Crosspoint Home Loans

Crosspoint Home Loans At CrossPoint Home Loans NMLS #2436566, we're dedicated to delivering personalized mortgage solutions with unparalleled customer care.

We ensure competitive rates while providing a white glove experience tailored to each borrower’s unique needs.

Self-employed, 1099, commission-based, gig-economy, or investor income? Your path to homeownership may look different: b...
09/01/2026

Self-employed, 1099, commission-based, gig-economy, or investor income? Your path to homeownership may look different: but it can still lead home. 🏡

Lenders may typically review:
• Two years of personal and business tax returns
• Current profit-and-loss statements and business bank records
• Documentation for commission, bonus, 1099, and gig income
• Rental or self-employment income for eligible investor borrowers

Clean, consistent records can help make the process smoother. Avoid common pitfalls like mixing business and personal funds, unexplained deposits, missing documents, or last-minute changes to your business structure.

Start early with a lender experienced in nontraditional income.

Schedule a complimentary consultation with Jason E. Armstrong:
[email protected]
214-304-8769 | 870-705-1118

Apply Now: https://crosspointshomeloans.my1003app.com/1781768/register?time=1787090464835

Low- or no-down-payment options may be available for qualified borrowers. Program restrictions, property eligibility, income, credit, reserve, mortgage insurance, funding-fee, and other requirements may apply.

This content is an advertisement and not an offer or commitment to lend. Loan approval, rates, terms, fees, availability, borrower qualifications, property eligibility, underwriting, and program restrictions are subject to change and are not guaranteed. See important disclosures: https://crosspointhomeloans.com/important-disclosures

NMLS 1781768 | NMLS 2436566

Buying in Texas or Arkansas and wondering whether USDA or FHA makes more sense? The answer depends on your home, income,...
08/31/2026

Buying in Texas or Arkansas and wondering whether USDA or FHA makes more sense? The answer depends on your home, income, credit profile, and long-term goals: not just the down payment.

USDA may offer 0% down for eligible buyers purchasing in qualifying rural areas, with income and property eligibility limits. FHA may require as little as 3.5% down and is available in many communities, but mortgage insurance is required.

The best option is the one that fits your story, your budget, and the home you want to call yours. Let’s compare your options together: no pressure, just clear guidance.

Regulation Z disclosure: The down-payment terms shown are program examples and are not available to all borrowers. 0% down and 3.5% down options are subject to program, property, income, credit, loan-limit, and other eligibility requirements. This post does not advertise a specific credit offer, APR, interest rate, loan term, payment amount, amount financed, finance charge, or total of payments. Actual terms vary and will be disclosed as required by Regulation Z. This is not a commitment to lend. These materials are not from or approved by HUD, FHA, USDA, or any government agency. See important disclosures: https://crosspointhomeloans.com/important-disclosures

Crosspoint Home Loans, LLC | NMLS 1781768 | 2436566

A mortgage journey shouldn’t feel like wandering through a maze. Here’s the roadmap Texas and Arkansas homebuyers can ex...
08/28/2026

A mortgage journey shouldn’t feel like wandering through a maze. Here’s the roadmap Texas and Arkansas homebuyers can expect from consultation to closing. 🏡

1️⃣ Complimentary consultation : Talk through your goals and next steps with Jason E. Armstrong.
2️⃣ Loan documentation : Provide the information needed to move your application forward.
3️⃣ Pre-approval : Get a clearer picture of your potential buying range.
4️⃣ House hunting and offer : Shop within your budget, choose the right home, and submit an offer.
5️⃣ Full application and appraisal : Once your offer is accepted, the loan moves into property and loan review.
6️⃣ Underwriting : The lender verifies the details and works toward final approval.
7️⃣ Closing day : Sign the documents, receive the keys, and celebrate the next chapter!

Every home purchase is different, which is why personalized guidance matters. Crosspoint Home Loans helps buyers navigate each milestone with a high-touch experience and lending options tailored to their needs.

Ready to take the first step?

