Traci Steelman Financial Advisor

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Traci Steelman Financial Advisor I’m not your average financial professional — I’m a trailblazer in every sense of the word. As an ultra-runner, I know what it takes to go the distance.

Planning for retirement is a lot like training for a 100-mile race: it requires endurance, strategy, and the right guide by your side. That’s where I come in. I work with high-achieving professionals who are ready to take control of their financial future. Many have old 401(k)s scattered across past employers, and they’re starting to ask the big questions:
• How do I turn my savings into income I won’t outlive?
• When should I claim Social Security to get the most out of it?
• If I retire early, how do I bridge the gap before Medicare and Social Security kick in?
• How can I reduce taxes now and in retirement? These are the kinds of challenges I help solve every day.

� Here’s how I help my clients blaze their trail:
• 401(k) Consolidation & Optimization – Bringing scattered accounts together for better control and performance.
• Tax-Efficient Retirement Income Planning – Creating smart withdrawal strategies that minimize taxes and maximize longevity.
• Social Security Timing Strategies – Helping you decide when and how to claim based on your unique goals.
• Early Retirement Gap Planning – Designing bridge strategies for healthcare and income before age 65.
• Legacy & Lifestyle Alignment – Making sure your money supports the life you want to live—and the legacy you want to leave. Whether you’re 10 years from retirement or just starting to think about your next chapter, I’m here to help you build a plan that’s as bold and resilient as you are. Let’s connect and start mapping your trail to financial freedom.
� [email protected]

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Bell & Valente Wealth Services is not a registered broker/dealer and is independent of Raymond James Financial Services. Please follow this link to Important Disclosure Information: http://raymondjames.com/smicd.htm

Three Tax Questions To Ask Before RetirementMany people focus on:"How much have I saved?"Few ask:Which account should I ...
10/17/2026

Three Tax Questions To Ask Before Retirement

Many people focus on:
"How much have I saved?"

Few ask:
Which account should I withdraw from first?
How will taxes change after retirement?
How can I reduce future tax surprises?

Those answers can significantly affect retirement income.

Tax Nerd ConfessionBefore becoming a financial advisor, I spent years preparing tax returns.That experience changed the ...
10/16/2026

Tax Nerd Confession

Before becoming a financial advisor, I spent years preparing tax returns.

That experience changed the way I view financial planning.

Because retirement isn't just about what you've saved.
It's about what you keep.

The most common retirement mistake I see isn't investment related.

It's tax related.

Comment TAX and I'll send my Q4 Tax Planning Checklist.

They Had All The Right ProfessionalsMy parents had a financial advisor.They had a CPA.They had an estate attorney.And we...
10/14/2026

They Had All The Right Professionals

My parents had a financial advisor.
They had a CPA.
They had an estate attorney.
And we still found ourselves scrambling.

The problem wasn't the quality of professionals.
The problem was coordination.

Each person held one piece of the puzzle.
Nobody was looking at everything together.

One of the biggest lessons I learned following my father's passing is this:
Financial planning is rarely about one decision.
It's about making sure all the decisions work together.

Comment TEAM and I'll send the coordination checklist I wish my family had years earlier.

I just jumped off a strategy call with our co-speaker Arma Fitzgerald, Esq. (Lawyer, Advocate, and Innovator specializin...
10/13/2026

I just jumped off a strategy call with our co-speaker Arma Fitzgerald, Esq. (Lawyer, Advocate, and Innovator specializing in Estate Planning, Trust, Estate, Probate, and Medical Revenue Recovery) co-hosting our closed-door session next Tuesday. We were looking over how we'll be breaking down Wills, Trusts, and Power of Attorney structures.

It is so rare to get this level legal Q&A without a retainer on the table. If you've been putting off your personal asset protection while running everyone else's priorities, this hour is for you.

Please remember that this is an exclusive in-person event with no virtual or online streaming link available.

Send me a direct message with your top estate planning question, and we will make sure to address it during the Oct 20th masterclass.

Married Couples , Read This Before You Update AnythingIf you're married, estate planning isn't just paperwork. It's also...
10/12/2026

Married Couples , Read This Before You Update Anything

If you're married, estate planning isn't just paperwork. It's also alignment.

Ask yourself:
• Are you and your spouse aligned on your wishes?
• Are you your spouse's power of attorney?
• Do you know what the estate plan actually says?
• Do you agree on the executor? The beneficiaries?
• Who becomes guardian of your kids?
• If you own a business, who runs it if you can't?

Estate planning is communication AND paperwork.

Comment CONVERSATION and I'll send 10 questions every couple should discuss.

Every executive woman has a moment where she thinks, "Everyone else seems more organized than I am." They're not. They'r...
10/10/2026

Every executive woman has a moment where she thinks, "Everyone else seems more organized than I am." They're not. They're just quieter about the chaos.

Gen X women in the sandwich generation balance care for aging parents alongside growing kids, adding an intense layer of legal and financial anxiety.

Meanwhile, Gen Z and Millennials navigating early wealth systems or stock grants can feel equally overwhelmed without clear guidance. Wealth without clarity can create mental load. Wealth with strategy can bring peace.

I see women with seven-figure portfolios who still feel anxious opening their banking apps, reviewing statements, or updating beneficiaries. Not because they're incapable: but because they're carrying too much alone.

Mental health isn't just about rest. It's about removing the invisible stressors that drain your energy. Your financial plan should lighten your load, not add to it.

How do you manage the mental load of balancing career and personal finances? Share your favorite strategy in the comments.

Estate Planning Isn't About YouOne of the biggest estate-planning misconceptions:People think it's about what happens af...
10/08/2026

Estate Planning Isn't About You

One of the biggest estate-planning misconceptions:
People think it's about what happens after you're gone.

It's often about what happens while you're here.
Who can act on your behalf?
Who knows your wishes?
Who knows where to find important information?

Those answers matter long before assets transfer.

Comment FAMILY and I'll send my Family Financial Conversation Guide.

This month, I'll be joining Arma Fitzgerald to discuss estate and legacy planning. We'll discuss:WillsTrustsPowers of At...
10/06/2026

This month, I'll be joining Arma Fitzgerald to discuss estate and legacy planning.

We'll discuss:
Wills
Trusts
Powers of Attorney
Beneficiaries
Family communication
Professional coordination

Message me for registration details.

October Financial Planning HomeworkBefore year-end I suggest:✅ Review beneficiaries✅ Check estate documents✅ Review old ...
10/05/2026

October Financial Planning Homework

Before year-end I suggest:
✅ Review beneficiaries
✅ Check estate documents
✅ Review old 401(k)s
✅ Review tax exposure
✅ Schedule a planning conversation

Many people spend more time preparing for vacation than they spend reviewing the plan that supports their financial future.

Comment CHECKLIST and I'll send my Year-End Planning Worksheet.

World Animal Day is a reminder of how much our pets shape our lives, our routines, and even our sense of calm. My client...
10/04/2026

World Animal Day is a reminder of how much our pets shape our lives, our routines, and even our sense of calm. My clients know I talk a lot about financial planning, but behind the scenes my cat and my dog are the ones keeping me grounded. They remind me to slow down, breathe, and enjoy the small moments that make a life feel full.

Pets teach us consistency, patience, and responsibility. They also teach us joy. Whether it is Huggybear curled up next to me while I review estate documents or Cane who insists on a walk when I need a break, they make the hard days easier and the good days even better.

If you have pets, you already know they are part of your family. They are part of your legacy too. Today is a perfect day to celebrate them.

Tell me about your pets in the comments or send me a photo. I would love to see the animals who make your life brighter.

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Dallas, TX

Telephone

+19724031025

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