HomeTown Lending

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HomeTown Lending Your trusted partner in making your dream of home ownership a reality. NMLS #1566096 | DRE #02022356

10/15/2026

We asked the team which comedy characters their coworkers could play… then I made the casting official. 😂🎬 Who nailed their role?

MovieCharacters MeetTheTeam HometownLending

Your next chapter starts with a little preparation. 🏡📄Swipe through the checklist, get your documents ready, and take th...
10/14/2026

Your next chapter starts with a little preparation. 🏡📄

Swipe through the checklist, get your documents ready, and take the first step toward homeownership with Hometown Lending.

Save this post for later & message us to get started! 💙

10/14/2026

Celebrating our Hometown Lending Top Producers who kept pushing, even when the wins felt far away.

You earned this moment. Keep winning—this is only the beginning.

10/13/2026

Some loan stories take an unexpected turn. 👀🏡

We asked our team about last month’s most surprising deal—here’s what they shared.

10/09/2026

You don’t need perfect credit to buy a home ✅

Lots of people think they need an 800 credit score to buy a house. That’s not true! 🙌

Your credit score matters, but it’s only one part of the picture. Lenders also look at:

💵 Your income
💼 Your job history
💳 Your monthly debts
🏦 Your savings

Loan options that may work with less-than-perfect credit:

🏡 FHA loans: a popular choice for first-time buyers, with flexible credit guidelines and as little as 3.5% down
🇺🇸 VA loans: for eligible veterans and service members, often with $0 down
🌾 USDA loans: for homes in eligible rural areas, with $0 down
🏠 Conventional loans: some programs offer as little as 3% down

Want to give your credit a boost before you apply? Try these:

✔️ Pay every bill on time
✔️ Keep credit card balances under 30% of your limit
✔️ Don’t open new credit cards
✔️ Check your free credit report at AnnualCreditReport.com and fix any mistakes

Even if you’re not ready today, a lender can help you build a plan so you’re ready soon. 📈

📌 Save this for later, and share it with someone who thinks they can’t buy a home!

💬 Have questions? DM Hometown Lending or tap the link in our bio. We’ll help you find out what’s possible for YOU. 🏡

CreditScore FHALoan VALoan USDALoan HomeLoan BuyingAHome HomeOwnership RealEstateTips MortgageAdvice CreditTips DreamHome

Your mortgage payment is more than just paying back your loan. 🏡💵Meet PITI — the four main pieces of a mortgage payment:...
10/08/2026

Your mortgage payment is more than just paying back your loan. 🏡💵

Meet PITI — the four main pieces of a mortgage payment:
▪️ Principal: pays down your loan balance
▪️ Interest: the cost of borrowing
▪️ Taxes: property taxes
▪️ Insurance: homeowners insurance

Depending on your loan and property, mortgage insurance and HOA fees may also affect your total monthly housing costs.

Swipe through to see how a $2,000 monthly payment could break down. This is just an example — your numbers will vary.

Before you buy, ask for the full picture so you can budget with confidence.

📩 Message Hometown Lending for a free, no-pressure payment breakdown.
🔖 Save this post for your homebuying journey.

10/08/2026

Supporting the partners who support us! 🤝 Congratulations to Capital Title on your grand opening, and thank you for welcoming the Hometown Lending team! 🥂✨

❤️

10/07/2026

Why not you? 🔥

A year from now, you could look back and be proud that you took a chance on yourself today.

You have the drive. You’re ready to learn. Now imagine what you could build with a team that believes in your potential.

At Hometown Lending, we’re looking for motivated people who are ready to challenge themselves, grow, and take the next step in their careers.

Believe in what’s possible for you—and take that first step. DM us to learn about joining our team. 📩

Welcome to the Hometown Lending family! We’re excited to support your growth, celebrate your wins, and build something g...
10/07/2026

Welcome to the Hometown Lending family! We’re excited to support your growth, celebrate your wins, and build something great together. Here’s to your next chapter! 💙🏡

Address

15305 Dallas Parkway, Suite 100
Dallas, TX
75001

Telephone

+19723224472

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