Magnolia Tree Insurance - Ruiz Agency

08/27/2024

I specialize in individuals that have no home or auto insurance or have had lapses greater than 30 days in coverage. Let me show you how I can be the stepping stone you need to set you up for great coverage in 2025 (hint: rates are *supposed to* drop and soften up in the latter half of 2024 and 2025)!

Call or email me today!

Home insurance rates are increasing nationwide, with Texas experiencing a dramatic 59.9% rise from 2018 to 2023.

“We know the trajectory of climate risk,” says Benjamin Collier, a risk management and insurance professor at Temple University in Philadelphia. “As we expect the risks to go up, the costs of insurance have to go up over the next couple of decades.”

Full report: https://rltor.cm/wbur4m

📍Try our app and use our map filters to get climate risk information on your area: https://rltor.cm/19bgcd

07/11/2024

06/13/2024

I-N-D-E-P-E-N-D-E-N-T do you know what that means?! 💃🎶

I've gone independent! 🙌 No longer held back by the chains of a single carrier! ⛓🚗🏡

Give me a call at my new office number (972-327-3272) and allow me to re-introduce you to the gold standard in insurance. ✨

02/19/2024

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2.0 ★ · Insurance agency

01/13/2024

Change the HVAC filters, put up the storm windows, clean out the gutters. If it all sounds like a chore now, imagine when its 20 degrees outside (and we're almost there). There’s still time to get your home ready for winter’s cold, snow and ice.

01/11/2024

When the snow piles up, remember that just four feet of the fluffy stuff could stress the average roof. Clearing it off with a roof rake can help you protect your home.

01/11/2024

High-ticket purchases are exciting. Keeping track of your receipts and taking photos of your new things is not — but it’s important, in case you ever needed to file a claim.

01/08/2024

This is some great information here! Call us with any questions: 972-263-9398

Did you ignore that email or letter about renewing your homeowners insurance? Read it to make sure you’re not being overcharged or getting less coverage than you need.

01/08/2024

Wintry conditions could lead more Texans to rely on space heaters and other ways to stay warm. Stay safe with these tips.

01/08/2024

Rates are continuing to go up for everyone all over the US. PSA for my California people.

Texans: Call us today to see how we can help: 972-263-9398

https://www.foxla.com/news/state-farm-increasing-insurance-rates?fbclid=IwAR03703M160QEyL7OL22vuG9y-wIiGaRg23K3fI1V1G2jbMBaMG84IEqRkQ

State Farm customers in California can expect to pay a little more for insurance.