Trek Mortgage

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United States
Dallas, TX
Trek Mortgage

Mortgage Broker doing business in all of Texas & Investment Properties in 20+ states!

04/22/2025

This was a special closing! Young man with a great career, whose parents put him on as an Authorized User on their credit cards to build up his credit in preparation for adulthood!!

Took advantage of an FHA down payment grant of over $13k and a seller concession of over $15k had them getting back money at closing!

Over 18 months but they found their home!! So happy Inwas able to guide them on their Trek towards home ownership!

If you’d like more info on this FHA grant, message Grant in the comments or send DM.

Customers and Realtors please reach out for the specifics on this program!

Jorje Cruz
214-923-9722 📞

01/17/2025

Just because you're approved for the max doesn't mean you should borrow it! 🎯 Keep your financial goals in mind and decide what works best for you before applying for a loan. 💡

01/15/2025

Approved! 🎉

Your dream of homeownership is now one step closer! 🏡 Whether it’s your first home or your next big move, I am here to make the process smooth and stress-free.

💬 Ready to get started? Let’s make your approval the next big moment!

01/13/2025

Self-employed and buying a home? Don't fret; I've got the checklist of documents you'll need to succeed. 📂🏠

01/10/2025

Out-of-Pocket Mortgage Fees: Optional?

Mortgages always have closing costs, but you don’t have to pay them upfront.

💡 Options:
1️⃣ Roll closing costs into your loan balance.
2️⃣ Opt for a no-closing-cost mortgage—your lender pays the fees in exchange for a slightly higher interest rate.

This covers expenses like origination fees, appraisals, title fees, and prepaid taxes.

📈 A higher rate = lender’s way of recouping costs over time.

01/08/2025

Think about it….Unless you’re living with your parents rent-free, you’re paying a mortgage – either yours or someone else’s.

Whose mortgage do you want to pay? Yours or your landlord’s? 🤷

01/06/2025

The 10 Golden Rules When Applying For A Mortgage Loan

Don’t change jobs or become self-employed.

Don’t buy a car, truck, or van unless you plan to live in it.

Don’t use your credit cards or let your payments fall behind.

Don’t spend the money you have saved for your down payment.

Don’t buy furniture before you get the keys to your house.

Don’t apply for any new credit cards

Don’t make any large deposits into your bank account.

Don’t change bank accounts.

Don’t co-sign for anyone.

10. Don’t purchase anything until you get the keys to your house.

Ready to take the next step in your mortgage journey?

Call or send me a message

01/03/2025

When choosing your new home, you have to include your mortgage decisions too!

Get in touch with me so I can help you decide which mortgage would be best for you!

01/01/2025

✨ Cheers to a new year and endless possibilities! 🥂 Here’s to making 2025 unforgettable with new memories, big wins, and even brighter days ahead. 🎉

12/30/2024

🏡 Do You Have What It Takes to Become a Homeowner?

✔️ Down Payment
✔️ Credit Score
✔️ Steady Income
✔️ Manageable Debt

If you’ve got these essentials checked off, you’re one step closer to owning your dream home! Need help getting started? Let’s chat!

12/27/2024

🏡 A USDA loan is a government-backed mortgage designed to help low-to-moderate-income buyers purchase homes in eligible rural areas—offering zero down payment and affordable terms!

12/25/2024

✨ Wishing you a Merry Christmas filled with joy, love, and laughter! May your home be warm, your heart be full, and your holiday season be magical. 🎅❤️

Address

Dallas, TX

Telephone

+12149239722

Website

http://www.trekmtg.com/

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