Ben Cohen - Mortgage Broker NMLS: 2055037

01/03/2026

If you didnt watch until today the movie Man on Fire with Denzel Washington you better do it right now on Netflix.

You can thank me later 😁

05/11/2025

11/29/2023

מִשְׁפַּחַת בִּיבָס מְקַוִּים לִרְאוֹת אֶתְכֶם בַּבַּיִת... 🧡🧡
"אַל תִּירָא יִשְׂרָאֵל, אַל תִּירָא כִּי גּוּר אַרְיֵה הֲלֹא אַתָּה"

בן מזרחי

09/21/2023

Thought for today

Bob Marley was once asked if there was a perfect woman. He replies :

Who cares about perfection?

Even the moon is not perfect, it is full of craters.

The sea is incredibly beautiful, but salty and dark in the depths.

The sky is always infinite, but often cloudy.

So, everything that is beautiful isn't perfect, it's special.

Therefore, every woman can be special to someone.

Stop being "perfect", but try to be free and live, doing what you love, not wanting to impress others!

Read the full story in first comment 👇 ❤️

09/19/2023

Step by step how to get your first real estate investment and own five properties in the next two years with 5% or less down payment.

08/23/2023

Here are three steps to improve your credit score in the next 60 days!

The thread one will make a big difference.

1. Combine all your credit card limits and make sure you are not using more than 30% of the limit amount. You can also try to increase your credit limit to get to the 30%.

2. Don't open new accounts or close old accounts before getting into a loan! This will shorten your credit history and affect your credit score.

3. Reach out to your family, your father, mother, grampa, and anyone who will be ok to put you as an authorized user on their account that has been open for many years. This will help to increase your account history.

Here is an extra tip: schedule auto-pay for your minimum recurring payment for each account.
Late payments have a high impact on your credit score.

08/21/2023

Stop!

When you get an appraisal report with a higher property value than the purchase price, you can ask to change the selling price for the new value amount and use the difference as seller CREDIT for your closing cost or buy down the rate!

That's it. Now is your turn to like and flow.

08/03/2023

Bad credit doesn't mean the end of the road. With a bit of hard work and the right expert working for you, homeownership could be in your near future!

Reach out to learn about your options TODAY!

08/03/2023

Real estate agent home buyers, listen up!

REAL ESTATE AGENTS MAKE SURE YOUR CLIENT GOES THRU ALL THESE STEPS!

When you get a Pre-approval letter from your mortgage professional, it's not mean you are 100% approved for the loan.

Flow these three steps with your mortgage professional to minimize potential issues and possibly lose money and time.

1. Make sure your mortgage professional pulls your credit to get your credit report and your credit score.

2. Send your mortgage professional all your income information to get the correct numbers.

3. Ask your mortgage professional the total cost, including the down payment and closing costs, then send him your account statement and be sure you can come up with this amount.

CASH IS NOT AN OPTION.

Feel free to DM will all your mortgage needs or if you have questions about the mortgage process.

Thank you for your time.