Julie Howell Dallas/Fort Worth Loan Officer 176775

Home
United States
Plano, TX
Julie Howell Dallas/Fort Worth Loan Officer 176775

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Julie Howell Dallas/Fort Worth Loan Officer 176775, Loan service, 8560 Belleview Drive, Suite 325, Plano, TX.

03/04/2025

When was the last time you checked in on your mortgage? With our free mortgage checkup, we may be able to find out if you could refinance when rates drop. By refinancing, you could potentially lower your interest rate or shorten your loan term. Contact me today for your free mortgage checkup.

02/20/2025

When you make home improvements, it’s natural to want to get the best bang for your buck. Some home improvements that can give you a good return on your investment are:

- Kitchen renovation. Updating the cabinets and/or appliances are a small change that can go a long way for your home’s value.
- Update your flooring. Replace old carpet with laminate floors or give your hardwoods some TLC.
- Finish your attic or basement. Give your home more livable space by turning your attic or basement into a usable room like a home office or extra living room.

Have questions about financing your renovation? Call, text, email or DM me any time.

02/04/2025

Making a competitive offer on a home is crucial to standing out in today’s market. Here are 5 tips to make a strong offer:

Get approved* for a mortgage to show sellers that your offer is as good as cash.
Limit your contingencies, if possible. Sellers may pass on offers with “unnecessary” contingencies.
Check area comps to make a strong starting offer and be ready to negotiate.
Write an offer letter to the seller that explains why you love their home and what living there would mean to you.
Offer earnest money if you have the budget for it. Earnest money is a deposit (usually 1-3% of the purchase price) a buyer puts down to show a seller they are committed to buying the home. Later, this money can be put toward your down payment.
When in doubt, always as a mortgage expert for help. Connect with me today.

*Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

01/14/2025

It's truly a blessing, and I'm thrilled to continue production in 2025!

01/02/2025

Did you know there’s more than one way to get a lower interest rate? Let’s unpack the differences between discount points and an interest rate buydown.

Discount points are an optional upfront fee a borrower may pay to get a lower interest rate for the entire life of their loan. One discount point lowers the mortgage interest rate by 0.25% and costs one percent of the principal mortgage amount. Think of buying discount points as “prepaying” your interest.

An interest rate buydown , a.k.a. a temporary buydown, is a financing option that allows a seller or builder to put upfront funds into an escrow account to reduce the effective interest rate on a home loan for up to three years at the start of the mortgage. When the buydown period ends, the rate returns to the initial fixed rate.

Which option do you think could help you the most? Contact me to discuss the details.

12/24/2024

Merry Christmas and Happy Holidays!

As we celebrate the birth of our Savior, may His love fill your heart with peace and joy. Wishing you a blessed season, full of grace and gratitude for His gift to us.

12/17/2024

It’s common for homebuyers who put down less than 20% on certain loans to pay mortgage insurance. Once the principal balance reaches 80% of the loan’s value, borrowers can request to remove their mortgage insurance. Thinking this may be an option for you? Give me a call and let’s chat!

12/10/2024

Mortgage points, a.k.a. discount points, can be used to get a lower interest rate for the life of your loan. Each point lowers the interest rate by 0.25% and costs 1% of the original loan amount. These can be the most beneficial for homebuyers looking to live in their home long term because it gives you time to recoup the money spent to buy the points. Get in touch and I can run scenarios to see how much you could save.

12/03/2024

Great news for homebuyers and agents!

To keep up with today’s competitive housing market, the Federal Housing Finance Agency has announced an increase in the maximum conforming mortgage loan limits for 2025. The conforming loan limit is the maximum amount that can be guaranteed by Fannie Mae and Freddie Mac. Let’s discuss how this can benefit you!

#2025

10/15/2024

Still happy with your rate? Want to pay down your mortgage faster? Let’s run a mortgage checkup to make sure your mortgage still fits your financial goals and budget. I may be able to determine if you could be eligible for a refinance to get a new mortgage rate or set new mortgage terms. Reach out today to request your mortgage checkup.

10/08/2024

Making purchases that have a big price tag? Tapping into your home equity could help you foot the bill. You can use your home equity to:

Finance home renovations
Pay for educational expenses
Manage high-interest debt
Cover unexpected expenses
Take your dream vacation
Call me today to discover loan options that help you tap into your home equity.

10/01/2024

Testimonial Tuesday!

Address

8560 Belleview Drive, Suite 325
Plano, TX
75024

Telephone

+19727133278

Website

http://juliekhowell.com/

Alerts

Be the first to know and let us send you an email when Julie Howell Dallas/Fort Worth Loan Officer 176775 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Julie Howell Dallas/Fort Worth Loan Officer 176775:

Shortcuts

Want your business to be the top-listed Finance Company in Plano?