Straight Path Insurance Services

09/03/2023

https://apple.news/AVXqEi89qR46Xv_xMLt61qA

Major insurers say they will cut out damage caused by hurricanes, wind and hail from policies underwriting property along coastlines and in wildfire country.

08/28/2021

Learning about hurricane safety and how to prepare for a hurricane can help keep your family safe. Find hurricane preparedness tips from Nationwide.

05/23/2020

Sports photographer Chris Hanks shared this photo courtesy of his grand niece. That is huge hail that fell in Burkburnett earlier today! Burkburnett is just north of Wichita Falls.

11/08/2019

McKinney Homeowners to pay full roof replacement deductible under new law

09/17/2017

Few homes are truly safe from the risk of flooding. Flood insurance is a max of $450/year if you are in a preferred/non required zone.

09/07/2017

If you haven’t already purchased flood insurance for your home, I urge you to consider it now! Even if you rent, you are eligible to buy flood insurance protection for your contents. While your home or renters insurance policy covers many of the common things that can occur to your home, rising flood waters are not covered. To truly protect your home and belongings, this is vital coverage!

If you have been told you “aren’t in a flood zone” or that you aren’t required to get flood insurance, that doesn’t mean you are safe from flooding. That simply means that your property hasn’t flooded in at least 100 years. Hurricane Harvey proved that flooding can happen in areas where flooding hasn’t occurred in over 800 years!

As development occurs throughout Texas, the landscape changes. More concrete means less area for rain water. Developers have realized the importance of building new structures and neighborhoods up, which means that more established areas may be more prone to flooding. And neighborhoods are being built closer and closer to rivers and creeks, confining water to smaller areas. We depend on the implementation of levees and manmade inventions to help protect from flooding, but nothing is completely failsafe. If enough water suddenly covers an area, homes will be flooded. Man can only control nature to a very small extent…

Now that new areas have now flooded within the past 100 years, it is highly likely that flood lines will be redrawn, and many homeowners will now be required to add flood insurance in the near future. Even if you didn’t have water inside of your house, if your yard experienced any flooding, you could be required to have coverage soon. Buying coverage now could help you avoid survey expenses, and maintain lower insurance rates. Please note, there is a 30 day waiting period before coverage begins, so don’t wait. If you did experience flooding, you will need to wait until your home is repaired before you can qualify.

09/05/2017

TWIA opened an additional Mobile Claims Center location in Port Aransas today. TWIA staff are onsite assisting policyholders with claim filing, claim status inquiries, and advance claim payments. There will be Spanish-speaking staff and representatives from FEMA on site as well. This location will be open daily, 8AM-6PM.

There is currently a 7PM curfew in Port Aransas, so we encourage policyholders to arrive early to this location in order to get assistance prior to the end of our business hours at 6PM.

Port Aransas Location
Port Aransas Community Center
408 N. Alister St.
Port Aransas, TX 78373
PHONE NUMBERS
For all claims-related matters, please continue to call our dedicated lines at 877-281-1431 (English) or 866-443-3144 (Spanish).
For any non-claims issues, please call 800-788-8247.

08/30/2017

Setting the Record Straight on Claims Filing Misinformation

Posted on August 28, 2017 by Matt Smith, Communications

There has been and continues to be incorrect information relating to your insureds’ rights and obligations under
their current policies and reporting of claims. If these posts were intended to alarm and confuse the public, then
those involved have achieved their goal.

The Facts
The normal claims process has not changed.
Consumers continue to have a full-range of remedies in the event an insurer acts fraudulently or in bad faith.
The Texas Department of Insurance will, as always, in catastrophic events, be monitoring the activities of
insurance companies to make sure that claims are being paid properly and promptly.
The new law does not take away any right to sue and does not diminish any cause of action that a person has
against an insurance company. HB 1774 does, however, require notice before a lawsuit is filed.
The pre lawsuit notice is effective for all “actions filed on and after the effective date, which is September 1,
2017.” Any lawsuit filed after September 1, 2017, would be governed by the new law.
The primary purpose of the HB 1774 is to require written notice of a dispute before a lawsuit is filed. The new law
is designed to do two important things:
Discourage the feeding frenzy by lawyers and contractors following natural events occurring in Texas over the
past several years. These unscrupulous actors have taken advantage of thousands of hard-working Texans over
the past several years.
Encourage out-of-state insurance adjusters to come work in Texas following a massive disaster like Harvey. In
the following days and weeks, it will be critically important for out-of-state adjusters to work in Texas to
ensure that insurance claims are evaluated and paid in a timely manner.

08/29/2017

This page provides information and guidance for disaster survivors who want to apply for assistance related to a federally declared disaster. It inlcudes a link to complete an application for FEMA assistance, a list of items you need when you apply for FEMA assistance, and the phone number for FEMA…

08/28/2017

I am setting up a donation box at my office 2150 S. Central Expy Ste 200, Mckinney. Please provide nonperishable food items, flip flops, toiletries, women's products, diapers and formula, clothing, new socks and underwear or cash donations to Trusted World. Www.trustedworld.org

08/28/2017

The Federal Emergency Management Agency (FEMA) says people impacted by Hurricane Harvey can start filing for federal assistance.