differed significantly. The billion-dollar question is whether this trend will persist over the next ten years. If it does, are you strategically aligned to benefit?

01/13/2025

These were all truly concerning moments in world and stock market history. They were all "Reasons to Sell" and yet through recessions and events, the market and economy have been incredibly resilient.

01/10/2025

Asset class performance updated returns for the last 10 years ending 12/31/2024. U.S. Growth & the S&P 500 absolutely obliterated bond, cash, and commodities returns during that time period. A huge win for equity investors and a costly mistake for cash holders.

12/18/2024

Developing a comprehensive estate plan is essential for protecting your assets and securing your legacy. We encourage you to consult with us to create a customized plan that meets your specific needs.

Having a comprehensive estate plan is crucial to ensure the preservation of your assets.

12/16/2024

In this week's , Learn how inflation affects seasonal spending and some tips to keep your celebrations merry and bright.

When inflation is high, holiday traditions like decorations, family gatherings, and gift-giving may feel like burdens. Rising prices may leave you wondering how to maintain your spirit without breaking the bank. Learn how inflation affects seasonal spending and some tips to keep your celebrations me...

12/09/2024

Friendly reminder that RMDs are due on December 31st!

12/04/2024

As a small business owner, getting financing may be crucial to your success. Learn more about the most common types of business loans—how they work, what they are used for, and the pros and cons of each type. Have questions? Were here to help!

As a small business owner, getting financing may be crucial to your success. However, with so many types of loans available, you may be unable to identify the appropriate one(s) for your business. Learn more about the most common types of business loans—how they work, what they are used for, and t...