Complimentary consultation with Jason E. Armstrong:
[email protected]
214-304-8769 | 870-705-1118

Apply Now: https://crosspointhomeloans.my1003app.com/1781768/register?time=1787090464835

This content is an advertisement and is not an offer or commitment to lend. Loan approval, rates, terms, fees, availability, borrower qualifications, property eligibility, underwriting, and program restrictions are subject to change and are not guaranteed. See https://crosspointhomeloans.com/important-disclosures. Crosspoint Home Loans, LLC. NMLS #1781768 and NMLS #2436566. Equal Housing Opportunity.

The paperwork pile just got a little less intimidating. 🏡USDA’s recent modernization efforts: including delegated underw...
08/11/2026

The paperwork pile just got a little less intimidating. 🏡

USDA’s recent modernization efforts: including delegated underwriting and upgraded digital systems: are designed to help eligible rural home loans move through review more efficiently.

What that can mean for homebuyers in rural Texas and Arkansas:
✅ A more streamlined underwriting process
✅ Fewer manual steps
✅ Better coordination between lenders and USDA systems
✅ Potentially faster movement from application to closing

USDA loans may offer 100% financing for qualified borrowers purchasing an eligible property, but income, credit, property, and program guidelines apply. Faster processing is never guaranteed, and every borrower’s timeline is different.

Thinking about a home outside the city limits? Let’s look at the possibilities and see whether a USDA loan fits your goals.

Complimentary consultations available through Crosspoint Home Loans.

Regulation Z Disclosure: A down payment as low as 0% may be available for qualified borrowers on eligible properties. Low- or no-down-payment financing may increase the loan amount, monthly payment, and total interest paid over the life of the loan. Rates, terms, fees, APR, and program availability are subject to change and qualification. Not all borrowers qualify. This is not a commitment to lend.

Full disclosures: https://crosspointhomeloans.com/important-disclosures

Crosspoint Home Loans, LLC | NMLS numbers: 1781768 and 2436566

A teacher, first responder, remote worker, or growing family may have more home-buying options than they realize: especi...
08/10/2026

A teacher, first responder, remote worker, or growing family may have more home-buying options than they realize: especially in eligible rural areas of Texas and Arkansas. 🏡

USDA loans may be a good fit for qualified borrowers who:
• Want to buy in an eligible rural area
• Have stable, dependable income
• Prefer a low- or no-down-payment option
• Are ready for more space, a bigger yard, and maybe a little less traffic

From small-town Texas to rural Arkansas, the right loan program can make a big difference. USDA eligibility depends on the property, household income, credit, debt, and other program guidelines. Let’s talk through your options with a complimentary consultation.

Regulation Z disclosure: This is an advertisement, not a commitment to lend. Not all applicants will qualify. Loan approval, rates, terms, fees, down-payment requirements, and program availability are subject to credit, income, debt, property, geographic, and underwriting guidelines. USDA loans may offer low- or no-down-payment financing for qualified borrowers, but borrowers may still be responsible for closing costs and prepaid items. Zero down is not guaranteed. USDA Rural Development does not directly offer or guarantee loans made by private lenders. Important disclosures: https://crosspointhomeloans.com/important-disclosures

Crosspoint Home Loans, LLC | NMLS 1781768 | NMLS 2436566

Big news for our Texas and Arkansas clients: Town & Country Lending is officially becoming Crosspoint Home Loans! 🎉We’ve...
08/06/2026

Big news for our Texas and Arkansas clients: Town & Country Lending is officially becoming Crosspoint Home Loans! 🎉

We’ve dropped the DBA name and are now operating solely under our main name: Crosspoint Home Loans, LLC.

While the name and logo are new, the people and service you know remain the same. You can still count on our white-glove guidance, personalized mortgage solutions, and commitment to helping you find competitive rates and fees through our network of lending partners.

Whether you’re buying your first home, moving up, refinancing, or investing, we’re here to help make the process feel a little less complicated: and a lot more personal.

