01/10/2026
Rates just hit a 15-month low. If you’re currently in the 6.5%, 7%, or 8% range, you're likely leaving money on the table every month.
The biggest hurdle is usually the closing costs, but I can structure your refi with Lender-Paid Closing Costs so you can save without the upfront hit.
$0 out of pocket.
Closing costs paid with lender credits.
Keep your cash in the bank.
Get the lower monthly payment without the "sticker shock" at the signing table.
Want to see what your new payment looks like? Shoot me a DM or comment "Rates" and I’ll run the numbers for you. 🏠📉
Pravin Giri | NMLS #2416432 Equal Housing Opportunity We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, s*x, handicap, familial status, or national origin.
