10/02/2026
Please call us for more information about this new loan program!
🏡 Could up to $20,000 in down payment assistance help you buy a home? Contact us today to see if you qualify!
The NCTHFC First Home Program may help eligible first-time homebuyers with a non-repayable grant that can be used toward down payment and/or closing costs.*
âś“ 620+ FICO minimum
✓ FHA • VA • USDA eligible
âś“ Primary residences
âś“ No liens. No repayment.
âś“ Expanded eligibility for eligible veterans and buyers in targeted areas
📍 Available in Ellis, Hunt, Kaufman, Navarro & Rockwall Counties, plus Cedar Hill, DeSoto, Duncanville & Lancaster in Dallas County.
Your first step? Get pre-approved and find out how much assistance you may qualify for. 🔑
*Assistance is based on 3.5% of the loan amount, up to applicable program limits. Income, sales price, loan and other eligibility requirements apply. Contact us for full program details.