Same team. Same dedication. Fresh new look.

Visit us at www.crosspointhomeloans.com.

Instagram:
Facebook: Crosspoint Home Loans

08/05/2026

★★★★★ We just helped another family close on their home, and this one means a lot. Here is what Miriah shared about working with us: "Honestly, I was not sure it was going to be possible. Buying my own home felt more like a wish than a plan, and I almost talked myself out of trying. Then I worked with Jason Armstrong at Crosspoint Home Loans. He was responsive every time I reached out, walked me through each step with patience, and made me feel like I genuinely mattered to him, not just as a client but as a person. When we closed, I just stood there in a little bit of disbelief. It hit me all at once that this was finally my home. I am already planning to refer my family members to Jason. If you have been sitting on the fence wondering if homeownership is within reach for you, let Crosspoint show you what is possible. 🙏

Thinking about buying a home in Texas or Arkansas? Your credit score is the secret key to unlocking the best mortgage ra...
04/13/2026

Thinking about buying a home in Texas or Arkansas? Your credit score is the secret key to unlocking the best mortgage rates, and a few small tweaks can make a massive difference in your monthly payment!

To get your profile mortgage-ready, here are a few quick tips:
- Keep your credit card balances low: aiming for under 30% of your limit is a game-changer.
- Avoid opening new credit cards or taking out auto loans until your mortgage is closed.
- Regularly check your report to catch and dispute any errors before they slow you down.

At Town and Country Lending, we take pride in providing a white-glove service experience. We don’t just find you a loan; we tailor a program that fits your life and your goals perfectly. Whether you’re a first-time buyer or a seasoned investor, we’re here to guide you through every step of the process.

Let’s get you into your dream home with the best possible terms!

Start your journey today at www.townandcountrylending.com.

Hey everyone! If you’ve been waiting for the right moment to jump into the housing market, this might be it. We’re seein...
04/13/2026

Hey everyone! If you’ve been waiting for the right moment to jump into the housing market, this might be it. We’re seeing inventory levels rise across Texas and Arkansas, and that’s a huge win for buyers.

More homes on the market means more leverage for you. Sellers are becoming much more open to negotiating concessions: things like covering your closing costs or taking care of those important repairs before you move in. It’s a great way to save cash upfront and make your move even smoother.

At Town and Country Lending, we specialize in navigating these exact scenarios. Every home buyer’s situation is unique, and we’re here to provide that high-touch, personalized service to help you get the best deal possible. Whether you’re looking for your first home or your next investment, let’s chat about how we can make this market work for you.

Reach out today for a complimentary consultation or visit our website to learn more!

Low or No Down Payment? Yes, it's actually possible! 🏡If you're looking to buy a home in a qualifying rural or suburban ...
04/02/2026

Low or No Down Payment? Yes, it's actually possible! 🏡

If you're looking to buy a home in a qualifying rural or suburban area, a USDA loan might be your golden ticket. The best part? You can move in with Low or No Down Payment.

At Town and Country Lending, we know that every homebuyer’s journey is unique. That’s why we don’t do one-size-fits-all. We provide a white-glove, high-touch experience to help you navigate the process and find the perfect loan program tailored just for you.

Whether you're a first-time buyer or looking for your next peaceful retreat, we're here to help you secure the most competitive rates and terms available.

Ready to see if your dream home qualifies? Let’s chat! Send us a message or visit our website to get started.



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Disclosure: 0% down payment available for qualified borrowers in eligible rural areas. For example, a 30-year fixed-rate USDA loan of $250,000 at a 6.5% interest rate (7.15% APR) would have a monthly principal and interest payment of $1,580. Taxes, insurance, and USDA guarantee fees are not included and will increase the actual monthly payment. Rates and terms are subject to change and credit approval. Town and Country Lending, NMLS # 2436566. Equal Housing Lender. Visit https://townandcountrylending.com/legal-disclosures/ for more info.

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Arkansas And
Dallas, TX

Telephone

+12143048769

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