Tammy's Insurance Page

08/24/2026

AEP starts October 15.

08/20/2026

https://www.facebook.com/share/p/1DVg1YRAnc/

Can you spot a "red flag" when it comes to fraud schemes? Listen for these "too-good-to-be-true" claims and if you hear them, hang up.

08/20/2026

AEP sales prep made easy!

08/17/2026

https://www.facebook.com/share/p/1JTsr8fvn5/

Turning 65 or new to Medicare?

Knowing when to buy a Medigap plan can be just as important as choosing one.

Medigap helps cover costs that Original Medicare doesn't pay.
The best time to enroll is typically your 6-month Medigap Open Enrollment Period.
During this period, insurance companies generally cannot deny coverage based on your health.

Questions? SHIP offers personalized, unbiased Medicare counseling.

08/11/2026

08/07/2026

https://www.facebook.com/share/p/1BzwyJmPgt/

💰 Three programs pay the $202.90 Part B premium, worth $2,435 a year, for Medicare beneficiaries under certain income lines, and millions of people who qualify have never applied.

They are called the Medicare Savings Programs, and they are run through your state Medicaid office, not Social Security.

QMB is the most generous: income up to $1,350 a month single or $1,824 married, and it pays the premium plus Medicare's deductibles, copays, and coinsurance.

Providers are barred by federal law from billing a QMB enrollee for Medicare cost sharing at all.

SLMB and QI cover the full Part B premium at income lines up to $1,616 and $1,816 single.

Asset limits in most states are $9,950 single and $14,910 married, but your home and one car do not count, and several states have dropped the asset test entirely.

Enrolling in any of the three automatically qualifies you for Extra Help, which cuts prescription costs under Part D too.

About 10 million people are enrolled nationally, and estimates suggest millions more are eligible, so this is worth checking for yourself or a parent even if you assume the answer is no.

Do you know someone on a fixed income who should see this one?

P.S. Once a week, I email the best money article I read, with my take on this week's top Facebook posts and what's new on the Ways to Wealth blog. It's free, and you can sign up on the Ways to Wealth home page.

R.J. Weiss, CFP®



*The content shared here is for educational and informational purposes only. It is not personalized investment, tax, legal, or financial advice. Consult a licensed professional before making decisions based on your specific situation.*

08/04/2026

This not only pays hospital copays but ambulance copays also.

08/04/2026

https://www.facebook.com/share/p/19ArUcHBch/

If you receive Extra Help with your Medicare prescription drug costs, keep an eye on your mailbox soon.

Starting in September through November, some people may receive notices about changes to their Extra Help status or prescription drug plan for 2027.

Not sure what this mailing means or what you should do? Contact SHIP for unbiased Medicare counseling and personalized assistance. Find them at www.shiphelp.org.