12/23/2025
🚨 Missed the Medicare Annual Enrollment Deadline? If December 7 came and went and you didn’t make changes to your Medicare plan, here’s what might still be available in some situations:
✔️ Medicare Advantage Open Enrollment (Jan 1–Mar 31): If you're already in a Medicare Advantage plan, you can make a one-time switch to another Advantage plan or go back to Original Medicare.
✔️ Special Enrollment Periods (SEPs): You may qualify for a SEP if you've had life changes like moving, losing employer coverage, or qualifying for Medicaid or Extra Help.
✔️ Medigap (Supplement) Policies: These can be applied for anytime, although you may have to go through medical underwriting if you're past your guaranteed issue rights.
✔️ Prescription Drug Help: If you qualify for Extra Help (Low-Income Subsidy), you can enroll in a drug plan or make changes year-round.
👉 The best next step? Call us! Our licensed agents can help you find out if you qualify for a special enrollment period or if other options are available based on your situation.