Sharon Harty - Residential Mortgage Loan Officer

Sharon Harty - Residential Mortgage Loan Officer Helping people with their home loans at Legacy Mortgage Group since 2011. NMLS #2056325

What’s a 2-1 buydown?
11/09/2025

What’s a 2-1 buydown?

I LOVE a clean white exterior on a home! Kim Elmer found this dreamy new build for her clients in Savoy. Legacy Mortg...
11/07/2025

I LOVE a clean white exterior on a home! Kim Elmer found this dreamy new build for her clients in Savoy. Legacy Mortgage has phenomenal VA rates, and we got on for this buyer in the 5's. Also, I can't give enough shout outs to my processing team, Trisha Kelley and Stephanie Brady. Y'all keep things running so smoothly behind the scenes, and you're the unsung heroes on every file. I appreciate y'all!

10/08/2025

Let's talk about it!

Another great transaction with you, Kim! I love partnering with you and taking care of these amazing clients.
09/08/2025

Another great transaction with you, Kim! I love partnering with you and taking care of these amazing clients.

Tonya Sanford's first-time homebuyer clients fell in love with this super unique tudor-style property. Little did they ...
08/28/2025

Tonya Sanford's first-time homebuyer clients fell in love with this super unique tudor-style property. Little did they know, the process to even go under contract would take months. Tonya guided them expertly through a tough process and would not give up! I love that attitude because I share it! Once I got the file, my team and I had to weave through some challenges but would not stop until we reached the closing table. The night of closing, I got a text with the buyers standing in front of their new home. Huge smiles! It's why we LOVE what we do!!

Another joyful closing with Kim Elmer. All I could say at closing table, was, "I told you so!" I told them what a fant...
08/03/2025

Another joyful closing with Kim Elmer. All I could say at closing table, was, "I told you so!" I told them what a fantastic negotiator Kim is, and how much they'd need her not just up front, but during the option period, and possibly even after the appraisal. These clients qualified for a VA loan, which our company excels at. Congratulations to these buyers on securing the home they've dreamed of for so long.

Another one closed with THE Kim Elmer! Love working with you, Kim. Professional through and through, and a fantastic n...
06/16/2025

Another one closed with THE Kim Elmer! Love working with you, Kim. Professional through and through, and a fantastic negotiator every time. And Trisha, processor extraordinaire, thank you for staying on top of every detail.

Kim Elmer worked her magic as she always does and found this beautiful home for some well-qualified buyers who have clos...
05/06/2025

Kim Elmer worked her magic as she always does and found this beautiful home for some well-qualified buyers who have closely followed Dave Ramsey's advice on NOT establishing a credit score. I know DR's program very well (Keith and I took and then led his course for 6 years), but as a loan officer, I would cringe when my buyers came to me with no score. The options just weren't good for a "manual underwrite". This typically meant a much higher interest rate and a difficult loan process. BUT (trumpet fanfare) some of our lenders are now offering REALLY good programs for our no-score clients! I was able to get these buyers 6.25% on a conventional 30-year fixed loan, with neither the husband nor the wife having a credit score!! I'm seriously so excited to be able to offer such a competitive program now to all our devout DR followers!

I just closed loans on 2 of these...this neighborhood is such a hidden gem in Tyler! Brand new construction starting at...
04/16/2025

I just closed loans on 2 of these...this neighborhood is such a hidden gem in Tyler! Brand new construction starting at $250,000, what? Hamilton Meadows...they have 6 units left! And we have SUCH great loan options on these.

I'll always be a California girl at heart. It makes me so happy to see these homes becoming more common in Texas! The ...
03/14/2025

I'll always be a California girl at heart. It makes me so happy to see these homes becoming more common in Texas! The modern, clean lines, the bright white...LOVE! CJ got this beauty for our clients for UNDER $300K!!!! And she negotiated seller concessions, seller-paid title policy, and seller-paid survey, on brand new construction! You need me for a solid loan pre-approval. You need a knowledgeable realtor to negotiate on your behalf and about 982 other things realtors do behind the scenes that no one sees but the realtor. You need me and my team to get your financing secured and get your file allll the way through underwriting. Let's do it again, CJ!

Do you have an escrow account on your mortgage? Are you confused about the escrow analysis each year, and wonder why yo...
02/28/2025

Do you have an escrow account on your mortgage? Are you confused about the escrow analysis each year, and wonder why your mortgage payment keeps changing? With 14 years in the mortgage industry, this is something I have a lot of experience with. Whether you're a client of mine or not, if you have any questions over your escrow account, I'm happy to talk with you about it. Please call me at 972-369-3199. The way I run my business is to look for ways to serve people, whether or not we ever get the chance to work together. Let's clear up your concerns.

Address

Dallas, TX

Telephone

+19723693199

Website

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