DarkHorse Insurance Solutions

DarkHorse Insurance Solutions ~ Marketplace ACA Plans | Group Health Insurance | Medicare | Dental | Vision | Ancillary

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06/19/2026

Stop waiting until you’re older and your health is falling apart to think about life insurance.

The best time to get coverage is when you’re younger and healthier. It’s usually easier to qualify, gives you more options, and often costs less.

Every year you wait is another year you’re betting nothing will change.

Your health doesn’t ask for permission before it changes.

If protecting your family matters, don’t wait until it’s a problem.



DarkHorse Insurance Solutions
Sean Bester

06/18/2026

24 bags of Marie cookies Salamat Po sa ayuda sa aking Nanay at Tatay. Kami po ay Taos pusong nagpapasalamat! ♥️

Nothing to see here. Just two awkward dogs trying to keep me company while I do my thing. 🫠 🐕  I applaud their patience ...
06/17/2026

Nothing to see here.

Just two awkward dogs trying to keep me company while I do my thing. 🫠 🐕 I applaud their patience and dedication to make sure I am safe.

06/16/2026

5 Common Mistakes People Make When They First Become Eligible for Medicare 🫣🫨👀

06/15/2026

Why can an insurance company charge $0 for a Medicare Advantage plan? Let's find out! Follow DarkHorse Insurance Solutions and DarkHorse Insurance Solutions - Guy for more tidbits.

Philippine Gala Photos ♥️ 🇵🇭 It’s always good running into familiar faces. I hope you all had a great time 😇♥️🌹
06/14/2026

Philippine Gala Photos ♥️ 🇵🇭

It’s always good running into familiar faces.
I hope you all had a great time 😇♥️🌹

Happy 128th Independence Day, Philippines! 🇵🇭 I’m glad to be celebrating it with my forever date ♥️
06/14/2026

Happy 128th Independence Day, Philippines! 🇵🇭 I’m glad to be celebrating it with my forever date ♥️

Today I signed up for cremation planning.Not because I plan on going anywhere anytime soon.Because I’ve always believed ...
06/12/2026

Today I signed up for cremation planning.

Not because I plan on going anywhere anytime soon.

Because I’ve always believed planning is one of the greatest gifts you can leave your family.

Life insurance provides protection.

Pre-planning provides direction.

Together, they help remove stress, confusion, and financial burden from the people we care about most.

After all…

No Coffins Have ATMs.

Have you made plans to make things easier for your family, or is it something you’ve been putting off?

DM me
Guy Bester
Financial Professional
DarkHorse Insurance Solutions

DarkHorse Insurance Solutions
Sean Bester


06/08/2026

💰 BAKIT MAS MATAAS ANG MEDICARE PREMIUM NG ILANG TAO?

Mga kababayan, alam niyo ba na may dalawang taong parehong naka-Medicare pero magkaiba ang binabayaran nilang Medicare Part B premium?

Maraming tao ang nagugulat kapag nakatanggap sila ng notice na mas mataas ang premium nila kaysa sa ibang retirees.

Ang tawag dito ay IRMAA (Income-Related Monthly Adjustment Amount).

Hindi ito penalty.

Hindi rin ito pagkakamali.

Sa madaling salita, kapag mas mataas ang income mo, maaaring mas mataas din ang contribution mo sa Medicare.

Bakit?

Dahil hindi lahat ng Medicare ay pinopondohan ng payroll taxes. May bahagi rin na nanggagaling sa federal revenues, kaya gumawa ang gobyerno ng system kung saan ang mga may mas mataas na income ay nag-aambag ng mas malaking bahagi ng gastos.

Ako si Christa ng DarkHorse Insurance Solutions. Tinutulungan ko ang Filipino American families at Veterans na maintindihan ang Medicare para makagawa sila ng informed decisions at maiwasan ang mamahaling pagkakamali.

👇 Comment IRMAA kung gusto mong gumawa ako ng follow-up video kung paano mag-appeal ng IRMAA at kung sinu-sino ang kwalipikado.

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Cypress, CA

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