Business Loan Choice

08/08/2022

Real Estate Investors - Seeking Short-Term Investment Property Financing - Find Your Real Estate Investment Loan Choice with a Complete Suite of Products for Rehabbing Distressed Properties and Bridge Financing.
See our Fix to Rent, Bridge, and Fix and Flip Program Highlights:
*13-month interest only construction period converting to long-term rental loan once complete
*Up to 90% LTC and 70% LTV for Fix to Rent, and Fix and Flip
*Up to 75% LTC/75% LTV for Bridge Loan with fast closing, and exterior valuations only
*Rates during the construction period are fixed rate and interest only on drawn balance
*Rates for the rental loan float until conversion

05/06/2022

Was your business impacted by the pandemic?
Are you aware of the Employee Retention Credit (ERC)?
We help businesses get funding and the tax credits they deserve.

https://www.irs.gov/coronavirus/employee-retention-credit

About The ERC Program
What is the Employee Retention Credit (ERC)?
ERC is a stimulus program designed to help those businesses that were able to retain their employees during the Covid-19 pandemic.
Established by the CARES Act, it is a refundable tax credit – a grant, not a loan – that you can claim for your business. The ERC is available to both small and mid-sized businesses. It is based on qualified wages and healthcare paid to employees.
*Up to $26,000 per employee
*Available for 2020 and the first 3 quarters of 2021
*Qualify with decreased revenue or COVID event
*No limit on funding
*ERC is a refundable tax credit

How much money can you get back?
*You can claim up to $5,000 per employee for 2020. For 2021, the credit can be up to $7,000 per employee per quarter.
*How do you know if your business is eligible?
To qualify, your business must have been negatively impacted in either of the following ways:
A government authority required partial or full shutdown of your business during 2020 or 2021. This includes your operations being limited by commerce, inability to travel or restrictions of group meetings.
*Gross receipt reduction criteria is different for 2020 and 2021, but is measured against the current quarter as compared to 2019 pre-COVID amounts.
*A business can be eligible for one quarter and not another.
*Initially, under the CARES Act of 2020, businesses were not able to qualify for the ERC if they had already received a Paycheck Protection Program (PPP) loan. With new legislation in 2021, employers are now eligible for both programs. The ERC, though, cannot apply to the same wages as the ones for PPP.

We help businesses get funding for all their business needs including term loans, line of credit, equipment financing, real estate financing, working capital and SBA loans
www.businessloanchoice.com
Your Business Loan Choice for Success

Business Loan Choice - As a small business owner we experienced first-hand the amount of paperwork and time spent to get funding for our business or financing for real estate. Get easy financing options and have access to a variety of different funding sources and options.

04/13/2022

Business Tips and Tools: Using Cash Flow Forecasting/Projections

Business owners and individuals who may either be starting a new business, need to maximize cashflow for growth or just need a budget to create stability can benefit from using the right tools and business resources to save time and money in the long term.

One of such tools is different cash flow forecasting spreadsheet templates of various complexities and features which can help get your business on track for success and different scenarios.

Click on the link below to access a free template to help you get started.

https://templates.office.com/en-us/small-business-cash-flow-projection-tm16410107



https://www.linkedin.com/company/business-loan-choice/

www.businessloanchoice.com

Your Business Loan Choice for Success

We help businesses get funding for all their business needs including term loans, line of credit, equipment financing, real estate financing, working capital and SBA loans

Business Loan Choice - As a small business owner we experienced first-hand the amount of paperwork and time spent to get funding for our business or financing for real estate. Get easy financing options and have access to a variety of different funding sources and options.