Kris Flores Insurance Solutions LLC

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Kris Flores, CIC, CISR
469-951-6842

Kris Flores Insurance Solutions LLC

Commercial and Personal Lines Insurance Broker
Life Insurance Broker
Licensed Risk Manager
28 Years of Experience

130 N Preston Road #527
Prosper, TX 75078

ALWAYS HAPPY TO HELP!

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
06/19/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

Kris Flores, CIC, CISR
469-951-6842

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage...
06/16/2026

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage. This crucial piece of business coverage can help offset the costs related to key systems breaking down.

Swipe for an overview of what equipment breakdown coverage is, how it works, and why it can be so important for businesses that rely on critical pieces of equipment every day.

If your business depends heavily on critical systems to operate, it may be worth reviewing your current coverage portfolio to see what is and isn’t covered. Give us a call today, and we can help answert any questions you have.

Kris Flores Insurance Solutions
469-951-6842

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
06/12/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

Kris Flores Insurance Solutions
469-951-6842

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a s...
06/10/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options if needed and make sure required safety measures are in place. Give us a call today, we are always happy to help you.

Kris Flofres Insurance Solutions
469-951-6842

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/04/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We are always here to help!

Kris Flores Insurance Solutions
469-951-6842

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind du...
06/01/2026

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind during this season of severe weather.

Swipe for a few key steps you can take to help reduce operational risk, protect tenants and employees, and support business continuity before storms arrive.

Remember, the impacts of hurricanes can be felt from coastal regions to inland communities, making early preparation a smart step for any business. We are here to help make sure your business and property are fully protected during hurricane season. Feel free to reach out today to schedule a policy review.

Kris Flores, CIC, CISR
469-951-6842

With summer on the horizon, now is a good time to check in on your heat-safety practices to ensure your team stays safe ...
05/27/2026

With summer on the horizon, now is a good time to check in on your heat-safety practices to ensure your team stays safe in hotter conditions. Heat-related illnesses, such as heat stroke or heat exhaustion, can have serious consequences.

Swipe for a few key heat-safety measures you can take to help ensure your team stays safe as temperatures start to climb.

These tips can help keep your team safe and help avoid heat illness this summer. However, if something were to go wrong, having the right commercial coverage can help make sure you and your team are adequately protected.

That’s where we come in. If you have questions about your current coverage or would like to schedule a review, don’t hesitate to reach out.

Kris Flores Insurance Solutions
469-951-6842

In honor of Memorial Day, we pause to remember and pay tribute to the brave men and women who made the ultimate sacrific...
05/25/2026

In honor of Memorial Day, we pause to remember and pay tribute to the brave men and women who made the ultimate sacrifice in service to our country. We are grateful for their courage and dedication, which have helped protect the freedoms we enjoy today.

Wishing you a meaningful and respectful Memorial Day.

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related...
05/21/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

Kris Flores Insurance Solutions
469-951-6842

When comparing inland marine insurance and equipment floater coverage, the differences matter, but so do the similaritie...
05/18/2026

When comparing inland marine insurance and equipment floater coverage, the differences matter, but so do the similarities. Understanding both can help you make more informed decisions about your business insurance strategy.

While these coverages serve different purposes, they do share several important characteristics, including:
✅ Both are designed for property that is not confined to a single, permanent location.
✅ Both help bridge gaps left by standard commercial property policies.
✅ Both typically provide protection against common risks like theft, damage, and certain weather events.
✅ Both are essential for businesses that transport materials or equipment between jobsites.

At the end of the day, the right coverage for your business depends on the types of equipment and materials you use, how frequently they are transported, and where they are stored. Many contractors benefit from a combination of both broader inland marine coverage and more targeted equipment protection.

That said, if you are unsure whether your current coverage accurately reflects how your business actually operates, now is a good time to review your options. Our team is more than happy to help you review your coverage and determine if adding additional policies are right for you.

Kris Flores Insurance Solutions
469-951-6842

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Dallas, TX

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