Desmond Kane Licensed Insurance Agent

01/12/2025

No matter one feels about the Affordable Care Act, no one can deny that every American should have access to quality health care. Every small business that cannot afford to offer employer sponsored health care, should be advocating and sharing ACA resources. There are 4 days left in Open Enrollment, let's make them count!

ACA enrollment hit the fourth consective year of record numbers and there is still about a week left to go before the enrollment deadline.

12/30/2023

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of course, crippling debt.

12/30/2023

Here’s a good one to get you in the holiday spirit…

What do you call an elf wearing earmuffs?

Anything you want — he can’t hear you! 😂

12/30/2023

Don’t be like Ross 😂

Put your Christmas plans together ahead of time — and swing by our site to check out the amazing holiday deals we’ve got going on ;)

12/30/2023

What is health insurance, really?

An excellent question, indeed!

To put it simply, health insurance helps you pay for unexpected medical expenses — things like hospital bills and prescription medications.

Without health insurance, you could get stuck with a hefty medical bill if you’re not careful.

So here are a few things to consider when you’re comparing policies:

-How much coverage you need
-Any pre-existing medical conditions you may have
-What your budget is
-How much monthly premiums will cost you
-How much you’ll have to spend on your deductible

Now that you know what health insurance is, we’d be more than happy to help you pick the perfect policy — just leave us a comment down below or send us an email to get the process started :)

12/29/2023

Put your holiday know-how to the test ;)

Christmas Eve is the most popular shopping day during the holiday season.

12/29/2023

Considering buying insurance, but unsure about where to start?

No problem – that’s why we are here to help :)

Before you commit to any pesky premiums, you’ll want to assess your options and pick the best policy for you and your budget.

So here are two tips to make the process easier:

First, consider your worst case scenario. This is the annual premiums plus the out-of-pocket maximum for each plan option. You can compare the totals of each plan and see how they stack up.

Second, keep an eye on the deductible — cheaper isn’t always better! You may be better off with a slightly higher premium with lower out-of-pocket costs.

We know it’s a lot to think about — so if you need a hand making the decision, just send us a message and we’ll be happy to help you out :)

12/28/2023

Here’s a good one you:

Why couldn’t the baker get any insurance?

Because she was high whisk 🤣

12/28/2023

“Buying life insurance is like fixing a leak in your roof — the longer you wait, the more expensive it gets.” - Unknown

Looking to invest in some life insurance coverage? Want to know more about the services we have to offer?

Send us a message or drop a comment down below and we’ll be happy to share our knowledge 🧠

12/28/2023

How well do you know your Christmas classics?

[The highest grossing Christmas movie of all time is ______]

12/28/2023

Here’s a good one for all the Christmas lovers — and bakers — out there…

How does a gingerbread man make his bed?

With a cookie sheet 😂

12/28/2023

We’re gifting you laughter this holiday season…

How much did Santa pay for his sleigh?

Nothing, it was on the house! 😂